Zia Holiday Skip-A-Pay

Member Name:

First NameLast Name

Last 4 Digits of Account #:

Phone Number

Please enter a valid phone number.

Address:

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code

Select a month to skip:

November 2024December 2024January 2025

Select last 4 digits of account # from which to pay fee(s):

Select account # from which to pay fee(s):

CheckingSavings

Select the payment(s) you'd like to skip:

	Loan Number Or Description	Payment
Loan you'd like to skip
Loan you'd like to skip
Loan you'd like to skip
Loan you'd like to skip

To receive confirmation or communication regarding your Skip-A-Payment(s), provide your current email:

example@example.com

I understand that accepting this offer will not affect the payment record of my account, since the payment(s) skipped will be added to the end of the loan(s). Interest will continue to be calculated on the total outstanding balance. I understand there is a $40 fee for each loan payment skipped, and fees must be paid before the Skip-a-Payment can be processed.

Signature:

Date:

Date

This offer is valid 11/01/2024 - 01/31/2025. The following types of loans are not included: Single Payment, Real Estate, Mobile Home, Credit Cards and Lines-of-Credit. All Zia Credit Union accounts must be current and in good standing, at least six (6) months of payments must have been made on the loan(s) you wish to skip, payments may not be skipped for two consecutive months, and a loan may not be paid more than 90 days in advance. Offer excludes members that have deferred a loan payment in the last 6 months. Fee(s) must be paid prior to processing. This offer is not transferable and may not be used in conjunction with any other discounts, offers, or coupons.

This Credit Union is federally insured by the National Credit Union Administration.

Deferment of payment will extend the life of the loan(s) and may cause an increase in the total finance charge and final payment amount. The first payment after the skipped period may be all, or in part, applied to accrued interest. The extension of the loan(s) may not be covered by credit insurance or Guaranteed Asset Protection coverage you may have. If the loan payment(s) is/are made by Zia Credit Union internal transfer, cash, or Bill Pay, the due date will advance according to the payment schedule, skipping the appropriate number of payments equivalent to one month. If the loan payment(s) is/are automatically deducted through payroll distribution, ACH origination, or from an account at another institution, we will deposit the payment to your regular savings (share) account on the payment due date. Interest continues to accrue, and all other loan terms and provisions remain unchanged. This agreement does not constitute a new loan.