The Home Repair and Accessibility Program (HRAP) will assist low- and very low-income homeowners with funds for vital health and safety repairs and accessibility improvements. The program, through these activities, aims to preserve existing affordable housing stock, provide investment in disadvantaged communities, improve the health and well-being of occupants, and help low-income and disabled or mobility-impaired individuals remain in their homes.
Eligible homeowners may receive up to $45,000 in assistance for eligible repairs and/or accessibility improvements, while homeowners participating in the Roof Only option may receive up to $21,500. Assistance is provided to homeowners in the form of a 5- or 3-year forgivable loan. Please note, total household income must be at or below 80 percent of the Area Median Income (AMI) to be eligible for the program.
For Rehabilitation and Roof Only projects, all properties must be an existing residential one-unit single-family property that is independent, privately owned, and non-institutional to be used as the owner’s sole residence and not an income property.
For Accessibility projects, all properties must be an existing residential property that is rental or 8 owner-occupied and must have a documented need for accessibility modifications. The owner or the owner’s tenant must be a senior citizen (over 60 years of age) with a physical limitation, or a resident within the home must be a disabled person (with a physical or mental impairment).
To qualify, the property must be held in fee simple title, clear of all contractor and tax liens.
Priority will be given to rehabilitation items addressing health and safety hazards, local code violations, and accessibility needs. This program is not meant to address issues that are solely cosmetic.