• CPA for Renters/Contents (HO4)

    (Carrier Placement Analysis - AFN103)

  • This CPA will guide you to identify which carrier (s) will be the best to write this Risk (LOB)   

    Step 1: Collect risk info via request for home quote or via Purl for this LOB. (Already done - go to step 2)
    Step 2 – Create client in ezlynx if it’s a new client to the agency.
    Step 3 – Enter the risk info into ezlynx for bridging to carriers. (Only applies to bridgeable LOB’s).
    Step 4 – Identify the carriers that writes this line of business.
    Step 5 – Compare final validated rates to determine the best carrier for this risk.
    Step 6 – Prepare application for client to Signing
    Step 7 – Bind the Policy & Complete Point of Sale
    Step 8 – Process BOR & Complete Point of Sale (In case client decides to BOR to our Agency)

     

  • Date
     - -

  • Applicant Information:

  • Address Information: We must be careful and take precaution with insuring this location.  It's very important that we do not place insurance on the wrong address and a claim is denied. 

  • Property Title Information: We must verify how the property is titled to so we can determine how the policy should be written and to make sure all individuals and/or entities are covered properly. 

  • Show me

  • Prior Ins. Policy Info:

  • Underwriting Questions:

  • Is your current/prior policy being canceled for any reason

  • Are there Dogs on the premises

     

  • Number of dogs*

  • Reconstruction Cost Info:

  • Note: This coverage A Limit has been increased by 10% for any items that we did know about or include in our RC Estimate.

  • Underwriting Characteristics:

  • Ezlynx Client Creation:

    Field-2D

  • Note: Since the client already exists, then just verify the applicant's contact information with what's listed below.

  • Note: Create a new personal lines client (aka new Applicant).

  • Show me

  • Ezlynx Risk Entry (For Bridging:)

  • Market Guidance for Renters/Contents HO4 Insurance:

     

    Carriers: Appetite: Ezlynx Bridging:
    Pacific Specialty   Yes
    Epremium   Yes
    First Cap   Yes
    Aegis   Not Yet Available
    Stillwater   Yes
    Mercury   Yes
    Fair Plan   Not Yet Available
         

     

    • Pacific Specialty - Pacific Specialty Ins Co 

      • Underwritten by PACIFIC SPECIALTY INS CO NAIC (37850)
      • AM Best Rating
      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
      • Verify Ivans Participation

    • Basic Underwriting: 
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlight

      • Maximum Coverage C Limit is $250,000
      •  

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue
    • Reason for Declination or didn't pursue

    • Underwriting Guidelines

    • First Cap - Aegis Security Insurance Company 

      • Underwritten by Aegis Security Insurance Company (NAIC 33898)
      • AM Best Rating
      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
      • Verify Ivans Participation

    • Basic Underwriting:
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights 

      • Maximum Coverage C Limit is $250,000
      •  

    • Basic Underwriting for DIC:

      • Maximum Coverage C Limit as a DIC is 250,000.
      • A copy of the Ca. Fair Plan declarations page is required.
      • Coverage does not have to match Ca. Fair Plan limits.
      • Fireline 3 and above requires DIC.
    • Reason for Declination or didn't pursue
    • Reason for Declination or didn't pursue

    • Underwriting Guidelines

    • Aegis - Dongbu Ins Co Ltd 

      • Underwritten by DONGBU INS CO LTD
        (NAIC 12502)
      • AM Best Rating
      • Prod. Code 10003077 (Direct Appt)
      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
      • Verify Ivans Participation

    • Basic Underwriting: (New Bus Suspension as of 8-5-2023)
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      • There must be no more than 3 Buildings Maximum on the Lot (aka Parcel) 
      • There must be no more than 12 Units Maximum on the Lot. 3 Buildings at 4 units each equals 12 Units. 
      •  

    • Basic Underwriting for DIC:
      DIC Guidelines
      DIC Homeowners Specimen
      DIC Disclosure Form

      • For personal property maximum Coverage C Limit as a DIC is $100,000.
      • A copy of the Ca. Fair Plan declarations page is not required.
      • None of the coverages have to match the fair plan policy.
    • Reason for Declination or didn't pursue
    • Reason for Declination or didn't pursue

    • Underwriting Guidelines

    • Stillwater - Stillwater Insurance Company 

      • Underwritten by (Stillwater Insurance Company (NAIC 25180)
      • AM Best Rating
      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
      • Verify Ivans Participation

    • Basic Underwriting: 
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      •  Do not sell on standalone basis. Must be sold as a package with Auto.
      •  Maximum Coverage C Limit is $150,000

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue
    • Reason for Declination or didn't pursue

    • Underwriting Guidelines

    • Mercury Insurance - California Automobile Insurance Company 

      • Underwritten by California Automobile Insurance Company (NAIC 38342)
      • AM Best Rating
      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
      • Verify Ivans Participation

    • Basic Underwriting:  
      Homeowners Guidelines  
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      • Do not sell on standalone basis. Must be sold as a package with Auto.
      • Maximum Coverage C Limit is $250,000
      •  

       

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue
    • Reason for Declination or didn't pursue

    • Underwriting Guidelines

    • California Fair Plan - California Fair Plan 

      • Underwritten by California Fair Plan (NAIC)
      • AM Best Rating
      • This is the Non-Standard Program.
      • Written on a Admitted Basis.
      • Direct Bill Basis.
      • Fair Plan Indication.
      • Verify Ivans Participation

    • Basic Underwriting:  
      Homeowners Guidelines  
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      • Do not sell on standalone basis. Must be sold as a package with Auto.
      • Maximum Coverage C Limit is $250,000
      •  

       

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue
    • Reason for Declination or didn't pursue

    • Underwriting Guidelines

    • Hidden Carriers:

    • Sign In Now

      • Underwritten by CENTURY NATL INS CO
        (NAIC 26905)
      • AM Best Rating
      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
      • Verify Ivans Participation

    • Basic Underwriting: 
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      •  
      •  

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue
    • Reason for Declination or didn't pursue
    • Rows

      • Underwritten by US Coastal Prop & Cas Insurance Company (NAIC 15900)
      • AM Best Rating
      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
      • Verify Ivans Participation

    • Basic Underwriting:
      Homeowners Guidelines
      HO3 Product Comparison
      HO3 Specimen
      Product Highlights

      •  
      •  
      •  
      •  

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue*
    • Reason for Declination or didn't pursue*
    • Rows


      • This is the Non-Standard Program.
      • Written on a Non-Admitted Basis.
      • Agency Bill Basis.

    • Basic Underwriting:
      Homeowners Guidelines
      HO3 Product Comparison
      HO3 Specimen
      Product Highlights

      •  

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue*
    • Reason for Declination or didn't pursue*
    • Rows

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.

    • Basic Underwriting:
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      •  
      •  
      •  

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue*
    • Reason for Declination or didn't pursue*
    • Rows

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.

    • Basic Underwriting: (New Bus Suspension)
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      •  
      •  
      •  

       

    • Basic Underwriting: (New Bus Suspension)
      DIC Guidelines
      DIC Endorsement Acknowledgement Form

      • For personal property maximum Coverage C Limit as a DIC is $500,000.
      • A copy of the Ca. Fair Plan declarations page is required.
      • None of the coverages have to match the fair plan policy.
    • Reason for Declination or didn't pursue*

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.

    • Basic Underwriting: (New Bus Suspension)
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      •  
      •  
      •  

    • Basic Underwriting for DIC: (New Bus Suspension)

      • Maximum Coverage A Limit as a DIC is $
      • A copy of the Ca. Fair Plan declarations page is required.
      • Coverage does not have to match Ca. Fair Plan limits.
    • Reason for Declination or didn't pursue*

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.

    • Basic Underwriting: (New Bus Suspension 2-1-2024)
      Homeowners Guidelines
      HO4 Product Comparison
      HO4 Specimen
      Product Highlights

      •  
      •  
      •  

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue*

    • Sign In Now

    • Basic Underwriting for Renters/Contents (HO4):
      Renters/Contents Guidelines
      Renters/Contents Specimen
      HO4 Product Comparison
      Product Highlights 

      • Post and Pier Foundation - had to be enclosed, not over water, slope can't be over 30 degrees
      • Dog Breed
      • Coverage A over __ Mil with No Central Alarm
      • Property Titled in LLC, Corporation
      • Homes prior before
      • Slope over % / Homes built into hillside
      • None of the above

       

       

       

    • Basic Underwriting for DIC:
      DIC Product Guide
      DIC Specimen

      • For personal property maximum Coverage C Limit as a DIC is $75,000.
      • A copy of the Ca. Fair Plan declarations page is noy required.
      • None of the coverages have to match the fair plan policy.
    • Reason for Declination or didn't pursue*

    • Sign In Now

    • This risk has the following hazards*

    • HO3-Underwriting Guidelines
      Primary Home Specimen
      Equip. Breakdown Coverage
      Equipment Breakdown FAQ
      Adding Trust Form

       

       

       

    • Rows

    • 1 - The Maximum Coverage A (Dwelling Amount) in California is 3 million.

      2. A copy of the Ca. Fair Plan declarations page is required.

      3 - Coverage does not have to match Ca. Fair Plan limits.

    • DIC one Pager.2020

       

       

  • Rate Comparison Analysis (RCA):    

    Status Defintions:   

    Waiting =  Waiting Validation Review
    Submitted = Submitted to Carrier for Undewriting Approval
    Full = Approved for a Full Policy and Ready to Release to the Client 
    DIC = Approved for a DIC Policy and Ready to Release to the Client
    Dec. by Am = Risk was declined by Accunt Manager and did not pursue validation.
    Dec. by CPA = Risk was declined by the CPA rule and validation not pursued.
    NB Susp. = Since there is a new business suspension in place at this time, validation not pursued. 

  • Rows
  • Quote released with*
  • Client decided to Purchase
  • What carrier are we doing the BOR with*
  • Please choose the Reasons why we could NOT close the Sale*

  • STEP 6 - Prepare Application for Signatures:

    Field-2D

  • Note: We need to prepare the Mercury application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Travelers application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Hartford application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Safeco application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Nationwide application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Stillwater application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Progressive (ASI) application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Guard application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Aegis (First Connect) application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the First Cap application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Bamboo application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Foremost application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Bamboo (E&S) application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Aegis application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the A. Modern application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Pacific Specialty application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Sagesure application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Fair Plan application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Hippo application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Delos application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Mapfre application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the First Cap (Fair Equivalent & Excess Policy) application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Epremium Policy application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Bridge Specialty Policy application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Cabrillo Policy application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the CA Fair Plan Policy application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • STEP 7 - Bind the Policy:

    Field-2D

  • Note: We need to Bind the Mercury Policy.

  • Show me

  • Note: We need to Bind the Travelers Policy.

  • Show me

  • Note: We need to Bind the Hartford Policy.

  • Show me

  • Note: We need to Bind the Safeco Policy.

  • Show me

  • Note: We need to Bind the Nationwide Policy.

  • Show me

  • Note: We need to Bind the Stillwater Policy.

  • Show me

  • Note: We need to Bind the Progressive (ASI) Policy.

  • Show me

  • Note: We need to Bind the Guard Policy.

  • Show me

  • Note: We need to Bind the Aegis (First Connect) Policy.

  • Show me

  • Note: We need to Bind the First Cap Policy.

  • Show me

  • Note: We need to Bind the Bamboo Policy.

  • Show me

  • Note: We need to Bind the Foremost Policy.

  • Show me

  • Note: We need to Bind the Bamboo (E&S) Policy.

  • Show me

  • Note: We need to Bind the Aegis Policy.

  • Show me

  • Note: We need to Bind the A. Modern Policy.

  • Show me

  • Note: We need to Bind the Pacific Specialty Policy.

  • Show me

  • Note: We need to Bind the Sagesure Policy.

  • Show me

  • Note: We need to Bind the Fair Plan Policy.

  • Show me

  • Note: We need to Bind the Hippo Policy.

  • Show me

  • Note: We need to Bind the Delos Policy.

  • Show me

  • Note: We need to Bind the Mapfre Policy.

  • Show me

  • Note: We need to Bind the First Cap (Fair Equivalent & Excess Policy) Policy.

  • Show me

  • Note: We need to Bind the Epremium Policy.

  • Show me

  • Note: We need to Bind the Bridge Specialty Policy.

  • Show me

  • Note: We need to Bind the Cabrillo Policy.

  • Show me

  • Note: We need to Bind the CA Fair Plan Policy.

  • Show me

  • Now that you have Bound the Policy, its time to complete the Point of Sale. Hit Submit

  • STEP 6 - Process a BOR:

    (What is a BOR or AOR)

  • Note: We need to send a Mercury BOR to the client for signing.

  • Show me

  • Basic Underwriting for Mercury BOR

    -California Auto does not allow BOR in California.
    The policy must be written with a new business application
    as to move to another agency.

  • Note: We need to send a Travelers BOR to the client for signing.

  • Show me

  • Basic Underwriting for Travelers BOR

    -Travelers requires at least 30 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Note: We need to send a Hartford BOR to the client for signing.

  • Show me

  • Basic Underwriting for Hartford BOR

    -Hartford requires at least 20 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Note: We need to send a Safeco BOR to the client for signing.

  • Show me

  • Basic Underwriting for Safeco BOR

    -Safeco requires at least 15 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Note: We need to send a Nationwide BOR to the client for signing.

  • Show me

  • Basic Underwriting for Nationwide BOR

    -Nationwide requires at least 30 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Note: We need to send a Stillwater BOR to the client for signing.

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  • Basic Underwriting for Stillwater BOR

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  • Note: We need to send a Progressive BOR to the client for signing.

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  • Basic Underwriting for Progressive BOR

    -Progressive requires at least 15 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Note: We need to send a Guard BOR to the client for signing.

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  • Basic Underwriting for Guard BOR

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  • Note: We need to send a Aegis (First Connect) BOR to the client for signing.

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  • Basic Underwriting for Aegis (First Connect) BOR

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  • Note: We need to send a First Cap BOR to the client for signing.

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  • Basic Underwriting for First Cap BOR

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  • Note: We need to send a Bamboo BOR to the client for signing.

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  • Basic Underwriting for Bamboo BOR

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  • Note: We need to send a Foremost BOR to the client for signing.

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  • Basic Underwriting for Foremost BOR

    -Foremost Specialty requires at least 30 days prior to renewal for the policy to be successfully transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Note: We need to send a Bamboo (E&S) BOR to the client for signing.

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  • Basic Underwriting for Bamboo (E&S) BOR

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  • Note: We need to send an Aegis BOR to the client for signing.

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  • Basic Underwriting for Aegis BOR

    -Aegis requires at least 15 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Note: We need to send an A. Modern BOR to the client for signing.

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  • Basic Underwriting for A. Modern BOR

    -American Modern does not allow BOR in California.
    The policy must be written with a new business application
    as to move to another agency.

  • Note: We need to send a Pacific Specialty BOR to the client for signing.

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  • Basic Underwriting for Pacific Specialty BOR

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  • Note: We need to send a Sagesure BOR to the client for signing.

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  • Basic Underwriting for Sagesure BOR

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  • Note: We need to send a Fair Plan BOR to the client for signing.

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  • Basic Underwriting for Fair Plan BOR

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  • Note: We need to send a Hippo BOR to the client for signing.

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  • Basic Underwriting for Hippo BOR

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  • Note: We need to send a Delos BOR to the client for signing.

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  • Basic Underwriting for Delos BOR

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  • Note: We need to send a Mapfre BOR to the client for signing.

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  • Basic Underwriting for Mapfre BOR

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  • Note: We need to send a First Cap (Fair Equivalent & Excess Policy) BOR to the client for signing.

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  • Basic Underwriting for First Cap (Fair Equivalent & Excess Policy) BOR

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  • Note: We need to send a Bridge Specialty BOR to the client for signing.

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  • Basic Underwriting for Bridge Specialty BOR

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  • Note: We need to send a Cabrillo BOR to the client for signing.

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  • Basic Underwriting for Cabrillo BOR

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  • Note: We need to send a Epremium BOR to the client for signing.

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  • Basic Underwriting for Epremium BOR

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  • Note: We need to send a CA Fair Plan BOR to the client for signing.

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  • Basic Underwriting for CA Fair Plan BOR

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  • Note: Make sure to upload all your quote files here instead of saving in ezlynx client file direclty. After you hit submit then you get the pdf copy of this CPA  which will be saved in ezlynx anyway. This is a more organized way of saving files related to quoting / marketing a risk and is much easier to review on future Renewals.  

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