Medicare Health Maintenance Organization (HMO) A Medicare Advantage Plan that provides
all Original Medicare Part A and Part B health coverage and sometimes covers Part D prescription drug coverage. In most HMOs, you can onl network (except in emergencies).
Medicare Preferred Provider Organization (PPO) Plan A Medicare Advantage Plan that
provides all Original Medicare Part A and Part B health coverage and sometimes covers Part D prescription drug coverage. PPOs have network doctors and hospitals but you can also use out-of- network providers, usually at a higher cost.
Medicare Private Fee-For-Service (PFFS) Plan A Medicare Advantage Plan in which you ma go to any Medicare-approved docto
conditions and agrees to treat you not all providers will. If you join a PFFS Plan that has a network, you can see any of the network providers who have agreed to always treat plan members. You will usually pay more to see out-of-network providers.
Medicare Special Needs Plan (SNP) A Medicare Advantage Plan that has a benefit package
designed for people with special health care needs. Examples of the specific groups served include people who have both Medicare and Medicaid, people who reside in nursing homes, and people who have certain chronic medical conditions.
Medicare Medical Savings Account (MSA) Plan MSA Plans combine a high deductible healt
plan with a bank account. The plan deposits money from Medicare into the account. You can use it t pay your medical expenses until your deductible is met.
Medicare Cost Plan In a Medicare Cost Plan, you can go to providers both in and out of network. -covered services will be paid for
under Original Medicare but you will be responsible for Medicare coinsurance and deductibles.