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Great short-term loans for Kiwis when they need them. Smart Loans. $250 - $1000.
DaysTillFirstPayment
Loan Term
Today

DayMonthYear
Date
PR+INT
D
Days Between payments
F
First Rate
Int Rate
Direct Debit Fees
Your Main Income Source*
Fees Portion
Pay Frequency?*
Establishment Fee
NumPayDays
Sliderborrowamount
First Repayment
First Repayment Date

DayMonthYear
Date
Total Payable
Total Interest
Interest and Fees
We will be closed from 12 pm today.
Apply Below:
Borrow Amount?*
Total Fees
Next Pay Day?*

DayMonthYear
When would you like the funds?*
EXPRESS PROCESSING:

Funds will be transferred as soon as your loan is approved and we have received your final loan acceptance response.
STANDARD PROCESSING:

Funds will be transferred to your bank account in the next transfer batch at 4 pm after your loan is approved and we have received your final loan acceptance response.
Pay Frequency?*
How many Weeks?
How many Fortnights?
How many Months?
Borrow {borrowAmount320} repay ${firstRepayment}, {freq}

Approximate repayment amount based on inputs.

Interest Rate 49.95%pa or 0.136% per day.

Total Interest and Fees ${interestAnd}

Total Payable ${totalPayable}
Freq
Costofborrowing

Have you had a loan with us before?*

YesNo
Please use the returning customer section of our website to re-apply.

CLICK HERE

Title*
First Name*
Middle Name
Last Name*
Email*
example@example.com
Reason For loan?
What will this loan help with?*
LoanReason
How would you rate your credit history?*
Please confirm before proceeding:*

I have an NZ bank account in my own name open for at least 3 months that my income is directly deposited into.I am a NZ citizen or permanent resident.My income is higher than $500 per week.I have a valid NZ driver's license or NZ passport.I am not bankrupt, under an SIO or NAP arrangement.
All applications are subject to an affordability/suitability assessment and are required to meet our lending criteria.

If approved, your max borrow amount will be determined by our loan assessors based on an affordability study, credit check, and our lending criteria.
DEBITTYPE
Please accept to continue:*

I have read and agree to the Terms and Conditions I have read and agree to the Privacy Policy
Should be Empty:

We will be closed from 12 pm today.