• CPA for Tenant Occupied Condo/Town Home (HO6)- (Full Time Occupancy)

    (Carrier Placement Analysis - AFN110)

  • This CPA will guide you to identify which carrier (s) will be the best to write this Risk (LOB)   

    Step 1: Collect risk info via request for home quote or via Purl for this LOB. (Already done - go to step 2)
    Step 2 – Create client in ezlynx if it’s a new client to the agency.
    Step 3 – Enter the risk info into ezlynx for bridging to carriers. (Only applies to bridgeable LOB’s).
    Step 4 – Identify the carriers that writes this line of business.
    Step 5 – Compare final validated rates to determine the best carrier for this risk.
    Step 6 – Prepare application for client to Signing
    Step 7 – Bind the Policy & Complete Point of Sale
    Step 8 – Process BOR & Complete Point of Sale (In case client decides to BOR to our Agency)

     

  • Date
     - -

  • Applicant Information:

  • Address Information: We must be careful and take precaution with insuring this location.  It's very important that we do not place insurance on the wrong address and a claim is denied. 

  • Property Title Information: We must verify how the property is titled to so we can determine how the policy should be written and to make sure all individuals and/or entities are covered properly. 

  • Show me

  • Prior Ins. Policy Info:

  • Reconstruction Cost Info:

  • Note: This coverage A Limit has been increased by 10% for any items that we did know about or include in our RC Estimate.

  • Underwriting Questions:

  • Is your current/prior policy being canceled for any reason

     

  • Are there Dogs on the premises

     

  • Number of dogs*

  • Underwriting Characteristics:

  •  

    Coverage Guidance:  The following will help to choose the coverage limits and endorsement on the policy.

    Standard Coverage:   
    Coverage A - Dwelling: Based on the RC Estimator, this is the amount of coverage need to replace the home in case of a total loss aka reconstruction cost. 
    Coverage B - Other Structures: The standard limit included is 10% and should be increase in case the others structures value is greater than 10%.
    Coverage C - Personal Property: The standard limit included is 50% or more, but can be increase if more coverage is needed.
    Coverage D - Loss of Use: The standard limit included is 20% or actual loss sustained, but can be increase if more coverage is needed.
    Coverage E - Personal Liability: The standard limit is 300K, but can be increase if more coverage is needed.
    Coverage F - Medical Payment: The standard limit is 5K, but can be increase if more coverage is needed.

     

    Other Coverages & Endorsements:
    Building Ordinance: The standard limit included is 10%, but can be increase if more coverage is needed.
    DIC Endorsement: This endorsement if available should be added in case the home does not pass brush requirements & a Fair Plan policy need to be written.
    Replacement Cost on Dwelling: This endorsement should always be added if available in every case.
    Replacement Cost on Personal Property: This endorsement should always be added if available in every case.
    Animal Liability: This endorsement should be added if the client has any animals and given a minimum limit of 25K coverage but should have 100k if available.
    Equipment Breakdown: This endorsement should not be included automatically, we do not add this unless the client is asking for it or if it will help close the sale.
    Sewer or Drain Backup: This endorsement should be added and given a minimum limit of 10k coverage but should have 25k if available.
    Personal Injury:  This endorsement should always be added if available in every case.

     

    Deductible:  The standard deductible we should be quoting is $2500, however rates for different deductibles can be given to the client so they can choose what they prefer to have in case of future loss.

     

     

  • Ezlynx Client Creation:

    Field-2D

  • Note: Since the client already exists, then just verify the applicant's contact information with what's listed below.

  • Note: Create a new personal lines client (aka new Applicant).

  • Show me

  • Ezlynx Risk Entry (For Bridging:)

  • Market Guidance for Tenant Occupied Condo/Town Home (HO6)- (Full Time Occupancy) Insurance:

     

    Carriers: Appetite: Ezlynx Bridging:
    Mercury   Yes
    First Cap   Not Yet Available
    Aegis   Not Yet Available
    Obie (Acc. Ins)   Not Yet Available
    Obie (Southlake Ins)   Not Yet Available
    KW Specialty   Not Yet Available
    Lightspeed   Not Yet Available
    Fair Plan   Not Yet Available

     

    • Underwritten by California Automobile Insurance Company (NAIC 38342)
    • AM Best Rating
    • This is the Standard (Preferred Program).
    • Written on a Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting:   
    Homeowners Guidelines  
    HO6 Product Comparison
    HO6 Specimen  
    Product Highlights

    •  
    •  
    •  

  • Basic Underwriting for DIC:
    DIC FAQ

    • Maximum Coverage A Limit as a DIC is $
    • A copy of the Ca. Fair Plan declarations page is required.
    • Coverage does not have to match Ca. Fair Plan limits.
  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

    • Underwritten by Aegis Security Insurance Company (NAIC 33898)
    • AM Best Rating
    • This is the Standard (Preferred Program).
    • Written on a Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting:
    Homeowners Guidelines
    HO6 Product Comparison
    HO6 Specimen
    Product Highlights

    •  Fireline 0 to 2 is okay for full policy.
    •  
    •  

  • Basic Underwriting for DIC:

    • Maximum Coverage A Limit as a DIC is $
    • A copy of the Ca. Fair Plan declarations page is required.
    • Coverage does not have to match Ca. Fair Plan limits.
    • Fireline 3 and above requires DIC.
  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

    • Underwritten by AEGIS SECURITY INS CO (NAIC 33898)
    • AM Best Rating
    • This is the Standard (Preferred Program).
    • Written on a Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting: (New Bus Suspension)
    Homeowners Guidelines
    HO6 Product Comparison
    HO6 Specimen
    Product Highlights

    •  
    •  
    •  

  • Basic Underwriting for DIC: 

    • Maximum Coverage A Limit as a DIC is $1.5 Million.
    • A copy of the Ca. Fair Plan declarations page is required.
    • Coverage does not have to match Ca. Fair Plan limits.

     

  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

  • (Accelerant Ins)

    • Underwritten by ACCELERANT SPECIALTY INSURANCE COMPANY (NAIC 16890O)
    • AM Best Rating
    • This is the Non-Standard Program.
    • Written on a Non-Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting:
    Homeowners Guidelines
    HO6 Product Comparison
    HO6 Specimen
    Product Highlights

    •  
    •  
    •  

  • No DIC Policies are offered in CA at this time:

  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

  • (Accelerant Ins)

    • Underwritten by SOUTHLAKE SPECIALTY INSURANCE COMPANY (NAIC O16999)
    • AM Best Rating
    • This is the Non-Standard Program.
    • Written on a Non-Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting:
    Homeowners Guidelines
    HO6 Product Comparison
    HO6 Specimen
    Product Highlights

    •  
    •  
    •  

  • No DIC Policies are offered in CA at this time:

  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

    • Underwritten by KW SPECIALTY INS CO (NAIC 16255)
    • AM Best Rating
    • This is the Non-Standard Program.
    • Written on a Non-Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting:
    Homeowners Guidelines
    HO6 Product Comparison
    HO6 Specimen
    Product Highlights

    •  
    •  
    •  

  • Basic Underwriting for DIC:

    • Maximum Coverage A Limit as a DIC is $
    • Coverage on the CFP does not have to match the KW Policy, however we must have an RCE to show that support the amounts.
    • Coverage B,C, and D on the KW Policy cannot be higher than the coverage B,C and D on the Fair Plan Policy.
    • The deductable on the KW Policy cannot be lower than the deductable on the Fair Plan Policy.
    • The Loss Settlement (ACV or replacement cost) must match.
  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

    • Underwritten by CERTAIN UNDERWRITERS LLOYDS, LONDON (ACE) (NAIC 086485)
    • AM Best Rating
    • This is the Non-Standard Program.
    • Written on a Non-Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting: 
    Homeowners Guidelines
    HO6 Product Comparison
    HO6 Specimen
    Product Highlights

    •   Max Cov TIV limit is $1.1 million
    •  
    •  

  • No DIC Policies are offered in CA at this time:

  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

  • (Bamboo Excess & Surplus Lines Program) 

    • Underwritten by SUTTON SPECIALTY INS CO (NAIC 16848)
    • AM Best Rating
    • This is the Non-Standard Program.
    • Written on a Non-Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting:
    Homeowners Guidelines
    HO3 Product Comparison
    HO3 Specimen
    Product Highlights

    •  Maximum Coverage A Limit 2 Million
    •  Must be built 1900 and newer
    •  

  • Basic Underwriting for DIC:

    • Maximum Coverage A Limit as a DIC is 2 million.
    • A copy of the Ca. Fair Plan declarations page is not required.
    • None of the coverages have to match the fair plan policy.
  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

    • Underwritten by NARRAGANSETT BAY INS CO (NAIC 43001)
    • This is the Non-Standard Program.
    • Written on a Non-Admitted Basis.
    • Direct Bill Basis.
    • Verify Ivans Participation

  • Basic Underwriting:
    Homeowners Guidelines
    HO3 Product Comparison
    HO3 Specimen
    Product Highlights

    •  
    •  
    •  

  • Basic Underwriting for DIC:
    DIC FAQ

    • Maximum Coverage A Limit as a DIC is $
    • A copy of the Ca. Fair Plan declarations page is required.
    • None of the coverages have to match the fair plan policy.
  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

    • Underwritten by California Fair Plan (NAIC)
    • AM Best Rating
    • This is the Non-Standard Program.
    • Written on a Admitted Basis.
    • Direct Bill Basis.
    • Fair Plan Indication.
    • Verify Ivans Participation

  • Basic Underwriting:
    Homeowners Guidelines
    HO6 Product Comparison
    Homeowner Specimen
    Product Highlights

    •  
    •  
    •  

  • No DIC Policies are offered in CA at this time:

  • Reason for Declination or didn't pursue*
    • Section 1 - Underwriting Guidelines 
    • Section 2 - Policy Limits & Endorsements 
    • Section 3 - Recent Carrier Changes 

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.

    • Hidden Carrier:

       

    • Basic Underwriting: (New Bus Suspension)
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  

    • Basic Underwriting for DIC: (New Bus Suspension)

      • Maximum Coverage A Limit as a DIC is $
      • A copy of the Ca. Fair Plan declarations page is required.
      • Coverage does not have to match Ca. Fair Plan limits.

       

    • Reason for Declination or didn't pursue*

    • Basic Underwriting: (New Bus Suspension as of 9-8-2023)
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.

    • No DIC Policies are offered in CA at this time:


      • This is the Non-Standard Program.
      • Written on a Non-Admitted Basis.
      • Agency Bill Basis.
    • Reason for Declination or didn't pursue*

    • Basic Underwriting:
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  1 Million TIV. Sum of Cov A - D cannot exceed this limit
      •  
      •  

    • Basic Underwriting for DIC:

      • Maximum Coverage A Limit as a DIC is $
      • A copy of the Ca. Fair Plan declarations page is required.
      • Coverage does not have to match Ca. Fair Plan limits.

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
    • Reason for Declination or didn't pursue*

    • Basic Underwriting:
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue*

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.

    • Basic Underwriting: (New Bus Suspension)
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  

    • Basic Underwriting for DIC: (New Bus Suspension)
      DIC Guidelines
      DIC Endorsement Acknowledgement Form

      • Maximum Coverage A + C Limit as a DIC is $499,999.
      • A copy of the Ca. Fair Plan declarations page is required.
      • Coverage A, C, & D must to match the fair plan policy

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.
    • Reason for Declination or didn't pursue*

    • Basic Underwriting: (New Bus Suspension 2-1-2024)
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  

    • No DIC Policies are offered in CA at this time:

    • Basic Underwriting: (New Bus Suspension)
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  
    • Reason for Declination or didn't pursue*

      • This is the Standard (Preferred Program).
      • Written on a Admitted Basis.
      • Direct Bill Basis.

    • Basic Underwriting for DIC: (New Bus Suspension)
      DIC Coverage Information

      • Maximum Coverage A Limit as a DIC is $
      • A copy of the Ca. Fair Plan declarations page is required.
      • Coverage does not have to match Ca. Fair Plan limits.

    • Sign In Now

      (This is an Preferred Program & policies are written on admitted basis)

    • Reason for Declination or didn't pursue*

    • Basic Underwriting: (New Bus Suspension)
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  

    • Basic Underwriting for DIC: (New Bus Suspension)

      • Maximum Coverage A Limit as a DIC is $
      • A copy of the Ca. Fair Plan declarations page is required.
      • Coverage does not have to match Ca. Fair Plan limits.

       

    • Reason for Declination or didn't pursue*

      • This is the Non-Standard Program.
      • Written on a Non-Admitted Basis.
      • Agency Bill Basis.

    • Basic Underwriting:
      Homeowners Guidelines
      HO3 Product Comparison
      HO3 Specimen
      Product Highlights

      •  

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue*

    • Basic Underwriting: (New Bus Suspension)
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  

    • Sign In Now

       

       

    • No DIC Policies are offered in CA at this time:

    • Reason for Declination or didn't pursue*

    • Sign In Now

    • Basic Underwriting: (New Bus Suspension)
      Homeowners Guidelines
      HO6 Product Comparison
      HO6 Specimen
      Product Highlights

      •  
      •  
      •  

    • No DIC Policies are offered in CA at this time:

    • Basic Underwriting for Primary Condo/Town Home HO6:
      HO6 Underwriting Guidelines
      Primary Condo/TownHome Specimen

      • Post and Pier Foundation - had to be enclosed, not over water, slope can't be over 30 degrees
      • Dog Breed
      • Coverage A over __ Mil with No Central Alarm
      • Property Titled in LLC, Corporation
      • Homes prior before
      • Slope over % / Homes built into hillside
      • None of the above

       

       

       

    • Reason for Declination or didn't pursue*

    • Sign In Now

    • Basic Underwriting for DIC:
      DIC Product Guide
      DIC Specimen

      • The Maximum Coverage A (Dwelling Amount) in California is 3 million.
      • A copy of the Ca. Fair Plan declarations page is required.
      • Coverage does not have to match Ca. Fair Plan limits.
    • Reason for Declination or didn't pursue*

    • Sign In Now

    • This risk has the following hazards*

    • HO3-Underwriting Guidelines
      Primary Home Specimen
      Equip. Breakdown Coverage
      Equipment Breakdown FAQ
      Adding Trust Form

       

       

       

    • Rows
      • The Maximum Coverage A (Dwelling Amount) in California is $200,000.
      • A copy of the Ca. Fair Plan declarations page is required.
      • None of the coverages have to match the fair plan policy.



    • DIC one Pager.2020

       

       

  • Rate Comparison Analysis (RCA):    

    Status Defintions:   

    Waiting =  Waiting Validation Review
    Submitted = Submitted to Carrier for Undewriting Approval
    Full = Approved for a Full Policy and Ready to Release to the Client 
    DIC = Approved for a DIC Policy and Ready to Release to the Client
    Dec. by Am = Risk was declined by Accunt Manager and did not pursue validation.
    Dec. by CPA = Risk was declined by the CPA rule and validation not pursued.
    NB Susp. = Since there is a new business suspension in place at this time, validation not pursued. 

  • Rows
  • Rows
  • Rows
  • Quote released with*
  • Client decided to Purchase
  • What carrier are we doing the BOR with*
  • Please choose the Reasons why we could NOT close the Sale*

  • STEP 6 - Prepare Application for Signatures:

    Field-2D

  • Note: We need to prepare the Mercury application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Travelers application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Note: We need to prepare the Hartford application along with any additional underwriing forms for signatures.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Show me

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Safeco application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Show me

  • Note: We need to prepare the Nationwide application along with any additional underwriing forms for signatures.

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Stillwater application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Guard application along with any additional underwriing forms for signatures.

  • Show me

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Note: We need to prepare the CSE application along with any additional underwriing forms for signatures.

  • Show me

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the First Cap (Preferred) application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Note: We need to prepare the Foremost application along with any additional underwriing forms for signatures.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the A. Modern application along with any additional underwriing forms for signatures.

  • Show me

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Note: We need to prepare the Lightspeed application along with any additional underwriing forms for signatures.

  • Show me

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Note: We need to prepare the Fair Plan application along with any additional underwriing forms for signatures.

  • Show me

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Show me

  • Note: We need to prepare the Aegis application along with any additional underwriing forms for signatures.

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Mapfre application along with any additional underwriing forms for signatures.

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Show me

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • Note: We need to prepare the Obie application along with any additional underwriing forms for signatures.

  • Show me

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the KW Specialty application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Bamboo (E&S) application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • Note: We need to prepare the Heritage application along with any additional underwriing forms for signatures.

  • Show me

  • Determine if you need any of these additional underwriting forms. Note - You only need to to do this if the application did not automatically print with it.

  • HO3 Underwriting Guidelines
    Primary Home Specimen
    Product Comparison
    (Nevada)-Product Comparison
    CA Homeowners Eligibility
    Sub Limits Explained

     

     

     

  • STEP 7 - Bind the Policy:

    Field-2D

  • Note: We need to Bind the Mercury Policy.

  • Note: We need to Bind the Travelers Policy.

  • Show me

  • Show me

  • Show me

  • Note: We need to Bind the Hartford Policy.

  • Note: We need to Bind the Safeco Policy.

  • Show me

  • Note: We need to Bind the Nationwide Policy.

  • Note: We need to Bind the Stillwater Policy.

  • Show me

  • Show me

  • Note: We need to Bind the Guard Policy.

  • Show me

  • Note: We need to Bind the CSE Policy.

  • Show me

  • Show me

  • Note: We need to Bind the Foremost Policy.

  • Note: We need to Bind the First Cap (Preferred) Policy.

  • Show me

  • Note: We need to Bind the Lightspeed Policy.

  • Note: We need to Bind the A. Modern Policy.

  • Show me

  • Show me

  • Show me

  • Note: We need to Bind the Fair Plan Policy.

  • Note: We need to Bind the Aegis Policy.

  • Note: We need to Bind the Mapfre Policy.

  • Show me

  • Show me

  • Show me

  • Note: We need to Bind the Obie Policy.

  • Note: We need to Bind the KW Specialty Policy.

  • Show me

  • Note: We need to Bind the Bamboo (E&S) Policy.

  • Show me

  • Note: We need to Bind the Heritage Policy.

  • Show me

  • Now that you have Bound the Policy, its time to complete the Point of Sale. Hit Submit

  • STEP 6 - Process a BOR:

    (What is a BOR or AOR)

  • Note: We need to send a Mercury BOR to the client for signing.

  • Show me

  • Basic Underwriting for Mercury BOR

    -California Auto does not allow BOR in California.
    The policy must be written with a new business application
    as to move to another agency.

  • Note: We need to send a Travelers BOR to the client for signing.

  • Show me

  • Basic Underwriting for Travelers BOR

    -Travelers requires at least 30 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Show me

  • Note: We need to send a Hartford BOR to the client for signing.

  • Note: We need to send a Safeco BOR to the client for signing.

  • Basic Underwriting for Hartford BOR

    -Hartford requires at least 20 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Show me

  • Basic Underwriting for Safeco BOR

    -Safeco requires at least 15 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Show me

  • Note: We need to send a Nationwide BOR to the client for signing.

  • Basic Underwriting for Nationwide BOR

    -Nationwide requires at least 30 days prior to renewal for the policy to be successfully
    transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Show me

  • Note: We need to send a Stillwater BOR to the client for signing.

  • Basic Underwriting for Stillwater BOR

    -

    -

    -

  • Note: We need to send a Guard BOR to the client for signing.

  • Show me

  • Basic Underwriting for Guard BOR

    -

    -

    -

  • Note: We need to send a CSE BOR to the client for signing.

  • Show me

  • Basic Underwriting for CSE BOR

    -

    -

    -

  • Note: We need to send a First Cap (Preferred) BOR to the client for signing.

  • Basic Underwriting for First Cap (Preferred) BOR

    -

    -

    -

  • Note: We need to send a Foremost BOR to the client for signing.

  • Show me

  • Show me

  • Basic Underwriting for Foremost BOR

    -Foremost Specialty requires at least 30 days prior to renewal for the policy to be successfully transferred to the new agency code. Otherwise the BOR may not be processed in time for the renewal and will be effective the following next year/term.

  • Note: We need to send an A. Modern BOR to the client for signing.

  • Show me

  • Basic Underwriting for A. Modern BOR

    -American Modern does not allow BOR in California.
    The policy must be written with a new business application
    as to move to another agency.

  • Note: We need to send a Lightspeed BOR to the client for signing.

  • Basic Underwriting for Lightspeed BOR

    -

    -

    -

  • Show me

  • Note: We need to send a Fair Plan BOR to the client for signing.

  • Show me

  • Basic Underwriting for Fair Plan BOR

    -

    -

    -

  • Note: We need to send a Aegis BOR to the client for signing.

  • Show me

  • Basic Underwriting for Aegis BOR

    -

    -

    -

  • Note: We need to send a Mapfre BOR to the client for signing.

  • Show me

  • Basic Underwriting for Mapfre BOR

    -

    -

    -

  • Note: We need to send a Obie BOR to the client for signing.

  • Show me

  • Basic Underwriting for Obie BOR

    -

    -

    -

  • Note: We need to send a KW Specialty BOR to the client for signing.

  • Show me

  • Basic Underwriting for KW Specialty BOR

    -

    -

    -

  • Note: We need to send a Bamboo (E&S) BOR to the client for signing.

  • Show me

  • Basic Underwriting for Bamboo (E&S) BOR

    -

    -

    -

  • Note: We need to send a Heritage BOR to the client for signing.

  • Show me

  • Basic Underwriting for Heritage BOR

    -

    -

    -

  • Browse Files
    Cancelof

  • Note: Make sure to upload all your quote files here instead of saving in ezlynx client file direclty. After you hit submit then you get the pdf copy of this CPA  which will be saved in ezlynx anyway. This is a more organized way of saving files related to quoting / marketing a risk and is much easier to review on future Renewals.  

  • Should be Empty: