🏦How to open a bank account in France?

As for most banks in France, you can open a bank account in person at a local agency or online on the website of the bank. Some banks for Spanish speakers (CIC Iberbanco) and for English speakers exist.

👉 Depending on your situation (whether or not you have European bank details or a mailing address), Spiky will show you the best way to proceed!

Do you have a mailing adress in France?*

YesNo

You already have a mailing adress in France

You can choose between this 3 options:

1.Traditional banks

👉 The good thing about these traditional banks is that they don't require French or European bank details to open a bank account! On the other hand, their services are often more expensive than neobanks or online banks.

👉To open a bank account, you will need :

Your ID card or passport
Your residence permit (unless you are a European Union citizen)
A proof of residence in France (electricity bill, rent receipt, proof of accommodation, etc.)
If you are a student : the photocopy of your student card

2.Neobanks

👉 A neobank is a digital bank that does not have any branches. Instead of having a physical presence at a set location, neobanking is entirely online.

👉Revolut bank, offers a free bank account with no strings attached. No French or European bank details (RIB) required, no proof of address or income required! What’s great is that with Revolut you can easily transfer money internationally! By clicking on this link or registering via the Spiky Community app, you can benefit from 3 months free on the Premium subscription! It allows you to save €24! 🎁

3.Online banks

👉 Online banking relies on an existing structure to offer a dematerialized offer but of equivalent quality. This feature allows it to offer its customers the financial stability of a traditional bank, with the attractive prices of an online offer!

👉 If you open a bank account in an online bank - Monabanq, Orange Bank, Hello Bank - You must have European bank details (RIB) and be a French resident. Their services are cheaper than in traditional banks. You can subscribe to an account in just a few clicks, directly online.

👉More information about tarditional, online and neobanks here

You don't have a mailing adress in France yet

If you don't yet have a postal address in France, we recommend that you choose a neobank. Once you've found somewhere to live, you can open a bank account with a traditional bank.

👉 A neobank is a digital bank that does not have any branches. Instead of having a physical presence at a set location, neobanking is entirely online.

👉Revolut bank, offers a free bank account with no strings attached. No French or European bank details (RIB) required, no proof of address or income required! What’s great is that with Revolut you can easily transfer money internationally! By clicking on this link or registering via the Spiky Community app, you can benefit from 3 months free on the Premium subscription! That's a saving of €24! 🎁