Your are a student from the EU

👉 You must file for your European Health Insurance Card (carte européenne d'assurance maladie, CEAM) for free before you leave in your insurance company in your country of origin.

👉 You will be paid back up to 70% for most of your medical expenses (doctor, hospital, medicine…) Regarding the 30% left, you will have to sign up for additional insurance, a mutual insurance (“mutuelle”)!  

❤️ Heyme accompanies students and offers adapted solutions. Thanks to our partnership, get a 10% discount on all HEYME solutions with the code SPIKY-10 : https://heyme.care/en/foreign-student/ue 

You are a student and do not not come from a country in the EU

👉You must register on the student welcome website here in order to benefit from the coverage of your healthcare expenses when you arrive in France 

👉 You will be paid back up to 70% for most of your medical expenses (doctor, hospital, medicine…) Regarding the 30% left, you will have to sign up for additional insurance, a mutual insurance (“mutuelle”)! 

❤️ Heyme accompanies students and offers adapted solutions. Thanks to our partnership, get a 10% discount on all HEYME solutions with the code SPIKY-10 : https://heyme.care/en/foreign-student/non-ue 

You live in France and you come from a country in the EU
 

You work in France

👉If you are working in France as an independent worker or as an employee, you now have insurance in France and no longer in your country of origin. ⏱️Before you leave, your insurance company must provide you an E104 Form. 
👉You must file a health insurance application form entitled "Demande d'ouverture des droits à l'assurance maladie" and mail it to your regional CPAM (Caisse Primaire d’Assurance Maladie, Primary Health Insurance Fund) with all the supporting documents. 

👉 You can find the form and the closest CPAM here

👉 And the list of all the supporting documents here

 

You are unemployed

👉 If you do not work, do not collect any unemployment benefits and if you have been legally living in France for more than 3 months., you are entitled to the protection universelle maladie (Puma).

👉If you are retired, you will find all information in this article

You live in France and do not come from a country in the EU

 

You work in France

👉 You are entitled to the protection universelle maladie (Puma) if you have been legally working in France for more than 3 months.

Your right holders (children, wife or husband) are also entitled to the Puma.

👉 If your country of origin signed a health insurance bilateral agreement with France, you will be taking care of more easily.

 

You are unemployed or retired

👉If you do not collect any unemployment benefits in your country of origin, and if you have been legally working in France for more than 3 months, you are entitled to the protection universelle maladie (Puma).

 

You have been illegally living in France for more than 3 months

 

👉The “aide médicale de l'État (AME)” is a government aid which is taking care of 100% of your healthcare expenses. If you are a foreign citizen that illegally and precariously lives in France for more than 3 months, you are entitled to this financial aid. You must file an application form entitled "Demande d'ouverture des droits à l'assurance maladie" and mail it to your regional CPAM with all the supporting documents.

 

👉You can find the form and the closest CPAM here

👉The AME card is valid for a year and can be renewed every year (you have to take care of the administrative formalities every year).

 

👉You can get more information here

 

You have been living in France for less than 3 months and you come from a country that belong in the EEA 

 👉If you are a citizen of a country belonging in the EEA, you must file for your European Health Insurance Card (carte européenne d'assurance maladie CEAM) for free before you leave. Your insurance company in your country of origin should be able to provide you with the application form.

You have been living in France for less than 3 months and don't come from a country that belong in the EEA

 

👉 If you are a citizen of a country that does not belong in the EEA and if you have been living in France for less than 3 months, you must contact your insurance company before coming to France.