CO-BORROWER LOAN APPLICATION
Primary Borrower
First Name
Last Name
Co-Borrower (Include Sr, Jr, II, III, etc.):
First Name
Last Name
Co-Borrower Phone Number
Please enter a valid phone number.
Co-Borrower Email Address:
Co-Borrower Social Security Number:
Type of Citizenship
Please Select
U.S. Citizen
Permanent Resident Alien
Marital Status
Please Select
Select One
Married
Unmarried (Includes single, widowed, divorced)
Separated
If Unmarried, is there a person who is not your legal spouse, but who currently has real property rights similar to those of a legal spouse?
Please Select
Select One
No, I am Single
Yes- please select below
Civil Union
Domestic Partnership
Registered Reciprocal Beneficiary
Other
i.e. Civil Union, Domestic Partnership, Registered Reciprical Beneficiary Relationship or Other.
If other, please specify and indicate for which state(s) was it filed?
If Separated, have you filed legal separation with the courts?
Please Select
Select One
No. Note: By not filing legal separation, it may affect your home loan application, because you are technically still married.
Yes I have filed the legal separation, but it is still ongoing and not yet finalized by the courts. I will provide you of what was filed in the courts.
Yes and it is finalized by the courts. I will provide the complete legal separation from the courts to you.
Number of Dependents:
Please Select
0
1
2
3
4
5
6
7
8
9
10
Enter ages of each dependent followed by commas.
CO-BORROWER CURRENT ADDRESS
CURRENT ADDRESS of where you physically live (no PO Box or UPS Store address):
Co-Borrower Current Address
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
Do you Own or Rent?
Please Select
Select One
Own
Rent
Live with Family - Free Rent
If Rent, how much do you pay per month? Free rent - please enter 0
Move In Date? How long have you lived at this current address? (Input in YEARS and/or MONTHS, i.e. 1 year and 6 months)
PREVIOUS ADDRESS
Previous Address - if the current address is less than 2 years
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
Move In Date? How long have you lived at this current address? (Input in YEARS and/or MONTHS, i.e. 1 year and 6 months)
Preferred Language:
Please Select
Chinese
English
Korean
Spanish
Tagalog
Vietnamese
I do not wish to furnish.
CURRENT EMPLOYMENT
Are you employed as W-2 Employee?
Please Select
Yes - W2
No - 1099 or Self-Employed
IF NO, Are you a Business Owner and/or Self-Employed (Schedule C or Schedule E)?
Please Select
No
Yes, Schedule C Only (ie 1099 employee or sole proprietor)
Yes, Schedule E Only (ie K-1 from Corporation or LLC Income Tax)
Yes, both Schedule C (ie 1099 Employee or sole proprietor) and Schedule E (ie K-1 from Corporation or LLC Income Tax)
What is your Ownership Share?
Please Select
Less than 25%
Equal to 25% or more
Current Position or Job Title:
Start Date at Current Employer/Self-Employed or (Input in YEARS and/or MONTHS, i.e. 1 year and 6 months)
How long did you work in this same line of work? (Years/Months)
Current Employer. If SELF-EMPLOYED - Your Company Name
Address
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
HR/Supervisor Name
First Name
Last Name
Phone number of HR or Supervisor that can verify your employment:
Email of HR or Supervisor that can verify your employment:
example@example.com
ADDITIONAL INCOME/PENSION/RETIREMENT
Do you have income from Other Source 1?
Please Select
No
Yes
If YES, select below:
Please Select
Accessory Unit Income
Alimony (Spousal Support)
Automobile Allowance
Boarder Income
Capital Gains
Child Support
Defined Contribution Plan
Disability
Employment Related Assets
Foreign Income
Housing Allowance
Housing Choice Voucher (Section 8)
Housing or Parsonage
Interest and Dividends
Mortgage Credit Certificate
Mortgage Differential Payments
Net Rental Income
Non-Borrower Contribution
Notes Receivable
Pension
Public Assistance
Retirement
Royalty Payments
Seasonal Income
Separate Maintenance
Social Security Income
Temporary Leave
Trailing Co-Borrower Income
Trust
Unemployment Benefits
VA Compensation
VA Non-Educational Benefits
How much per month?
ADDITIONAL OTHER SOURCES OF INCOMES/COMMENTS
PREVIOUS EMPLOYMENT
If your above current employer is less than 2 years, Previous Position or Job Title:
Start Date at Current Employer/Self-Employed or (Input in YEARS and/or MONTHS, i.e. 1 year and 6 months)
Previous Employer
Address
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
ASSETS
What type of Assets #1 do you own?
Please Select
None
Bonds
Bridge Loan Proceeds
Jewelry
Cash Value of Life Insurance
Certificate of Deposit
Checking
Individual Development Account
Money Market Fund
Retirement
Savings
Stock Options
Stocks
Trust Account
What is the name of the bank or institution that is holding your account?
Estimated Value in USD:
Additional Assets #2?
Please Select
None
Bonds
Bridge Loan Proceeds
Jewelry
Cash Value of Life Insurance
Certificate of Deposit
Checking
Individual Development Account
Money Market Fund
Retirement
Savings
Stock Options
Stocks
Trust Account
What is the name of the bank or institution that is holding your account?
Estimated Value in USD:
How many real estate properties do you own?
Please Select
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
Please enter the estimated value of OTHER additional assets and bank/institution. Addresses and Values of properties
DECLARATIONS: ABOUT THIS PROPERTY AND FINANCES
A. Will you occupy the property as your primary residence?
Please Select
Yes
No
If Yes, have you had an ownership interest in another property in the last three years?
Please Select
Yes
No
If Yes, what type of property did you own: Primary Residence (PR), FHA secondary residence (SR), second home (SH), or investment property (IP)?
Please Select
Primary Residence
FHA Secondary Residence
Second Home
Investment Property
How did you hold title to the property: by yourself (S), jointly with your spouse (SP), or jointly with another person (O)?
Please Select
By yourself
jointly with your spouse
jointly with another person
B. If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?
Please Select
Yes
No
C. Are you borrowing any money for this transaction (e.g., money for closing cost or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this application?
Please Select
Yes
No
D. 1. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?
Please Select
Yes
No
D. 2. Have you or will you be applying for any new credit (e.g. installment loan, credit card, etc) on or before closing this loan that is not disclosed on this application?
Please Select
Yes
No
E. Will this property be subject to a lien that could take priority over the first mortgage lien, such as clean energy lien paid through your property taxes (e.g. the property assessed Clean Energy Program)?
Please Select
Yes
No
F. Are you a co-signor or guarantor on any debt or loan that is not disclosed on this application?
Please Select
Yes
No
G. Are there any outstanding judgments, repossessions, garnishments, child support or any legal proceedings against you?
Please Select
Yes
No
H. Are you currently delinquent or in default on any federal government debt?
Please Select
Yes
No
I. Are you a party to a lawsuit in which you potentially have any personal financial liability?
Please Select
Yes
No
J. Have you conveyed title to any property in lieu of foreclosure in the past 7 years?
Please Select
Yes
No
K. Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding balance due?
Select One
Yes
No
L. Have you had property foreclosed upon in the last 7 years?
Select One
Yes
No
M. Have you declared bankruptcy within the past 7 years?
Select One
Yes
No
If Yes, identify the type of bankruptcy?
Please Select
Chapter 7
Chapter 11
Chapter 12
Chapter 13
If YES to any of the questions A-M above, please explain:
MILITARY/DEMOGRAPHIC
Did you (or your deceased spouse) ever served, or are you currently serving in the United States Armed Forces?
Please Select
No
Yes
If Yes, select your answer below:
Please Select
Currently on active duty
Currently retired, discharged, or separated from service
Only period of service was as a non-activated member of the Reserve or National Guard
Surviving Spouse
DEMOGRAPHIC
Ethnicity:
Please Select
Hispanic or Latino
Mexican
Other Hispanic or Latino:
Not Hispanic or Latino
Puerto Rican
Cuban
I do not wish to furnish this information
Other Hispanic or Latino:
Race:
Please Select
American Indian or Alaska Native
Asian: Asian Indian
Asian: Chinese
Asian: Filipino
Asian: Japanese
Asian: Korean
Asian: Vietnamese
Other Asian
Black or African American
Native Hawaiian or Other Pacific Islander: Native Hawaiian
Native Hawaiian or Other Pacific Islander: Guamanian or Chamorro
Native Hawaiian or Other Pacific Islander: Samoan
Native Hawaiian or Other Pacific Islander: Other Pacific Islander
White
I do not wish to furnish this information
Other, please state below
Sex:
Please Select
Female
Male
I do not wish to furnish this information.
Do you have any comments you may want to add about your home loan application, including if someone assisted you in filling out this loan application? Please explain any comments that you may have, and also add the full name, phone number and email address of the person that assisted you in filling out this loan application, if applicable, so we maybe able to contact them for further clarification on what was disclosed on this loan application.
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BORROWER'S AUTHORIZATION TO RUN CREDIT
In connection with your application for a mortgage loan, you hereby authorize us (the Broker or any subsequent Lender/Broker - Lender Friday LLC NMLS 2473327, who is processing your application for a mortgage loan) to order a consumer credit report and obtain and verify information regarding your personal and financial background. This credit check will be performed with one or more credit bureaus, and the report we receive includes, but is not limited to, your marital status, number of dependents, current and past employers, current deposit accounts, current and past consumer credit accounts, and your mortgage and/or rental history. There may be a cost associated with the performance of this credit check. You further authorize us to verify your past and present employment earnings records, bank accounts, stock holdings, any asset balances and any other information deemed necessary to process your mortgage loan application. The information received will only be used to process your application for a mortgage loan. This consent will be valid for a period of 180 days from the date hereof. I have read the above and hereby consent to and give authorization to order my credit and verify my financial history as indicated above.
Please Select
I AUTHORIZE
Name
*
First Name
Last Name
Terms and Conditions*
*
I agree to the above Terms and Conditions
Signature
*
FRONT OF YOUR DRIVER LICENSE - REQUIRED | AND SSN CARD - OPTIONAL
*
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