I agree that I shall abide by the provisions of coverage in the policy under which I am enrolled.
I have read and understand the eligibility requirements and attest that I and all dependents meet these requirements.
I understand that it is my responsibility to report any changes in the eligibility of my dependents.
I understand that newly eligible dependents, to include legal guardians, may only be added within 31 days from becoming eligible or during Open Enrollment period.
I understand that NetCare Life & Health Insurance Co. (NetCare) has the
right to request required documents at any time and failure to submit these documents may result in a loss of coverage or service at the discretion of NetCare Life & Health Insurance Co.
Should this occur, I understand and agree I may be responsible for the cost of all health care provided to me and my dependents.
I understand that the providing of coverage and service does not constitute acceptance of eligibility by NetCare Life & Health Insurance Co. until eligibility for coverage has been proven.
I further agree that I will pay the premium, including my employer’s portion, for any periods where I am on Leave Without Pay (LWOP) directly to Department of Administration.
I hereby authorize GovGuam to deduct the required cost for this program and acknowledge that I am responsible for ensuring the accuracy of these deductions.
I understand that failure to make the necessary premium payments may result in
termination of coverage without notice. Any unpaid premiums or claims will remain my responsibility, and I will not be eligible to re-enroll until all outstanding obligations have been fully satisfied. Once all obligations are cleared, re-enrollment will only be permitted during the Open Enrollment period.
I acknowledge I further understand that any claims asserted by myself or
my dependents against NetCare or any provider, whether based in tort, contract or otherwise (including professional liability) are subject to binding arbitration.
Fraud Warning Notice: Any person who, with intent to defraud or knowing
that he/she is facilitating a fraud against an insurer, submits a request for enrollment, or files a claim containing or false or depictive statement is guilty of insurance fraud.