I confirm that I have read, understood, and accepted the Service Agreement and Terms of Use as of {dateOfExecution}. By signing below, I understand that this signature applies directly to the Service Agreement dated {dateOfExecution}. I acknowledge and understand the payment obligation and accept the fee structure, specifically the total 59.99% (incl. vat) fee on the initial student finance payout, applicable to both direct and indirect applications, and the termination fees in case of premature cancellation as described in Article 5 of the Service Agreement. I understand that I have a 14-day withdrawal right under EU law.