For the purpose of obtaining an account with Atlas Wholesale Food, I (we) state the above Information is true and correct. The parties hereby agree that all purchases are subject to the following terms and conditions: COD payments are to be provided to the driver upon delivery. ACH payments will be pulled by Atlas from Customer per the agreed terms. All other payments with terms are to be sent to: Atlas Wholesale Food Co, 35500 Central City Parkway, Westland MI 48185, in accordance with the Credit Terms that are granted. I(We) agree to pay 1.5% per month, annual percentage rate of 18%, Time – Price Differential Charge on my amount past due. I (We) understand that Credit Cards will be billed 3% processing fee, plus $50 per failed Credit Card transaction. I (We) understand returned checks and failed ACH payments will result in a $100.00 assessment which must be paid immediately. Atlas Wholesale Food shall have the right to demand payment of the return check(s) or failed ACH in CASH or CERTIFIED funds or MONEY ORDER within forty-eight (48) hours. Atlas reserves the right to hold deliveries for any customer who has past due amounts. It is further agreed that the undersigned will pay all collection agency fees and reasonable attorney fees that may become necessary to effect collection of this account. All new accounts will be shipped C.O.D. until credit is approved by the credit office. Customer’s credit worthiness and terms are subject to change at any time at Atlas’s sole discretion. The parties hereto agree and consent to venue in Wayne County, 36th Judicial District Court in Detroit, Michigan for any lawsuit to be filed to enforce the obligation in this agreement.