For the purpose of obtaining an account, I (we) state the above information is true and correct. The parties hereby agree that all purchases are subject to the following terms and conditions: Payments are to be sent to: Atlas Wholesale Food Company, 5100 Saint Jean St, Detroit, MI 48213, in accordance with the Creidt Terms that are granted. I (we) agree to pay 1.5% per month, annual percentage rate of 18%, Time-Price Differential Charge on any amount past due 30 days and over. I (we) understand returned checks will result in a $50.00 assessment which must be paid immediately. Atlas Wholeasle Food Company shall have the right to demand payment of teh return check(s) in CASH or CERTIFIED funds or MONEY ORDER within forty-eight (48) hours. It is further agreed that the undersigned will pay all collection agency fees and reasonable attorney fees that may become necessary to effect collection of this account. All new accounts will be shipped C.O.D. until credit is approved by the credit office. The parties hereto agree and consent to venue in Wayne County, 36th Judicial District Court in Detroit, Michigan, for any lawsuit to be filed to enforce the obligation in this agreement.