I hereby certify that the information contained herein is complete and accurate. This information has been furnished with the understanding that it is to be used to determine the amount and conditions of the credit to be extended. Furthermore, I hereby authorize the financial institutions listed in this credit application to release necessary information to the company for which credit is being applied for in order to verify the information contained herein. We agree to conform to 30-day Net Terms and to pay all collection expenses incurred by ToeSox Inc. and in collecting past due amounts, late fees, and accrued interest. Accounts not paid within term are subject to a 1.5% monthly finance charge.