I/We, the undersigned who currently are leasing property in Eagle Rock at Snow Canyon, in consideration of the Homeowners Association (HOA)/homeowner allowing use of the common areas located at 250 Snow Canyon Drive, Ivins, Utah, agree to defend and hold the HOA and its officers, directors, shareholders, employees, agents, and successors harmless from and against any and all claims, liability, damages, costs, and losses of whatever kind which may arise out of being in any way connected with the use of the common areas at Eagle Rock by me, my guests, invitees, agents, or third parties who have access to the common areas through me, except for such claims which arise out of gross negligence or intentional misconduct of the HOA. I/We acknowledge that all family members and guests have been informed of, and will abide by, the most current HOA Rules and Regulations. Failure to abide by the HOA Rules and Regulations will result in a potential fine to the homeowner and a loss of privileges for a period of time as delineated in the Schedule of Fines.