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    Your duty of disclosure

    The insurer may ask you questions that are relevant to their decision to insure you and on what terms. If they do, you must tell the insurer anything that you know and that a reasonable person in the circumstances would include in their answer. You have this duty until the insurer agrees to insure you. If you do not tell them something you are required to, they may cancel your insurance contract or reduce the amount they will pay you if you make a claim, or both. If your failure to tell the insurer is fraudulent, they may refuse to pay a claim and treat the contract as if it never existed. 

    By proceeding you confirm you have read and understood this duty

    Refer to Financial Services Guide to learn more about the financial services offered by APBI and the Insurance Brokers Code of Practice our team adheres to.

     

  • Insured Information

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  • Situation Details

  • Building Details

    • Construction Details 
  • Fire Protection

  • Facilities

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  • Occupancy

  • Strata Details

  • Coverage

    Fidelity Guarantee is mandatory in South Australia. Workers Compensation is only available in ACT, Tasmania and Western Australia
  • Insured Property

    • Contents Sum Insured 
    • Liability to Others

    • Options

    • Cyber Coverage

  • Claims

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