• Online Application

    Commercial Real Estate and Business Solutions 
  • Loan and Credit Application Disclaimer

    We appreciate your interest in obtaining a loan and/or credit from Katcam Financial Group. Before proceeding with your application, it is essential to understand and acknowledge the following terms and conditions. Please carefully read this disclaimer and seek legal advice if you have any questions.

    1. Application Information: All information provided in the application must be accurate and complete. Falsifying information may lead to the rejection of your application.

    2. Federal Laws and Regulations: Our application process complies with federal laws and regulations, including but not limited to the Truth in Savings Act (TISA), Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), and Fair Housing Act.

    3. Credit Reporting: By submitting this application, you authorize Katcam Financial Group to obtain a credit report and other relevant information to assess your creditworthiness. This inquiry may impact your credit score.

    4. Privacy Policy: We take your privacy seriously. Information provided in your application will be treated in accordance with our privacy policy and applicable federal laws, such as the Gramm-Leach- Bliley Act.

  • The terms, including interest rates and fees, will be disclosed to you in accordance with applicable laws. Please review the terms carefully and ask any questions before agreeing to the offer.

    6. Right to Reject or Modify: Katcam Financial Group reserves the right to reject or modify applications based on our internal policies and federal regulations. If your application is denied, you will be provided with a letter of explanation.

    By signing below, you acknowledge that you have read, understood, and agree to the terms and conditions outlined in this disclaimer.

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  • Authorization to Obtain Credit Information

    I hereby authorize Katcam Financial Group, its representatives, agents, partners, and affiliates, to obtain and verify my personal and business credit information from any credit reporting agency, financial institution, or other sources deemed necessary.

  • Owner/Authorized Officer Information:

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  • Certification and Agreement:

    I certify that the information provided is true, complete, and accurate to the best of my knowledge. I understand that this information will be used to determine my eligibility for credit, and I authorize the release of such information for this purpose.

    I understand that this authorization is valid for the purpose of obtaining credit information and may be relied upon by the lender and its affiliates. This authorization remains in effect until revoked by me in writing.

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  • By filling out this form, you agree that you have read and consent to "Electronic Communications" which provides information about your pre-approval, and if approved, your account disclosures may be sent electronically rather than by paper. It also gives you the right to receive the information in paper, to withdraw your consent at any time, and to update your e-mail.I/we hereby provide my consent to receive electronic communication from Katcam Financial Group. I agree to receive text messages and emails at the provided mobile phone number and email address, respectively. This consent encompasses promotional messages, important updates, service information, and other relevant communications. I understand that I have the right to withdraw this consent at any time. The contact information provided will be used exclusively for communication purposes and will not be disclosed to third parties without my explicit consent. I acknowledge that standard message and data rates may apply for text messages. By signing the online application, I affirm that I have read and understood the terms of this Electronic Communication Consent and voluntarily agree to receive electronic communications from Katcam Financial Group. 


    This application also includes a Personal Guarantee Agreement and Disclosure, entered on date signed above,
    outlines an agreement between the Guarantor and the Creditor. The Guarantor, identified by their full name, address, email, and phone number, unconditionally guarantees the timely and complete payment of all current and future debts, liabilities, and obligations owed by the specified Debtor to the Creditor. The guarantee remains unaffected by any modifications to the indebtedness terms. The Guarantor acknowledges receiving comprehensive disclosure of the Debtor's financial condition, demonstrating a full understanding of the associated risks and obligations. The agreement is governed by the local laws, and any waiver of rights by the Creditor is explicitly disallowed. This document serves as the entire understanding between the parties, replacing any prior agreements. The Guarantor's signature, printed name, and a notary acknowledgment are included to formalize the agreement in accordance with legal standards. As legal documents are highly sensitive, it is strongly recommended to consult with a legal professional to ensure compliance with specific jurisdictional requirements and individual circumstances. 

    By clicking 'Submit/Continue', you authorize Katcam Financial Group to obtain information from your personal credit report or other information from one or more credit reporting agencies to determine if you are eligible for a loan or credit offer.

    Katcam Financial Group

    100 E San Marcos #400, San Marcos, CA 92069

    California Licensed DRE #01842606

     

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