Moat Note Servicing - Onboarding Submission Portal

Onboarding Portal Form
Your Name

First NameLast Name
Your Phone Number
Please enter a valid phone number.
Email
example@example.com
What best describes your role*

LenderClosing AgentLoan ServicerOther

Loan: Information
How many lenders?*
How many borrowers?*
Will this loan be escrowed or non-escrowed?*

EscrowedNon-escrowed
What items will be escrowed?*

TaxesInsurance(HOA / Condo) fee

Lender 1:

The information provided will be used for disbursing payments and End of the Year Tax Reporting Documents.
Does the lender already have a profile with Moat Note Servicing?*

YesNo
Lender Name*
Account Number*
Lender Email*
example@example.com
Lender Phone*

Lender 2:

The information provided will be used for disbursing payments and End of the Year Tax Reporting Documents.
Does the lender already have a profile with Moat Note Servicing?*

YesNo
Lender Name*
Account Number*
Lender Email*
example@example.com
Lender Phone*

Upload Closing Documents:

Please upload each of the required documents requested below. The submission will not be completed if there are any missing documents. Should you have any questions regarding the submitting process, please contact us via email or by phone.
Closing Disclosure or HUD Statement*

Cancelof
Deed of Trust*

Cancelof
Promissory Note*

Cancelof

Property Details

Enter details about the property (collateral)
Property Address to be Serviced*

Street Address

Street Address Line 2

CityState

Zip Code

Monthly Payment Terms
Closing Date*

MonthDayYear
Date
Maturity Date*

MonthDayYear
Date
Balloon Date (IF APPLICABLE)

MonthDayYear
Date
First Payment Due Date or Next Payment Due Date*

MonthDayYear
Date
Financed Amount or Principal Balance:*
Interest rate*
Principal and Interest Payment*
Monthly Taxes*
Monthly Insurance*
HOA, POA, or COA Dues*
Monthly Service Fee: Paid by Borrower*
Monthly Service Fee: Paid by Lender *
Is the first payment a prorated payment?*

YesNo
What is the prorated amount? *
What is the regular monthly payment to be collected: $*
Grace Period for Late Payment (days):*
Late fee type*

Percentage (%)Fixed Dollar amount ($)
Late Fee Percentage: *
example: 10%
Late Fee Amount: *
example: $100

Escrow Information
Enter pre-paid escrows from your closing statement $*
Prepaid Escrows (taxes, insurance, HOA, COA, etc.) can be found in Sections 900 & 1000 from the HUD-1 Settlement Statement
Is the escrow agreement included in the Promissory Note?*

YesNo
Upload Escrow Agreement *

Cancelof
Upload Copy of All Insurance Statements/Bills*

Cancelof
Upload Copy of All Tax Statement, Tax Certificate or County Statement*

Cancelof
Upload a copy of HOA, POA, or COA Statement and/or Invoice*

Cancelof

ESCROW AGREEMENT & NOTIFICATIONS

How Escrows are Calculated:

ESCROW RESERVES: PROPERTY TAX CHART

First Payment Month	Number of Months of Reserves Due
January	2
February	3
March	4
April	5
May	6
June	7
July	8
August	9
September	10
October	11
November	12
December	13

In Texas, the Property Taxes are due in January. In the following month, if taxes are paid, 2 months reserves will suffice.

Please note: The chart above is going by the 1st payment date and not the closing date.

1. First Payment Month: {numberOfMonthsDue}
2. According to the chart, you need {numberOfMonthsDue} months of reserves.
3. Calculate reserves for each item:
  
  Property Taxes: ${monthlyTaxes}/month x {numberOfMonthsDue} months
  
  HOA, POA, COA Dues: ${hoaPoa}/month x {numberOfMonthsDue} months
  
  Insurance: ${monthlyInsurance}/month x {numberOfMonthsDue} months
4. Add up all the reserves:
  
  Total Reserves = ${estimatedEscrow}
First Payment Month
Calculated based on your first payment date in "Terms"

Escrow Calculations
Number of Month(s) Due
Calculated based on your first payment date in "Terms"
Monthly Escrow Amount
Monthly Dues (taxes, hoa, coa, insurance), X Payment Month(s) Due
Estimated escrow reserves needed $
Monthly Dues (taxes, hoa, coa, insurance), X Payment Month(s) Due
Escrow amount already collected $
Monthly Dues (taxes, hoa, coa, insurance), X Payment Month(s) Due
Calculated Escrow Due
Pre-paid escrows from closing - Estimated total reserves due.
1. Escrow Chart ReferenceType a question*

I have referenced the escrow chart to determine the number of months of escrow reserves needed for property taxes.
2. Property Tax Statements Requirement*

I understand that property tax statements for all entities of the property must be included in the intake packet. I acknowledge that Moat Note Servicing, LLC will not be held responsible for any property tax statements not paid on behalf of the borrower if the tax entity or statement was not provided at the time of the intake packet.
3. Escrow Reserves for Insurance Policy Escrow Chart Reference*

I understand that 2 months of escrow reserves are required for an insurance policy that begins at the month of closing or when the first payment date is due. I am aware that for policies active prior to the closing month, additional reserves may be needed, and I or my closing agent will contact Moat Note Servicing to verify the amount of reserves required. I acknowledge that the buyer is responsible for the first year of insurance.
4. Shortage ResponsibilityEscrow Chart Reference*

I understand that in the event of a shortage due to non-payment by the borrower when taxes and/or insurance are due, I will be responsible for the shortfall. I agree that if the borrower becomes current, reimbursement will be made to me. I will be responsible for forwarding any invoices for taxes and/or insurance to Moat Note Servicing, LLC.

Borrower: Information
Borrower Name*

First NameMiddle NameLast Name
Borrower Mobile Number*
Borrower Work Number
Borrower Email*
example@example.com
Same as Subject Property Address
Borrower Mailing Address*

Street Address

Street Address Line 2

CityState

Zip Code
Borrower (TIN) type*

Social security numberEmployer identification numberIndividual Taxpayer Identification Number (ITIN)
Social security number (SSN)*
Employer identification number (EIN)*
Did the borrower complete a W-9 at closing?*

YesNo
Upload BORROWER W-9 Form: *

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We will email the borrower at {borrower_email} to complete a W-9 form
Did the borrower complete an E-Sign Agreement at closing?*

YesNo
Upload E-SIGN Borrower Consent form*

Cancelof
We will email the co-borrower at {borrower_email} to complete an E-Consent form.

Co-borrower: Information
Co-borrower Name*

First NameMiddle NameLast Name
Co-borrower Mobile Number*
Co-borrower Work Number
Co-borrower E-mail*
example@example.com
Same as Subject Property Address
Co-Borrower Mailing Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Co-borrower (TIN) type*

Social security numberEmployer identification numberIndividual Taxpayer Identification Number (ITIN)
Social security number (SSN)*
Employer identification number (EIN)*
Did the co-borrower complete a W-9 at closing?*

YesNo
Upload co-borrower W-9 Form: *

Cancelof
We will email the borrower at {co_borrower_email} to complete a W9 Form.
Did the co-borrower complete an E-Sign Agreement at closing?*

YesNo
Upload co-borrower E-SIGN Consent form*

Cancelof
We will email the co-borrower at {co_borrower_email} to complete an E-Consent form.

PRICING & FEE AGREEMENT
1. Setup fee: $150*

Client understands and agrees to pay the following One-Time Set-Up Fee per account.
Choose Payment Method*

Paid by LenderPaid at closing from borrower: Expect a check from closing agent
If the Set Up Fee is not received prior to the first Lender Disbursement, the fee will be deducted from the first disbursement.
2. Monthly Service Fee*

I understand and agree to pay the monthly service fees per note file as outlined by Moat Note Servicing, LLC.
3. Late Fees*

I understand that Moat Note Servicing, LLC will retain 50% of late fees collected to cover the costs associated with pursuing the late payment, including labor and correspondence.
4. Rush Fee*

I understand that the completed Intake Packet must be submitted through the Lender Onboarding Portal 10 days prior to the First Payment Date to begin collection by the assigned due date. I acknowledge that a $50 rush fee may be incurred for submissions received after the required timeframe.
5. Research/Correction Fee*

I understand a $150 fee may be incurred for account corrections due to incorrect information provided by the Lender, Title Company, and/or Attorney.
6. Incomplete Intake Packet Fee*

I understand an incomplete intake packet fee may be incurred in the amount of $50 per hour (as applicable) if I provide an incomplete packet. It is my responsibility to give Moat Note Servicing, LLC all required documents to efficiently and successfully onboard a new note. I acknowledge that when incomplete packets are received, more time and resources are utilized to complete the processing of my account.

Comments
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How did you hear about Mote Note Servicing?

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Summary
Today

MonthDayYear
Date
Days to First Payment Due
Setup Fee Due
Escrow reserves due
Override escrow requirement?

I acknowledge that I have read and understood the consequences of not submitting the required reserves.
We have identified that the 1st payment date will begin in less than 10 days from today.
Would you like to expedite this packet?*

I opt for expedited processing with a $50 non-refundable Rush Fee, ensuring my submission is completed within 48 hours.I choose standard processing, understanding my submission will be completed within the standard 5-10 business days, at no additional cost.
Subtotal
Processing Fee
Total

Should be Empty:

Payment Details
First Name	Last Name
Credit Card Number	Security Code
Card Expiration

Onboarding Portal Form

Loan: Information

Lender 1:

Lender 2:

Upload Closing Documents:

Property Details

Monthly Payment Terms

Escrow Information

ESCROW AGREEMENT & NOTIFICATIONS

ESCROW RESERVES: PROPERTY TAX CHART

Borrower: Information

Co-borrower: Information

PRICING & FEE AGREEMENT

Comments

Summary