NEOPP EARNINGS AND SAVINGS LOSS TEST

EARNINGS AND SAVINGS LOSS TEST

(Planning program participants can benefit from $1 to $10 million more spendable retirement distributions, 7 to 8 years extended life expectancy, and $1 to $10 million more endowment funding for family members and charities).
First Name*
Email*
example@example.com
Your Age*

Spouse's Age*

	Age	Not Applicable
Spouse's Age

Profession/Job Description*
1. Estimate your monthly after-tax lifestyle costs for food, clothing, entertainment, car expense, mortgage payments or rent, educational costs for children, and other personal expenses:*
Estimated annual taxable compensation you need to provide for your after tax monthly lifestyle costs. (Monthly after-tax lifestyle cost * 15)
2. ESTIMATE YOUR ANNUAL INCOME
Your Owner/Employee Gross Salary*
Pre-tax W-2, 1099 Income
Your Non-Owner Employee's Gross Salary*
Pre-tax W-2, 1099 Income
Spouse's Owner/Employee Gross Salary*
Pre-tax W-2, 1099 Income
Spouse's Non-Owner Employee Gross Salary*
Pre-tax W-2, 1099 Income
Your Investment Income*
Interest, dividend, K-1 and Personal Annuity
Spouse's Investment Income*
Interest, dividend, K-1 and Personal Annuity
Your Qualified Retirement Plan/IRA Income*
Spouse's Qualified Retirement Plan/IRA Income*
TOTAL INCOME
This is the cumulative value of your annual earned and unearned income plus your spouse's annual earned and unearned income.
4.Subtract compensation need from total annual income:
Total annual income:
Minus lifestyle cost compensation need:
SURPLUS EARNINGS (4)
Multiply surplus earnings (4) times 40% to calculate your estimated LOSS TO UNNECESSARY INCOME TAXES THIS YEAR (5).
(4)
X 40% = (5)
Your Approximate Loss to Unnecessary Income Taxes This Year
Remaining Years to Age 65
Approximate Unnecessary Tax Losses Through the Later of Current Age Plus 15 Years or Age 65
3. Do you control $250,000, or more, of personal and qualified retirement plan savings or other equity assets?*

YesNo
*Planning Program participants who have less than $30,000 of surplus earnings annual earnings qualify for Starter Plan participation.

*Planning Program partipants or spouses who are age 56 or older and have less than $30,000 of surplus earnings but do have $250,000 or more of savings qualify for Savers Risk Asset Reposition Plan participation.

*Planning Program participants or spouses who are age 55 or under and have more than $30,000 of surplus earnings and $100,000 or more of annual household income and/or $250,000 of savings qualify for Retirement Plan Maximization Assessment participation.

*Planning Program participants who have more than $30,000 of surplus earnings but less than $100,000 of annual household income qualify for Productive Individual Plan participation.

*Planning Program participants who have more than $30,000 of surplus earnings and $100,000, or more, of annual household income qualify for Highly Productive Individual Plan participation.

*Planning Program participants who have more than $30,000 of surplus earnings and $100,000, or more, of annual household income and have more than $250,000, or more, of existing savings qualify for Highly Productive Individual Plan participation.

*Individuals who have personal savings exceeding $2,000,000 qualify for the Highly Productive Individual Distribution or Endowment Creation Plan.

*Planning Program participants who desire additional information qualify for Economic Education Program participation.
Test Completed by:*

SelfNew Economic Order Planning Program Progress CounselorNew Economic Order Planning Program Financial/Endowment ConsultantOther Advisor (Attorney, Accountant, Community Banker, Registered Investment Advisor)Other