Financial Terms and Conditions
Tuition and Fees
- Standard Tuition Fee: $7,200 for the Nail Technology Program (450 hours).
- Non-Refundable Fees:Registration Fee: $100
- Books/Mindtap: $475
- Kits: $550.50
- Total Non-Refundable Fees: $1,125.50
- Additional Fees (if applicable):Foreign Diploma
- Translation Fee: $125
- Validation Fee: $265
- Total Program Cost: $8,325.50
Transcript Fee
- Digital Transcript: $25 per request.
- Snail Mail Paper Transcript: An additional $50 fee per request.
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STRUCTURED LEARNING INVESTMENT (SLI) PROGRAM
Nail Technology Program – 450 Hours
Tuition Credit Framework
Louisville Beauty Academy utilizes a Structured Learning Investment (“SLI”) model in place of traditional discounts. An SLI is a conditional, performance-based tuition credit earned only after verified completion of required academic, attendance, sanitation, public documentation, and professional competency standards.
The SLI program is designed to:
• Build educational discipline
• Train students to document their work professionally
• Teach responsible social media usage
• Establish early digital credibility
• Create a visible professional portfolio
Public documentation is part of training and professional development. It is not payment for promotion or endorsement.
SLIs:
• Are not wages, rebates, or compensation
• Are not scholarships or entitlements
• Are not guaranteed
• Are earned only after verification
• May be reversed if standards are not maintained
Students who do not complete SLI requirements remain fully responsible for the Total Program Cost.
TOTAL POTENTIAL STRUCTURED LEARNING INVESTMENT
Maximum Tuition Credit Available: $4,525.50
Credits are applied only after verification.
SLI CATEGORY BREAKDOWN
1. Payment Commitment Investment
Maximum Credit: $1,000.00
Earned by paying full tuition before the program start date.
Credit issued after payment clears. One-time credit.
2. Attendance Integrity Investment
Maximum Credit: $1,275.50
Earned through consistent attendance and accurate biometric clock-in and clock-out records without manual corrections.
30–40 hours/week: up to $1,275.50
20–30 hours/week: up to $500.00
Below 20 hours/week: not eligible
Attendance records are legal documentation.
3. Academic Mastery Investment
Maximum Credit: $500.00
Earn $100.00 per Milady CIMA theory chapter (first five chapters) with a minimum score of 90% or higher.
To qualify for each $100 credit:
• Official academic verification through the school system
• Screenshot of qualifying score
• Public post of the screenshot on student’s own social media platform
• Tag Louisville Beauty Academy
• Screenshot of the public post
• Submit screenshot to the school via text or email
Private posts do not qualify.
Email-only submissions do not qualify.
Credit is issued only after academic and public documentation verification.
4. Sanitation & Safety Documentation Investment
Maximum Credit: $500.00
Earn $50.00 per verified sanitation documentation, up to ten (10) submissions.
For each submission:
• Photo of sanitation procedure or station setup
• Public post on student’s own social media platform
• Tag Louisville Beauty Academy
• Screenshot of the public post
• Submit screenshot via text/email
Post must remain public through graduation.
5. Professional Work & Digital Portfolio Investment
Maximum Credit: $750.00
Earn $75.00 per verified public post of practical work, up to ten (10) posts.
Each qualifying post must:
• Include clear image of completed nail work
• Be posted publicly on student’s own social media platform
• Include the student’s full name in the post
• Tag Louisville Beauty Academy
• Screenshot the public post
• Submit screenshot to the school for verification
Posts must remain publicly accessible through graduation.
6. Client Safety, Professional Conduct & MOCK Reputation Training Investment
Maximum Credit: $500.00
Earn $100.00 per verified client service, up to five (5) services.
For each $100 credit:
• Instructor-approved competency checklist
• Full sanitation compliance
• Signed Client Service Acknowledgment
• Public photo of completed work (with consent)
• Public post on student’s own social media platform
• Include student’s full name in the post
• Tag Louisville Beauty Academy
• Screenshot the public post
• Submit screenshot for verification
In addition, for each qualifying service, the student must complete:
• One MOCK Google review example that includes the student’s full name
• One MOCK Yelp review example that includes the student’s full name
All MOCK reviews are educational simulations only and are not required to be posted publicly.
Tuition credit is based on verified competency and required public documentation, not star ratings or endorsements.
PUBLIC REVIEW POLICY
Actual Google, Yelp, or other platform reviews are voluntary and independent.
No tuition credit, certification decision, or academic evaluation is conditioned upon star ratings, endorsements, or review content.
VISIBILITY & RETENTION REQUIREMENT
All qualifying SLI posts must:
• Be publicly visible at time of verification
• Remain publicly accessible through graduation
• Maintain Louisville Beauty Academy tag
Removal, restriction, or falsification may result in reversal of associated SLI credit.
ENFORCEMENT & REVERSAL
Louisville Beauty Academy reserves the right to:
• Deny SLI credit if documentation requirements are not met
• Reverse SLI credit if public visibility is removed
• Reverse SLI credit if documentation is falsified
• Reverse SLI credit if competency standards are not maintained
All determinations are made at the sole discretion of Louisville Beauty Academy.
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Payment Policies
Payment Methods:
- Payments can be made via cash, check, money order, credit card, or through non-federal loan programs.
- Credit/Debit Card Fee: A 7% processing fee applies to card payments.
Payment Plans:
- Initial Deposit: A minimum deposit of $1,200 is required to enroll in the automatic payment plan.
- Monthly Payments: Recommended payments of $650.
- Late Payment Fees:$50 for payments under $500.
- $100 for payments under $200.
- $250 for no payment in a given month.
Unpaid Balances and Interest (Post-Enrollment: Withdrawn, Graduated, or Expelled)
- Interest and Fees on Outstanding Balances
- Accrual of Interest and Fees:
- Balances unpaid 30 days after the due date will accrue:10% annual interest rate, compounded monthly.
$50 monthly administrative fee for account management.
- Grace Period:
- A 30-day grace period applies before interest and fees begin accruing.
- Collections and Legal Accountability
- Collections Process:
- Balances unpaid 90 days after the due date may be referred to a collections agency.
- Students are responsible for all associated costs, including collection agency and legal fees.
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Post-Enrollment Financial Obligations
Continuing Liability:
Students who withdraw, graduate, or are expelled remain fully liable for all outstanding tuition, fees, interest, administrative charges, and collection costs until paid in full.
Unpaid balances remain enforceable after separation from the program and may be pursued through lawful collection methods.
Professional Conduct & Good-Faith Communications
Students agree not to knowingly publish false, malicious, or misleading statements about Louisville Beauty Academy, its staff, instructors, or students.
Nothing in this Agreement restricts a student’s right to:
• Make good-faith, truthful communications
• File lawful complaints with regulatory authorities
• Exercise rights protected under Kentucky or federal law
However, students remain legally responsible for defamatory, fraudulent, or knowingly false statements.
If a student’s unlawful conduct results in damages, regulatory penalties, or legal costs to the Academy, the student may be held financially responsible to the extent permitted by law.
Optional Settlement Adjustment Clause (Post-Enrollment Balances)
Louisville Beauty Academy, at its sole discretion, may offer a limited-time settlement adjustment to students who have withdrawn, graduated, or been terminated, provided the outstanding balance is paid in full within 30 to 60 calendar days from the date of separation from the program.
This settlement option:
- Is not guaranteed and is offered on a case-by-case basis.
- Is extended solely at the discretion of the school and is not an entitlement.
- Is subject to the student’s account standing, communication history, payment efforts, and overall compliance with school policies.
- May be revoked at any time without notice, and does not establish precedent for future students.
This clause is intended to support students in resolving their financial obligations in a timely manner and does not constitute a waiver of the school’s right to pursue full payment, including interest, administrative fees, or collection costs, unless otherwise agreed in writing.
Additional Fees
- Class Attendance Policy: Students with unpaid balances may be restricted from attending classes until payments are made.
- Additional Tuition Charges: $250 per week for hours completed beyond the original contract end date, payable in advance.
Acknowledgment of Structured Learning Investment (SLI) Eligibility and Disqualification
Structured Learning Investments (SLIs) are earned tuition credits designed exclusively to assist self-pay students who assume full financial responsibility for their education at Louisville Beauty Academy.
SLIs are available only to students who complete the program successfully and meet all graduation requirements, including attendance, academic mastery, sanitation compliance, documentation standards, and professional conduct obligations.
All SLIs are automatically voided and forfeited if a student:
- Withdraws from the program for any reason,
- Is terminated for noncompliance or misconduct, or
- Fails to meet graduation requirements.
SLIs are not available to students whose tuition or fees are paid, reimbursed, or subsidized by any third party, including but not limited to:
- Federal or state financial aid programs,
- Military or veteran benefits,
- Workforce or vocational rehabilitation programs,
- Employer sponsorships,
- Scholarships, grants, or external funding sources.
The involvement of third-party funding requires additional verification, reporting, compliance review, invoicing, liability management, and administrative oversight. Due to these added regulatory and operational obligations, students utilizing third-party funding are immediately and permanently disqualified from SLI eligibility, regardless of attendance level or performance.
SLIs are not scholarships, discounts, or entitlements. They are conditional tuition credits earned only after verification and are issued solely at the discretion of Louisville Beauty Academy in accordance with this Enrollment Agreement and the school catalog.
Payment Disputes & Chargebacks
- Any disputed transactions, including but not limited to credit card chargebacks, voided checks, unauthorized payment reversals, or failed transactions due to insufficient funds, will result in a handling fee of $150 per hour for administrative efforts, including but not limited to email correspondence, phone calls, document preparation, and any dispute resolution processes required. The student is also responsible for any additional banking, legal, or processing fees incurred due to the dispute. Failure to resolve disputes in a timely manner may result in legal action, collection efforts, and further financial liability. By signing this agreement, the student agrees to these terms and acknowledges responsibility for all financial obligations related to their enrollment at Louisville Beauty Academy.