The Student must satisfy all required hours, theory work, practical work, sanitation and safety requirements, academic progress standards, and other lawful graduation requirements stated in the School's catalog and this Agreement.

The Student understands that enrollment does not guarantee graduation; graduation does not guarantee licensure; and licensure does not guarantee examination success in another state, employment, earnings, salon ownership, or business success.

The School may require staged progress, repeated theory work, minimum competency demonstrations, sanitation compliance, station professionalism, and practical readiness before advancing the Student into more complex or public-facing work.

2. School Information

• School: Louisville Beauty Academy
• Address: 1049 Bardstown Rd, Louisville, KY 40204
• Phone: 502-625-5531
• Email: Study@LouisvilleBeautyAcademy.net
• Website: https://louisvillebeautyacademy.net/

3. Program Information

• Program: Nail Technology Program
• Program Type: Kentucky state licensing training program
• Contracted Hours: 450 clock hours
• Admission Date: As entered in this form
• Start Date: As entered in this form
• Estimated End Date: As entered in this form
• Attendance Schedule Selected at Enrollment: As entered in this form
• Daily Attendance Hours: As entered in this form
• Scheduled Attendance Days: As entered in this form
• Approved Transfer Hours, if any: As entered in this form

The estimated end date is an estimate only. Actual completion depends on attendance, accurately recorded hours, academic progress, practical performance, sanitation and safety compliance, payment compliance where applicable, and satisfaction of all graduation requirements.

3A. School Operation, Student Scheduling, and Attendance-Hour Limits

• School operating window: Louisville Beauty Academy is open for student training Monday through Friday, 8:00 AM to 6:00 PM, except holidays, closures, emergencies, or schedule changes announced by the School.
• Student-controlled schedule within policy: The Student may select and manage an approved schedule within the School operating window, the selected program requirements, instructor availability, School policy, and applicable Kentucky law and regulation. Any schedule must be entered truthfully and approved or accepted by the School.
• Daily maximum: The Student may not schedule, attend, or receive credit for more than 9 instructional hours in one day.
• Weekly maximum: The Student may not schedule, attend, or receive credit for more than 40 instructional hours in one week.
• Meal/rest break: For any training day of 8 hours or longer, the Student must receive at least a 30-minute meal or rest break. This 30-minute break is not credited as instructional time and must not be counted toward required program hours.
• Attendance record control: Only truthfully recorded time while the Student is physically present and participating as required may be counted. Clock-in/clock-out records, schedule records, and any approved corrections must remain consistent with School policy and Kentucky requirements.
• Official Kentucky law and regulation links: The Student is provided direct access to 201 KAR 12:082, including Section 4 training-period limits and meal/rest-break rule, KRS Chapter 317A, and 201 KAR Chapter 12.

3B. Curriculum, Catalog, Website, and Incorporated Student Materials

• Official school website: The Student is provided direct access to Louisville Beauty Academy's official website at LouisvilleBeautyAcademy.net.
• Student catalog / document center: The Student is provided direct access to the School's student information and document center at LBA Information / Student Document Center and the Louisville Beauty Academy School Student Catalog.
• Current cost and payment disclosures: The Student is provided direct access to the current program costs, incentives, and written payment options page at Current Program Costs, Incentives, and Written Payment Options.
• Program curriculum linkage: The Student is provided direct access to the public curriculum/program information page for the selected program or applicable track: Nail Technology curriculum/program information.
• Official Kentucky/KBC curriculum source: The Student is provided direct access to current Kentucky/KBC curriculum requirements at 201 KAR 12:082 and KBC licensing context at the Kentucky Board of Cosmetology License Requirements page.
• Incorporation and control: The enrollment agreement, current student catalog, current pricing/cost disclosure, current refund/withdrawal policy, attendance policy, and applicable curriculum/program materials shall be read together. If any item changes after signature, the signed agreement and any written amendment or updated document provided according to School policy and applicable law controls for the student's enrollment period.

3C. Optional Discount, Career Credit Score, and Student Choice Disclosure

• Standard price remains available: The program's standard contracted price remains available to the Student. The Student may choose to pay the standard contracted price and is not required to pursue any optional discount, incentive, scholarship-style reduction, public documentation activity, or extra professional-development activity in order to enroll, attend, receive instruction, complete required training, or remain in good standing at the standard contracted price.
• Discounts are optional and student-chosen: Any discount, incentive, or conditional cost reduction offered by Louisville Beauty Academy is optional and must be stated in writing. The Student may choose whether to request or pursue it. A possible discount is not automatic, not guaranteed, and not earned unless all written conditions are voluntarily completed, documented, verified, approved, and lawfully combined under the School's current written pricing structure.
• Pay-in-full under assumed full-discount amount: If the School accepts a discounted pay-in-full amount, discounted net invoice, or labels an account as paid in full based on the possible lowest eligible net cost, that means the Student has paid the then-invoiced discounted net amount after subtracting the full possible discount amount, assuming the Student will complete and receive approval for 100% of the applicable written discount items. It does not mean the Student has already completed every discount requirement, and it does not waive the written discount requirements. If the Student does not complete, maintain, document, verify, or receive approval for all applicable discount items, the unearned or unapproved discount may be removed or adjusted, and the Student may remain responsible for the unpaid difference between the standard contracted price and the actually earned/approved discount amount to the extent allowed by this Agreement, the written discount schedule, the refund policy, and applicable law, unless the School separately waives the amount in writing.
• Purpose of optional discount: LBA may use optional discounts to reward students who voluntarily choose a public-proof item and then build the required Student-created Career Public Proof for that item. Instructor records, staff notes, private files, classroom observations, and other internal records may support verification, but they do not replace the Student's required public online proof for that discount item, except where applicable law requires a different accommodation. The discount is intended to reward optional extra effort by the Student, not to change the standard program price.
• Career Credit Score concept: LBA may reference the Career Credit Score concept as a professional documentation and public credential-building framework inspired by Di Tran University's publication Career Credit Score: The Documented Professional. This is an educational/professional-development concept only. It is not a consumer credit score, not a credit report, not a lender score, not a credit bureau product, and not a guarantee of licensure, graduation, employment, income, clients, or business success.
• No forced public participation: The Student is not required to post publicly, tag the School, publish a review, make an endorsement, provide a testimonial, share private student records, or disclose personal information in order to enroll or continue at the standard contracted price. Public proof is required only if the Student voluntarily chooses a public-proof discount item. This rule applies to Student-created Career Public Proof under the optional discount lanes. It is separate from Section 10, which governs photographs, videos, and other School Content captured by the School. Section 10 may allow the School to use School Content for advertising or institutional communication. The optional Career Credit Score lanes are different: they reward the Student's own public career documentation and do not require the Student to advertise, endorse, review, or recommend the School.
• FTC / endorsement clarity: If a Student voluntarily makes any public statement, endorsement, testimonial, review, or similar content connected to a discount, incentive, benefit, or material relationship with the School, the Student shall clearly and conspicuously disclose that connection where required by law or platform rules. The School may not require a positive review or favorable statement as a condition of any discount.
• No required book purchase: The linked book is provided as an optional educational reference. The Student is not required to purchase the book from Amazon or any retailer as a condition of enrollment, attendance, graduation/completion, licensure support, or receipt of standard instruction, unless a separate written school-provided materials list clearly states otherwise before signature.

1. Parties and Governing Purpose

This Agreement is entered into between Louisville Beauty Academy, a Kentucky state-licensed beauty college (the "School"), and the individual identified as the Student in this Agreement (the "Student").

This Agreement governs the Student's enrollment in the Kentucky state licensing Nail Technology Program and sets out the parties' educational, financial, attendance, sanitation, safety, conduct, compliance, media, and recordkeeping obligations.

The Student must satisfy all required hours, theory work, practical work, sanitation and safety requirements, academic progress standards, and other lawful graduation requirements stated in the School's catalog and this Agreement.

The Student understands that enrollment does not guarantee completion or graduation; graduation does not guarantee licensure; and licensure does not guarantee examination success in another state, employment, earnings, salon ownership, or business success.

This Agreement takes effect on the date the Student signs it and remains in effect until the Student graduates, completes, withdraws, or is dismissed or terminated, except for those provisions that expressly survive, including Subsection 10.14.

15. Student Identity, Admissions Accuracy, and State Reporting

Before signing, the Student shall review and confirm the accuracy of all enrollment information required by the School and any applicable state process, including the Student's legal name, date of birth, contact information, address, prior education documentation, and any state-required identifier.

Important Data Accuracy Notice: Information entered on this enrollment contract may be reported to the Kentucky Board of Cosmetology or other applicable licensing authority as part of the Student's official enrollment record. The Student must carefully review all entries before submission. Errors or corrections may delay processing and may require a formal correction process and applicable correction fees then in effect, including a current combined total of $40.00 ($15 KBC state fee + $25 LBA administrative fee) when applicable. Fees remain subject to change if state requirements or administrative costs change.

If the School maintains a current written correction policy or public memorandum, the Student should review that document before signing.

Optional Merit-Based Discounts and the Career Credit Score

The standard contracted price requires no public activity. The optional discount path is 100% voluntary. If the Student chooses to pursue Career Credit Score discount credit, the Student must personally create, publish, submit, and maintain the required public online proof for the applicable discount items. No public proof, no related discount credit.

Student-Created Online Public Proof Requirement. For every discount item that requires Career Public Proof, the Student must personally create, publish, submit, and maintain the required public online proof for the Student's own Career Credit Score. Instructor records, staff notes, private files, classroom observations, and School-created posts may support verification, but they do not replace the Student's required public Career Public Proof for that discount item, except where applicable law requires a different accommodation.

Verification-only connection to Louisville Beauty Academy. A tag, school identifier, caption reference, or other required connection to Louisville Beauty Academy is used for verification only: to confirm that the documented work connects to the Student's training environment, prevent unrelated or unverifiable submissions, and help the School apply the same written criteria consistently. It is not a requirement to advertise the School, praise the School, recommend enrollment, recruit students, make a testimonial, or create a public platform review. Public platform reviews may support the Student's public trail of success only when they are honest, voluntary, independent, and not exchanged for anything of value.

Student value after graduation. The result should be useful to the Student after graduation: a visible body of proof that a future client, salon, employer, mentor, partner, or the Student themselves can review to see discipline, growth, safety, skill, and service readiness over time.

Student-centered investment. LBA could use these dollars for direct lead-generation and institutional advertising. Instead, LBA chooses to invest the dollars into optional student tuition reductions tied to student-owned public proof.

The Objective: The Career Credit Score

Louisville Beauty Academy does not pay students to advertise. Louisville Beauty Academy reduces tuition for students who build documented proof of professional competence.

That proof is called the Career Credit Score. It is the objective of everything in Sections A through D. The discounts are simply how the School funds the work of building it.

A state license proves a Student passed an examination. A Career Credit Score proves how the Student worked. It is built from six categories of documented discipline:

1. THEORY — completed chapters, milestones, and academic mastery.
2. PRACTICAL — completed nail work, technique development, and demonstrated skill.
3. SANITATION — disinfection workflow, station setup, and infection-control discipline.
4. SAFETY — safe chemical handling, tool control, and hazard awareness.
5. PROFESSIONALISM — client-service conduct, communication, reliability, and presentation.
6. ATTENDANCE AND TIMEKEEPING — consistent presence and truthful, accurate clock records.

Every discount lane in Section B maps to one or more of these six categories. A Student who earns the maximum discount has, by definition, produced a documented public record across theory, practical work, sanitation, safety, professionalism, and attendance. That record belongs to the Student permanently and survives graduation.

A. Economic Baseline and Maximum Conditional Reduction

• Standard contracted program cost: $8,325.50
• Possible lowest eligible net cost if all applicable optional incentives are fully earned, approved, and lawfully combined under the School's written pricing structure: $3,800.00
• Maximum possible conditional reduction from the standard contracted cost: $4,525.50

The reduced figure above is a conditional possible outcome only. It is not automatic, is not guaranteed, and does not apply unless the School verifies that the applicable incentive conditions were actually satisfied.

A.1 Discounted Pay-in-Full and Unearned Discount Adjustment. If the School accepts a discounted pay-in-full amount, issues a discounted net invoice, or marks an account paid in full based on the possible lowest eligible net cost, that means the Student has paid the then-invoiced discounted net amount calculated by subtracting the full possible discount, on the assumption that the Student will complete and receive approval for one hundred percent of the applicable written discount items. It does not mean the Student has already completed every discount requirement, and it does not waive any written discount requirement.

If the Student does not complete, maintain, document, verify, or receive approval for all applicable discount items, the unearned or unapproved portion of the discount may be removed or adjusted, and the Student may remain responsible for the difference between the standard contracted price of $8,325.50 and the discount amount actually earned and approved, to the extent allowed by this Agreement, the written discount schedule, the refund policy, and applicable law, unless the School separately waives the amount in writing. This bullet describes adjustments while the Student remains enrolled. If the Student withdraws, is dismissed, or otherwise separates before completion, the Total Voiding provision stated in Section B controls instead, one hundred percent (100%) of all discounts void, and no amount is treated as earned or retained.

Before any such adjustment is applied, the School shall provide the Student with a written statement identifying each discount item not earned or approved, the dollar value of each, the resulting adjusted balance, and the Student's right to request human review under Subsection C.8 within thirty days.

A.2 Sections That Follow. Section B states the incentive lanes and their values. Section C states the public portfolio, verification, and career-visibility standard. Section D states the Career Credit Score and the controlling post-and-tag requirements.

B. Incentive Lanes and Student Expectations

Each lane below states a maximum conditional value. No lane is automatic. All values are subject to School verification, documentation, approval, and continued good standing. Lanes 3 through 6 additionally require the Student to satisfy the post-and-tag requirements stated in Subsection D.3.

Lane	Maximum Value	Public Post Required?
1 — Payment at enrollment	$1,000.00	No
2 — Attendance discipline	$1,275.50 full-time $500.00 part-time	No
3 — Academic mastery / theory	$500.00	Yes — see D.3
4 — Sanitation, safety, station readiness	$500.00	Yes — see D.3
5 — Professional work / digital portfolio	$750.00	Yes — see D.3
6 — Client safety / professional conduct	$500.00	Yes — see D.3

1. Payment-at-enrollment lane

Maximum value: up to $1,000.00.
Required action: full payment of the program cost before the program start date. This option is available to every enrolled Student who requests it and completes the required payment; no special permission is required. Like every lane, it is not automatic — the credit applies once the School verifies that payment was actually received in full before the program start date.
Tracking responsibility: the Student must keep the receipt, payment confirmation, or other written proof.
This lane requires no public posting of any kind.

2. Attendance-discipline lane

Full-Time Attendance (30–40 hours per week): up to $1,275.50 in conditional discount value for consistent attendance and accurate clock records over approximately 15 weeks, subject to School attendance verification and continued good standing.
Part-Time Attendance (20–30 hours per week): up to $500.00 in conditional discount value, subject to the same verification.
Less than 20 hours per week: no standard attendance discount.
Tracking responsibility: School attendance records control, but the Student remains responsible for checking weekly hour accuracy.
This lane requires no public posting of any kind.

3. Academic-mastery and theory-success lane

Approved credit value: $100.00 for each approved theory achievement, up to a maximum of 5 approved achievements ($500.00 total).
Required action: truthful proof of a designated theory achievement, including approved score proof, chapter proof, or milestone proof.
Frequency guideline: normally no more than one counted theory achievement per chapter or milestone unless the School approves otherwise in writing.
To claim credit, the Student must satisfy Subsection D.3. The Student is never required to publish actual test scores or grades; a milestone or chapter-completion post is sufficient.

4. Sanitation, safety, and station-readiness lane

Approved credit value: $50.00 for each approved sanitation submission, up to a maximum of 10 approved submissions ($500.00 total).
Required action: truthful documentation of sanitation procedure, disinfection workflow, station setup, safety process, or related approved nail-program sanitation support. For Nail Technology practical sanitation proof, the School may require documentation showing disinfection workflow, workstation reset, tool handling, sanitation sequencing, client-hand protection, clean presentation, and lawful nail-service professionalism.
To claim credit, the Student must satisfy Subsection D.3. Any image or video showing a client, model, or other identifiable person requires that person's written consent before posting.

5. Professional work and digital portfolio lane

Approved credit value: $75.00 for each approved portfolio post, up to a maximum of 10 approved posts ($750.00 total).
Required action: truthful documentation of completed nail work, professional growth, portfolio development, or approved practical self-proof that supports employability and professional presentation.
To claim credit, the Student must satisfy Subsection D.3. Any image or video showing a client, model, or other identifiable person requires that person's written consent before posting.

6. Five-Star Service, Client Safety, Professional Conduct, and Career Public Proof Lane

Approved credit value: $100.00 for each approved live-model/client practical-service Career Public Proof item, up to a maximum of 5 approved items ($500.00 total).
Required action: the Student must complete supervised Nail Technology live-model/client practical work, follow all sanitation and safety requirements, communicate professionally, request honest feedback in a respectful and neutral manner, document the service and feedback process, and submit approved proof for LBA verification.
LBA five-star service standard: the required proof for Lane 6 is a completed LBA Live-Model/Client Five-Star Service Evaluation and School verification. The live model/client must personally validate the Student's service as five-star service on the LBA service-evaluation record. LBA must then verify the record, consent/documentation, sanitation, safety, professional communication, client/model care, preparation, technique, and finished work quality. If the live model/client does not validate the service as five-star service, or if LBA does not verify the LBA five-star service standard and documentation requirements, the Student receives no Career Public Proof and no related Career Credit Score tuition credit for that item, unless required by applicable law. The Student must correct, remediate, practice, repeat, or complete another approved live-model/client practical before credit may be awarded.
Proof of record: approved five-star client/model service validation may be part of the Student's public professional self-track record beginning at a Kentucky state-licensed beauty college.
Public review independence: public Google, Facebook, Yelp, or other platform reviews may support the Student's public trail of success only when honest, voluntary, independent, and not exchanged for anything of value. They are not required for discount credit, and no public review platform is a condition for Lane 6 credit.
To claim credit, the Student must satisfy Subsection D.3. Any image or video showing a client, model, or other identifiable person requires that person's written consent before posting.

The dollar values stated above are fixed and binding once a submission is approved. What is not guaranteed is approval: every submission must be truthful, must meet the stated requirement, and must satisfy Subsection D.3. Partial completion earns proportional credit for the items actually approved — if the Student completes 6 of the 10 sanitation submissions, the Student earns $300.00. Lane maximums are ceilings, not entitlements. Across the whole program there are 30 approved submissions available in total: 5 theory, 10 sanitation, 10 portfolio, and 5 client-safety. The School shall record each approval and each declination under Subsection C.10.

Award, Denial, Forfeiture, and Interpretation. Optional incentive credit is earned only after the required condition is actually completed and verified by the School.

2026-09-05 final 10/10 cleanup — controlling public-proof rule. For every optional public-proof discount item, credit exists only when the Student personally creates, publishes, submits, maintains, and receives School verification of the required public online Career Public Proof for that item. No Student-created public proof means no related Career Credit Score discount credit.

No substitute. Instructor notes, staff records, private files, classroom observations, private screenshots, School-captured media, and School-created posts may support verification, but they do not replace the Student's own required public online proof for a public-proof discount item, except where applicable law requires a different accommodation.

Not school advertising and not paid reviews. The proof belongs to the Student's own career record. Any tag, caption reference, or school identifier is verification-only. LBA does not require praise, recruitment, enrollment recommendation, testimonial, endorsement, Google review, Facebook review, Yelp review, public platform review, public platform star rating, positive statement, or silence.

Five-star service validation. If service-based proof requires five-star validation, the validation must come through Louisville Beauty Academy's own service-evaluation channel, form, or record from the client or live model, plus School verification. It is not a Google, Facebook, Yelp, or public-platform review requirement.

Clock-hour and rights separation. Posting, not posting, public proof, discount approval, discount denial, or Career Credit Score scoring never changes the Student's clock hours, attendance records, academic standing, graduation or completion eligibility, Kentucky Board certification processing, or the Student's right to complain lawfully, speak truthfully to a regulator, get legal advice, or participate in a government investigation.

The Student agrees to pay all tuition, fees, and other agreed charges stated in this Agreement and any attached payment schedule.

If the Student enrolls under a payment plan: (1) each payment must be made on time and in the agreed amount; (2) failure to remain current may result in restriction from future class attendance, continued enrollment activity, graduation processing, transcript release, certificate release, re-entry processing, or other school-controlled release steps, to the extent permitted by law and clearly stated by policy; (3) the School may require the Student to cure the default before the Student is permitted to continue under the same payment arrangement; and (4) repeated nonpayment, failed payment, refusal to communicate, or material payment-plan default may be treated as a contractual breach and may support administrative withdrawal, suspension, or termination under School policy.

The School shall charge only those late fees, returned-payment fees, administrative fees, or collection-related fees that are stated as a specific fixed dollar amount in writing and disclosed to the Student before signature. The School shall not charge any open-ended fee, hourly dispute fee, undefined penalty, or fee not disclosed in writing before signature. The School shall provide the Student with written notice of any fee charged, stating the amount, the basis, and the date incurred.

7A. Attendance, Communication, and Withdrawal

Flexible attendance; no formal leave of absence. Louisville Beauty Academy is built on flexibility. Students attend at varying intensity, and gaps in attendance caused by work, family, health, transportation, or other life circumstances are ordinary and expected. The School accommodates this as a matter of routine practice.

No leave request is required, because there is no leave program. The School does not maintain a formal leave-of-absence program, and no School employee grants formal leave. A gap in attendance, of any length, does not by itself withdraw the Student, does not end enrollment, and does not require any leave request, form, application, or approval. The Student remains enrolled and simply resumes attending.

Withdrawal occurs in only two ways. A Student is withdrawn only when either (1) the Student notifies the School in writing that the Student is withdrawing, or (2) the School determines in writing that the Student has withdrawn. The School decides, in its sole discretion, whether and when a Student's inactivity amounts to withdrawal, taking into account the Student's communication, circumstances, hours remaining, and likelihood of completion. Until one of those two events occurs, the Student remains enrolled.

What "in writing" means for withdrawal. The School communicates with Students primarily by text message and email. For purposes of this Section, "in writing" includes a text message, an email, a message sent through the School's designated messaging system, and any other written electronic communication, as well as paper documents. A text message or email from the Student stating that the Student is withdrawing, stopping, quitting, or not returning is sufficient to constitute the Student's written notice under method (1). A text message or email from the School to the Student stating that the School has determined the Student withdrawn is sufficient to constitute the School's written determination under method (2). No form, letter, signature, or in-person meeting is required for either.

Records, contact information, and delivery. The School shall retain a copy of the withdrawal communication, and the date it was sent, in the Student's file as the record of withdrawal. The Student shall keep the Student's mobile number and email address current with the School, and any notice sent to the number or address then on file is deemed delivered when sent, whether or not the Student opens or responds to it. The Student consents to receiving enrollment, attendance, account, and withdrawal communications by text message and email. This consent covers communications about the Student's enrollment and account and does not itself authorize marketing or promotional messages, which require separate consent.

Communication duty. A Student who expects an extended gap should tell the School. This is not a leave request and requires no approval. It allows the School to support the Student, plan instruction, and avoid treating the absence as a withdrawal. A Student who stops attending and does not respond to the School's attempts to make contact may be determined withdrawn under method (2) above.

Effect on discounts. A gap in attendance, by itself, does not affect any discount. If withdrawal occurs under either method above, one hundred percent (100%) of all discounts and incentive credit void under the Total Voiding provision stated in Section B.

Board reporting. Upon withdrawal, the School shall report the withdrawal and certify the Student's completed clock hours to the Kentucky Board of Cosmetology within ten (10) business days, as required by 201 KAR 12:082. Because a gap in attendance is not a withdrawal, a gap does not trigger that reporting obligation. The School continues to report enrolled Students' monthly hours as required regardless of attendance intensity.

Returning after withdrawal. A Student who has been withdrawn and wishes to resume training must apply for re-enrollment and, if accepted, sign a new enrollment agreement at the price then in effect. Discounts, incentive credit, and Career Credit Score entries from the prior enrollment do not carry over, and voided credit is not reinstated. Clock hours already earned and certified to the Board remain the Student's own and are unaffected.

The School maintains a discipline-first, safety-first, and policy-first training environment. The Student agrees to comply with all written School rules related to conduct, sanitation, attendance, instruction, safety, professionalism, confidentiality, and respect for the learning environment.

The School may issue warning, probation, suspension, administrative withdrawal, dismissal, or termination when the Student engages in conduct including, but not limited to: disruption of instruction or operations; insubordination; threatening, abusive, intimidating, or harassing behavior; dishonesty or falsification of records; unsafe conduct; sanitation violations; interference with staff, students, models, clients, or operations; theft, intentional damage, or misuse of School property; repeated failure to follow payment-plan requirements; or behavior that, in the School's reasonable judgment, undermines the safety, order, integrity, reputation, or lawful operation of the institution.

The School expressly reserves the right to require a Student to leave the premises immediately, or to suspend access immediately, when the School determines that the Student presents a disruption, safety concern, sanitation concern, operational threat, record-integrity issue, client-service risk, or material conduct violation. Where appropriate, the School may later determine whether the matter results in reinstatement, probation, administrative withdrawal, or permanent termination.

Nothing in this section limits any right the School may otherwise have under its catalog, handbook, safety policies, or applicable law.

The Student shall follow all sanitation, infection-control, and environmental-safety policies of the School. Failure to do so may result in immediate corrective action, loss of clinic or instructional privileges, suspension, or dismissal.

The Student shall use products, tools, equipment, and School spaces responsibly and only as directed. Intentional damage or negligent misuse of School property beyond normal wear and tear may result in financial responsibility and disciplinary action.

Because nail technology training involves sanitation-sensitive tools, direct client-contact workflow, chemicals, filing equipment, manicure and pedicure procedures, and public-facing practical activity, the School may restrict a Student from mannequin work, live-model work, nail services, chemical use, or related practical activity until the School determines that the Student meets sanitation, safety, professionalism, and instructional-readiness standards.

The Student should present concerns to the School when practical so the School has an opportunity to respond and attempt resolution through its written grievance pathway. However, nothing in this Agreement prevents the Student from making a lawful complaint, communicating truthfully with a regulator, seeking legal advice, participating in a government investigation, or exercising rights provided by law.

This Agreement must work together with the School's written cancellation and refund policy, which must be attached or provided before signature.

Withdrawal occurs only as stated in Subsection 7A of this Agreement: either the Student notifies the School in writing, or the School determines in writing that the Student has withdrawn. No attendance threshold, gap in attendance, or period of absence withdraws a Student automatically.

• The Student may cancel before the start date as stated in the School's written cancellation policy provided before signature.
• The Student may voluntarily withdraw after the start date by giving written notice to the School according to School policy.
• The School may administratively withdraw, suspend, dismiss, or terminate the Student as stated in this Agreement, School policy, and applicable law.
• Non-refundable charges and refund calculations are limited to the written amounts and formulas disclosed before signature.
• The treatment of unpaid balances, earned hours, clinic eligibility, and School-controlled records after separation is governed by this Agreement, School policy, and applicable law.

For financial and refund-calculation purposes, the governing measure is scheduled time enrolled compared to total scheduled program time, and not merely the number of actual clock hours attended.

If the Student enrolls and later withdraws, cancels, or is terminated before program completion, the following tuition-responsibility schedule applies based on the percentage of scheduled time enrolled to total scheduled course time:

• 0.01% to 4.9%: Student responsible for 20% of tuition.
• 5.0% to 9.9%: Student responsible for 30% of tuition.
• 10.0% to 14.9%: Student responsible for 40% of tuition.
• 15.0% to 24.9%: Student responsible for 45% of tuition.
• 25.0% to 49.9%: Student responsible for 70% of tuition.
• 50.0% and over: Student responsible for 100% of tuition.

Any refund amount determined to be due shall be issued within 45 days of the formal cancellation, withdrawal, or termination date, unless applicable law requires a different deadline. In documented mitigating circumstances, the School may, in its sole discretion, waive part of a balance owed. Any such waiver must be in writing and signed by the School's owner or authorized representative. This sentence does not create an exception to the Total Voiding provision stated in Section B, which applies regardless of the reason for separation; it permits only a voluntary written waiver by the School after voiding has been applied.

If the School permanently closes, or if the School permanently discontinues the Student's program after enrollment and before completion, the School will administer any required refund or student-account adjustment in accordance with applicable law and legally controlling refund requirements then in effect. If instruction has not been fully delivered, the School may calculate any required refund using a pro rata or other legally required method, as applicable. The School does not participate in a standing teach-out agreement with another institution unless a separate written arrangement is later established.

If the Student is withdrawn, dismissed, or terminated, the School will prepare a written separation accounting showing total charges, payments received, refund calculation if any, remaining balance if any, and current status of transcripts, certificates, and other School-issued records.

By signing, the Student acknowledges that the Student had a fair opportunity to review this Agreement and the enrollment materials provided by the School, ask questions, and receive the following before signing: current pricing disclosure; current cancellation and refund policy; program description; attendance and graduation or completion requirements; payment-plan terms if any; incentive or discount terms if any; grievance or complaint pathway information; and any external documents expressly incorporated by reference.

The Student further acknowledges that Louisville Beauty Academy is a discipline-based, policy-driven educational institution and that continued enrollment depends on academic, conduct, sanitation, attendance, operational, and financial compliance.

Only the following documents may be treated as binding under this Agreement, and only if provided to the Student before signature: the current School catalog; current cancellation and refund policy; current pricing sheet; attached payment plan, if any; attached incentive or discount schedule, if any; and any handbook, safety policy, conduct policy, or program addendum expressly identified in writing.

No website page, unpublished internal practice, verbal statement, marketing material, social media post, or after-the-fact interpretation shall modify, enlarge, or reduce any term of this signed Agreement. If any such material conflicts with this Agreement, this Agreement controls.

Each Student is required to use the School's approved attendance-recording system truthfully and consistently. The Student must be physically present while clocked in, must clock out before leaving the assigned instructional area or premises when required, and must not ask another person to clock in or out on the Student's behalf.

False attendance, remote clocking, leaving while still clocked in, impersonation, record manipulation, or concealment of attendance irregularities may result in loss of credit for the affected period, written warning, probation, suspension, administrative withdrawal, dismissal, or other corrective action permitted by School policy and applicable law.

If the Student's intentional or materially noncompliant conduct causes the School to incur an actual fine, charge, or documented cost from a regulator or other lawful authority, the Student may be held financially responsible to the extent allowed by law and written policy after the School documents the basis for that responsibility.

The School may maintain reasonable inspection, identification, camera, or attendance-verification procedures consistent with School policy and applicable law.

The contracted program cost includes the required Milady textbook and MindTap online theory access and the standard student kit, which the School shall issue to the Student. The Student is responsible for the reasonable care and custody of all materials issued. The School shall charge for a replacement item only at the School's actual documented cost, and shall state that cost in writing to the Student before charging it. The Student is not required to purchase any optional item, upgraded kit, additional supply, or supplemental book as a condition of enrollment, attendance, instruction, graduation, or certification. Any optional item shall be identified as optional in writing before purchase.

By proceeding to signature, the Student confirms that the Student has reviewed this Agreement, received or had access to the written enrollment materials identified by the School before signature, understands that only the written documents provided before signature and properly incorporated into this Agreement control the enrollment relationship, and understands that any later amendment must be stated in a separate written modification approved by the School.

The Student further understands that electronic signature is intended to carry the same force as a handwritten signature to the extent permitted by applicable law.

The Student affirms that the Student can safely participate in the educational activities of the program or will timely request discussion of any accommodation need or significant limitation. The School does not waive and the Student does not waive any applicable rights under law by this section.

The Student understands that enrollment does not guarantee graduation, graduation does not guarantee licensure, and licensure does not guarantee employment or business success. State examination and application requirements may change and may be controlled by entities outside the School.

By signing, the Student confirms receipt or access to this Agreement, the current School catalog, the current pricing disclosure, and the current written cancellation and refund policy.

The Student understands that tuition responsibility remains the Student's own obligation unless the School separately accepts another binding written payer arrangement. Payment by a parent, sponsor, employer, or other third party does not remove the Student's own contractual responsibility unless the School expressly agrees otherwise in writing.

The Student understands that the School does not guarantee graduation, licensure, transferability, employment, earnings, or business success. The Student also understands that School records are retained and released according to written policy and applicable law.

The School's ownership of School Content and the Student's grant of name, image, likeness, and voice rights are stated in Section 10 of this Agreement, which is a required term of enrollment. Any testimonial, endorsement, or review by the Student remains entirely voluntary and is never required. Any post-graduation outcome follow-up or employment-status request by the School is educational and voluntary unless a separate lawful requirement applies.

This Agreement, together with the documents properly incorporated by reference, is the controlling enrollment agreement unless later modified in a separate written amendment signed by both the Student and an authorized School representative.

School Representative: Louisville Beauty Academy, by Di Tran, Chief Executive Officer, or authorized designee.

D. Career Credit Score: Definition, Legal Character, Governance, and Student Rights

Louisville Beauty Academy maintains a School-maintained educational and professional-development record known as the Career Credit Score. Its purpose is to convert a Student's documented discipline into portable, verifiable, career-owned evidence of professional readiness, public self-documentation, and career growth. A license proves a Student passed. A Career Credit Score shows how the Student worked.

D.1 Definition and Scope. The Career Credit Score is a School-maintained educational and professional-development measurement reflecting documented professionalism, sanitation reliability, safety reliability, attendance discipline, accurate timekeeping, theory completion, practical readiness, portfolio quality, truthful public self-documentation, and LBA-verified five-star service training and proof of record. It measures documented conduct only. It does not measure personal characteristics, beliefs, background, or protected traits.

D.2 Legal Character and Express Disclaimers. The Career Credit Score is NOT a consumer credit score, credit rating, lending score, financial instrument, insurance score, or consumer report. It is NOT prepared for and shall NOT be used to determine eligibility for credit, insurance, housing, or employment by any third party. It is not a consumer report within the meaning of the Fair Credit Reporting Act, and Louisville Beauty Academy is not a consumer reporting agency. No provision of this Agreement authorizes use of the Career Credit Score for any purpose governed by the Fair Credit Reporting Act, the Equal Credit Opportunity Act, or any comparable statute. The Career Credit Score concept is an educational and professional-development framework only, inspired by Di Tran University's publication Career Credit Score: The Documented Professional, and is not a guarantee of licensure, graduation, employment, income, clients, or business success.

D.3 Public Documentation Requirement — Plain Statement. To earn any Career Credit Score point or any tuition-incentive dollar under Lanes 3 through 6 of Section B, the Student must do all of the following:

(1) POST IT PUBLICLY. The Student must publish the qualifying work as a public post on a social media account owned and controlled by the Student personally. A post on a School account, a private account, a close-friends or restricted-audience post, a story that expires before verification, a draft, or a deleted post does not qualify.

(2) TAG LOUISVILLE BEAUTY ACADEMY. The post must visibly tag @LouisvilleBeautyAcademy. The tag must appear in the post itself, not only in a comment.

(3) DISCLOSE THE TUITION CREDIT. The post must clearly state that the Student receives or may receive tuition credit, for example by using #ad or a plain statement such as "I receive tuition credit for posts like this."

(4) SUBMIT PROOF AND KEEP THE POST UP. The Student must submit a screenshot showing the tag, the disclosure, the substance of the work, and the date of publication, and must keep the post publicly visible until the School verifies it.

(5) SUBMIT THROUGH THE DESIGNATED METHOD. The Student must submit through the submission method the School designates in writing. The School shall provide the current designated submission method at enrollment and shall keep it available on request. The School may change the designated method by written notice to enrolled students. A submission made in good faith through a previously designated method shall not be declined solely because the method later changed.

(6) OBSERVE THE FREQUENCY LIMIT. The Student may submit, and the School will count toward credit, no more than ONE submission per discount category per calendar day. A Student may submit in more than one category on the same day, but not more than one submission within the same category on that day. Submissions exceeding this limit may be declined or deferred, and the Student may resubmit the excess item on a following day.

(7) CLAIM WHILE ENROLLED. A submission must be made while the Student is actively enrolled and no later than the Student's graduation, completion, withdrawal, or termination date, whichever occurs first, unless the School agrees otherwise in writing.

(8) FIVE-STAR SERVICE PROOF OF RECORD. For service-based submissions, the Student must first complete supervised live-model/client work, request honest feedback in a professional manner, receive five-star service validation from the live model/client/customer on the LBA service-evaluation record, and document the service, feedback process, sanitation, safety, professionalism, and completed work as the Student's public professional self-track record. Career Public Proof and related Career Credit Score credit may be used only after the live model/client/customer gives five-star service validation and the School verifies the LBA five-star service standard and all consent/documentation requirements. If the live model/client/customer does not validate the service as five-star service, or if the School does not verify the standard and documentation requirements, no Career Public Proof and no related Career Credit Score credit is awarded until correction, remediation, repeat work, or another approved live-model/client service is completed. Public Google, Facebook, Yelp, and similar platform reviews may support the Student's public trail of success only when honest, voluntary, independent, and not exchanged for anything of value. LBA does not require, control, pressure, or condition any credit, certification, academic evaluation, discount, or school benefit on any public review, public star rating, positive wording, endorsement, student-name mention, or review content.

D.3.1 School Duties Upon Submission. The School shall review each submission and issue a determination within ten business days of receipt. The School shall notify the Student in writing whether the submission was approved or declined. If declined, the written notice shall state the specific reason and shall inform the Student of the right to request human review within thirty days under Subsection C.8. The School shall record each submission, determination, and reason under Subsection C.10.

D.3.2 Designated Tag and Handle. The tag required by paragraph (2) refers to the official Louisville Beauty Academy account on the platform the Student selects. The School shall provide the current official handle for each supported platform in writing at enrollment. If the School changes, renames, or discontinues an official account, the School shall notify enrolled students, and a Student who tagged the previously designated handle in good faith before that notice shall receive credit as if the current handle had been tagged.

D.3.3 Operational Materials Are Not Contract Terms. The School may publish instructions, examples, checklists, or a submission guide to help the Student comply with this Subsection. Those materials are operational aids only, may be updated at any time without amending this Agreement, and shall not enlarge, reduce, or alter the requirements stated in this Subsection D.3. If any operational material conflicts with this Subsection D.3, this Subsection D.3 controls.

D.4 Voluntary Participation. Participation is entirely voluntary. A Student who does not participate receives identical instruction, identical hour credit, identical academic treatment, identical graduation eligibility, and identical certification. A Career Credit Score is never a graduation requirement, never an academic grade, never a condition of licensure eligibility, and never a factor in discipline, dismissal, refund calculation, or hour certification to the Kentucky Board of Cosmetology.

D.5 Separation from Regulated Hour Records. The Career Credit Score is maintained separately from and has no effect upon the Student's clock hours, attendance records, or any certification submitted to the Kentucky Board of Cosmetology. Hours are governed solely by the School's approved attendance system and applicable law. No incentive, score, or public post may increase, decrease, or alter a Student's recorded clock hours.

D.6 Transparency and Student Access. Upon written request, the Student is entitled to view the Student's own current Career Credit Score, the criteria applied, and the submissions credited or declined. The School shall maintain written scoring criteria and shall apply them consistently.

D.7 Automated Scoring and Right to Human Review. Scoring may be performed or assisted by the School's automated verification system. If an automated determination declines credit or the Student disputes a score, the Student may request human review within thirty days, and a School representative shall review the underlying submissions and respond in writing.

D.8 Confidentiality and No Third-Party Disclosure Without Consent. The School shall not disclose an individual Student's Career Credit Score to any employer, lender, landlord, insurer, licensing authority, or other third party without the Student's separate, specific, written consent. The Student may share the Student's own score, portfolio, or public documentation freely at the Student's sole discretion.

D.9 Non-Discrimination. The Career Credit Score shall be administered without regard to race, color, religion, sex, national origin, age, disability, familial status, veteran status, immigration status, primary language, or any other legally protected characteristic. Documented conduct, not identity, determines score.

D.10 Student Ownership. The Student owns the public documentation the Student creates. The Career Credit Score is a School-maintained assessment of that documentation. Upon request at or after graduation, the School may furnish the Student with a written summary of the Student's Career Credit Score for the Student's own use.

Participation in these lanes is a choice, never a condition. A Student who never posts once, never tags the School, and never submits a screenshot remains fully eligible to enroll, attend, progress, graduate, and be certified at the standard contracted cost of $8,325.50, with identical instruction, identical respect, and identical opportunity. The incentive structure rewards discipline made visible. It does not purchase speech, and it does not price silence.

Louisville Beauty Academy holds that a graduate who can prove discipline is worth more in the marketplace than a graduate who can only claim it. The Career Credit Score exists to make that proof portable, public, and permanently the Student's own.

10. Media, Likeness, and School Content Ownership

This Section is a required term of enrollment. Louisville Beauty Academy is a public-facing educational institution. Documenting instruction, student work, clinic activity, and school events is part of how the School teaches, demonstrates compliance, recruits, and represents the profession. By signing this Agreement, the Student agrees to the terms of this Section.

10.1 School Ownership of School Content. All photographs, video recordings, audio recordings, digital images, and other content captured by the School, its staff, its instructors, its contractors, or its authorized representatives on School premises, at School events, or in connection with School instruction or activities (collectively, "School Content") are the sole and exclusive property of Louisville Beauty Academy. The School owns all right, title, and interest in School Content, including all copyright. Nothing in this Section transfers ownership of School Content to the Student.

10.2 Grant of Likeness Rights. The Student grants Louisville Beauty Academy a perpetual, irrevocable, worldwide, royalty-free, fully paid, transferable, and sublicensable right and license to use, reproduce, edit, adapt, publish, display, distribute, broadcast, and create derivative works from the Student's name, image, likeness, voice, appearance, statements, and work product as they appear in School Content.

10.3 Permitted Uses. The rights granted include use in any and all media now known or later developed, including without limitation: the School's website and social media accounts; paid advertising of any kind, including digital, print, broadcast, outdoor, and billboard; recruitment, admissions, and enrollment materials; brochures, catalogs, signage, and displays; press and media placements; third-party platforms, directories, and partner channels; educational and instructional materials; and derivative, edited, cropped, composited, or AI-assisted versions of the foregoing.

10.4 No Compensation. The Student acknowledges that no payment, royalty, fee, or other compensation is or will be due to the Student for any use of School Content, and that the educational instruction provided under this Agreement constitutes full and adequate consideration for the rights granted.

10.5 No Right of Approval. The Student waives any right to inspect, review, or approve School Content, any finished materials incorporating it, or any copy, caption, or context in which it may appear.

10.6 Waiver of Claims. To the fullest extent permitted by law, the Student releases and waives any claim against the School arising out of the permitted uses described above, including claims for invasion of privacy, right of publicity, false light, misappropriation of likeness, defamation, or emotional distress, provided the use is truthful and not knowingly false.

10.7 Students Under Eighteen. A Student under the age of eighteen may not grant the rights in this Section personally. For any such Student, a parent or legal guardian must sign the consent in Section 14 before the Student may be included in School Content used for advertising or promotional purposes.

10.8 Clients, Models, and Other Third Parties. This Section grants rights only as to the Student. It does not and cannot grant any right regarding the likeness of a client, model, guest, visitor, or other person who is not a party to this Agreement. The School shall obtain a separate written release from any such person before using content in which that person is identifiable. The Student shall not photograph or record a client, model, or other identifiable person without that person's prior written consent, as required by Section 16.

10.9 Protected Records Excluded. Nothing in this Section authorizes the School to publish the Student's grades, transcripts, disciplinary records, financial account information, Social Security number, government identifiers, or health information. Those records are governed by the School's records policy and applicable law.

10.10 Accommodation Requests. A Student with a documented religious objection, a documented safety concern such as an active protective order, or a documented disability-related need may submit a written accommodation request to the School Director. The School shall review each request individually and may provide a reasonable accommodation, which may include excluding the Student from identifiable use in advertising materials. Submitting such a request shall not affect the Student's enrollment, instruction, hour credit, academic standing, graduation eligibility, or certification.

10.11 Student's Own Content Is Not School Content. Photographs and recordings the Student creates on the Student's own device and posts to the Student's own account remain the Student's own property. They are not School Content and are not transferred to the School by the School Content ownership grant in this Section. Student-created public proof is governed by the optional Career Public Proof / Career Credit Score provisions, client/model consent duties, platform rules, and applicable law. This Section applies only to School Content as defined in Subsection 10.1.

10.12 Relationship to Sections A Through D. This Section is separate from and independent of the optional incentive structure in Sections A Through D. Nothing in this Section requires the Student to post, tag, endorse, review, or promote the School, and nothing in this Section affects the Student's rights under Subsections C.9 or D.4. Participation in the incentive lanes remains entirely voluntary, and a Student who declines to participate in those lanes receives identical instruction, identical hour credit, identical graduation eligibility, and identical certification.

10.13 No Obligation to Use. Nothing in this Section obligates the School to photograph, record, publish, or use any content featuring the Student.

10.14 Survival. The rights granted in this Section survive the Student's graduation, completion, withdrawal, dismissal, or termination and survive the termination of this Agreement.

14. Parent or Guardian Consent for Students Under Eighteen

This Section applies only if the Student is under eighteen years of age on the date of signing. If the Student is eighteen or older, skip to Section 16.

14.1 Consent Required. A Student under the age of eighteen cannot personally grant the name, image, likeness, and voice rights described in Section 10. For any such Student, a parent or legal guardian must sign this Section. Without that signature, the School shall not include the Student in School Content used for advertising or promotional purposes, and the Student's enrollment, instruction, hour credit, academic standing, graduation eligibility, and certification are unaffected.

14.2 Parent or Guardian Grant. By signing below, the parent or legal guardian represents that they are the parent or legal guardian of the Student named in this Agreement, that they have read Section 10 in full, and that they grant to Louisville Beauty Academy, on the Student's behalf, all rights described in Subsections 10.2 through 10.6, on the same terms stated in those Subsections.

14.3 Consent to Optional Incentive Participation. By signing below, the parent or legal guardian also consents to the Student's voluntary participation in the optional incentive lanes described in Sections A through D, including publishing the Student's own work on the Student's own public social media account as described in Subsection D.3. This consent is required by Subsection C.5. The parent or legal guardian may withdraw this particular consent at any time by written notice to the School, and withdrawal shall affect only future submissions. All credit remains subject in every case to the Total Voiding provision stated in Section B, under which one hundred percent (100%) of all discounts and incentive credit void if the Student separates from the Program before completion.

14.4 Financial Responsibility Not Created. Signing this Section grants consent only. It does not by itself make the parent or legal guardian financially responsible for tuition. Any financial responsibility of a parent, sponsor, or third-party payer must be stated in a separate written payer agreement signed by that person.

14.5 Right to Decline. A parent or legal guardian may decline to sign this Section. Declining affects only the Student's inclusion in School advertising and the Student's eligibility for the optional incentive lanes. It does not affect enrollment, instruction, clock hours, academic standing, graduation eligibility, or certification to the Kentucky Board of Cosmetology in any way.

Parent or Legal Guardian — Complete only if the Student is under 18.

I am the parent or legal guardian of the Student named in this Agreement. I have read Section 10 and Section 14. I grant the rights described in Section 10 on the Student's behalf, and I consent to the Student's voluntary participation in the optional incentive lanes described in Sections A through D.

16. Client and Model Consent — Student Duty

16.1 Student Duty. The Student shall not photograph, video record, or audio record any client, model, guest, or other identifiable person, and shall not publish any such content, unless that person has first signed the School's Client and Model Media Release. The Student shall obtain that signature before the service begins whenever the Student intends to document the work.

16.2 School Duty. The School shall make the Client and Model Media Release available at the front desk and in the clinic area, shall retain each signed release, and shall record which clients have granted and which have declined consent.

16.3 Effect of Refusal. A client who declines to sign shall receive the same service, at the same price, with the same standard of care. No client shall be pressured, charged differently, delayed, or treated less favorably for declining. The Student shall not photograph a client who has declined.

16.4 Consequence of Violation. Publishing content showing an identifiable person without a signed release is a violation of this Agreement. The School may decline incentive credit for the submission, require its removal, and take corrective action under the School's conduct policy.

16.5 No Third-Party Rights Granted by This Agreement. This Agreement grants the School full rights as to the Student under Section 10. It does not and cannot grant any right regarding the likeness of a client, model, guest, or other person who is not a party to this Agreement. Those rights may be granted only by that person, or by that person's parent or legal guardian if the person is under eighteen. The Student's signature on this Agreement does not and cannot substitute for a client's own signed release.

Affordability and price-match review at enrollment: Louisville Beauty Academy strives to remain one of the most price-competitive beauty education options available. Students may ask the School Director at the time of enrollment about any current written price-match review opportunity, subject to program fit, documentation, eligibility, available written offers, school policy, and director approval. Any approved price match adjusts the standard contracted program cost stated in this Agreement and does not create a separate price, a separate discount lane, or any exception to the Total Voiding provision stated in Section B. It must be stated in writing and signed before it becomes part of the Student's enrollment terms.

The School's current source materials reflect a published standard package cost of $8,325.50 for this program, subject to confirmation at the time of signing.

Published source components presently reflected are:

• Registration fee: $100.00
• Books / MindTap: $475.00
• Student kit: $550.50
• Optional translated foreign diploma fee: $125.00
• Optional validation fee: $265.00

At signing, the School shall state clearly in writing: the total contracted amount; the exact deposit due at enrollment; whether the deposit is refundable or non-refundable and in what amount; the payment method selected; the payment schedule and due dates; any card-processing fee if used; any books, kit, platform, translation, validation, or administrative charges; and any sponsor, outside payer, or third-party funding arrangement.

For clarity, the standard contracted program cost remains $8,325.50 unless and until optional incentives are actually earned, approved, and applied. If all applicable optional incentives are fully earned, approved, and applied under the School's written pricing structure, the lowest possible net cost would be $3,800.00. That reduced figure is a conditional outcome only, not a guaranteed tuition amount.

If the School intends for any website pricing sheet, attached schedule, or external pricing form to be binding, that document must be identified specifically and provided to the Student before signature.