D. Career Credit Score: Definition, Legal Character, Governance, and Student Rights
Louisville Beauty Academy maintains an internal educational assessment instrument known as the Career Credit Score. Its purpose is to convert a Student's documented discipline into portable, verifiable, career-owned evidence of professional readiness. A license proves a Student passed. A Career Credit Score shows how the Student worked.
D.1 Definition and Scope. The Career Credit Score is an internal educational measurement reflecting documented professionalism, sanitation reliability, safety reliability, attendance discipline, accurate timekeeping, theory completion, practical readiness, treatment-room discipline, portfolio quality, and truthful public self-documentation. It measures documented conduct only. It does not measure personal characteristics, beliefs, background, or protected traits.
D.2 Legal Character and Express Disclaimers. The Career Credit Score is NOT a consumer credit score, credit rating, lending score, financial instrument, insurance score, or consumer report. It is NOT prepared for and shall NOT be used to determine eligibility for credit, insurance, housing, or employment by any third party. It is not a consumer report within the meaning of the Fair Credit Reporting Act, and Louisville Beauty Academy is not a consumer reporting agency. No provision of this Agreement authorizes use of the Career Credit Score for any purpose governed by the Fair Credit Reporting Act, the Equal Credit Opportunity Act, or any comparable statute. The Career Credit Score concept is an educational and professional-development framework only, inspired by Di Tran University's publication Career Credit Score: The Documented Professional, and is not a guarantee of licensure, graduation, employment, income, clients, or business success.
D.3 Public Documentation Requirement — Plain Statement. To earn any Career Credit Score point or any tuition-incentive dollar under Lanes 3, 4, and 5 of Section B, the Student must do all of the following:
(1) POST IT PUBLICLY. The Student must publish the qualifying work as a public post on a social media account owned and controlled by the Student personally. A post on a School account, a private account, a close-friends or restricted-audience post, a story that expires before verification, a draft, or a deleted post does not qualify.
(2) TAG LOUISVILLE BEAUTY ACADEMY. The post must visibly tag @LouisvilleBeautyAcademy. The tag must appear in the post itself, not only in a comment.
(3) DISCLOSE THE TUITION CREDIT. The post must clearly state that the Student receives or may receive tuition credit, for example by using #ad or a plain statement such as "I receive tuition credit for posts like this."
(4) SUBMIT PROOF AND KEEP THE POST UP. The Student must submit a screenshot showing the tag, the disclosure, the substance of the work, and the date of publication, and must keep the post publicly visible until the School verifies it.
(5) SUBMIT THROUGH THE DESIGNATED METHOD. The Student must submit through the submission method the School designates in writing. The School shall provide the current designated submission method at enrollment and shall keep it available on request. The School may change the designated method by written notice to enrolled students. A submission made in good faith through a previously designated method shall not be declined solely because the method later changed.
(6) OBSERVE THE FREQUENCY LIMIT. The Student may submit, and the School will count toward credit, no more than ONE submission per discount category per calendar day, and no more than the per-week frequency guideline stated for that lane in Section B. Submissions exceeding these limits may be declined or deferred, and the Student may resubmit the excess item on a following day or week.
(7) CLAIM WHILE ENROLLED. A submission must be made while the Student is actively enrolled and no later than the Student's graduation, completion, withdrawal, or termination date, whichever occurs first, unless the School agrees otherwise in writing.
The Student chooses the platform, including Instagram, TikTok, Facebook, YouTube, Snapchat, X, or any comparable public platform. The Student chooses the caption, the images, and the creative presentation. The account is the Student's own, and the work posted to it remains the Student's own permanently.
If the Student does not post, the Student earns no Career Credit Score and no tuition incentive under Lanes 3, 4, and 5. Nothing else changes. The Student enrolls, attends, is credited identical hours, progresses, graduates, and is certified to the Kentucky Board of Cosmetology on identical terms at the standard contracted cost of $14,174.00.
D.3.1 School Duties Upon Submission. The School shall review each submission and issue a determination within ten business days of receipt. The School shall notify the Student in writing whether the submission was approved or declined. If declined, the written notice shall state the specific reason and shall inform the Student of the right to request human review within thirty days under Subsection C.8. The School shall record each submission, determination, and reason under Subsection C.10.
D.3.2 Designated Tag and Handle. The tag required by paragraph (2) refers to the official Louisville Beauty Academy account on the platform the Student selects. The School shall provide the current official handle for each supported platform in writing at enrollment. If the School changes, renames, or discontinues an official account, the School shall notify enrolled students, and a Student who tagged the previously designated handle in good faith before that notice shall receive credit as if the current handle had been tagged.
D.3.3 Operational Materials Are Not Contract Terms. The School may publish instructions, examples, checklists, or a submission guide to help the Student comply with this Subsection. Those materials are operational aids only, may be updated at any time without amending this Agreement, and shall not enlarge, reduce, or alter the requirements stated in this Subsection D.3. If any operational material conflicts with this Subsection D.3, this Subsection D.3 controls.
D.4 Voluntary Participation. Participation is entirely voluntary. A Student who does not participate receives identical instruction, identical hour credit, identical academic treatment, identical graduation eligibility, and identical certification. A Career Credit Score is never a graduation requirement, never an academic grade, never a condition of licensure eligibility, and never a factor in discipline, dismissal, refund calculation, or hour certification to the Kentucky Board of Cosmetology.
D.5 Separation from Regulated Hour Records. The Career Credit Score is maintained separately from and has no effect upon the Student's clock hours, attendance records, or any certification submitted to the Kentucky Board of Cosmetology. Hours are governed solely by the School's approved attendance system and applicable law. No incentive, score, or public post may increase, decrease, or alter a Student's recorded clock hours.
D.6 Transparency and Student Access. Upon written request, the Student is entitled to view the Student's own current Career Credit Score, the criteria applied, and the submissions credited or declined. The School shall maintain written scoring criteria and shall apply them consistently.
D.7 Automated Scoring and Right to Human Review. Scoring may be performed or assisted by the School's automated verification system. If an automated determination declines credit or the Student disputes a score, the Student may request human review within thirty days, and a School representative shall review the underlying submissions and respond in writing.
D.8 Confidentiality and No Third-Party Disclosure Without Consent. The School shall not disclose an individual Student's Career Credit Score to any employer, lender, landlord, insurer, licensing authority, or other third party without the Student's separate, specific, written consent. The Student may share the Student's own score, portfolio, or public documentation freely at the Student's sole discretion.
D.9 Non-Discrimination. The Career Credit Score shall be administered without regard to race, color, religion, sex, national origin, age, disability, familial status, veteran status, immigration status, primary language, or any other legally protected characteristic. Documented conduct, not identity, determines score.
D.10 Student Ownership. The Student owns the public documentation the Student creates. The Career Credit Score is a School-maintained assessment of that documentation. Upon request at or after graduation, the School may furnish the Student with a written summary of the Student's Career Credit Score for the Student's own use.
Participation in these lanes is a choice, never a condition. A Student who never posts once, never tags the School, and never submits a screenshot remains fully eligible to enroll, attend, progress, graduate, and be certified at the standard contracted cost of $14,174.00, with identical instruction, identical respect, and identical opportunity. The incentive structure rewards discipline made visible. It does not purchase speech, and it does not price silence.
Louisville Beauty Academy holds that a graduate who can prove discipline is worth more in the marketplace than a graduate who can only claim it. The Career Credit Score exists to make that proof portable, public, and permanently the Student's own.