This Agreement is entered into between Louisville Beauty Academy, a Kentucky state-licensed beauty college (the "School"), and the individual identified as the Student in this Agreement (the "Student").

This Agreement governs the Student's enrollment in the Kentucky Beauty Instructor Program and sets out the parties' educational, financial, attendance, sanitation, safety, conduct, compliance, media, and recordkeeping obligations.

The Student must satisfy all required hours, theory work, practical work, instructional-performance requirements, sanitation and safety requirements, academic progress standards, and other lawful program requirements stated in the School's catalog and this Agreement.

Because this is an instructor-track program, the Student is expected to demonstrate a higher level of professionalism, maturity, instructional judgment, policy compliance, sanitation leadership, safety leadership, and live-by-example conduct than is expected in an entry-level student program.

The Student understands that enrollment does not guarantee completion or graduation; graduation does not guarantee licensure; and licensure does not guarantee examination success, employment, earnings, or business success.

This Agreement takes effect on the date the Student signs it and remains in effect until the Student graduates, completes, withdraws, or is dismissed or terminated, except for those provisions that expressly survive, including Subsection 19.14.

Because this is an instructor-track program, the Student is expected to demonstrate a higher level of professionalism, maturity, instructional judgment, policy compliance, sanitation leadership, safety leadership, and live-by-example conduct than is expected in an entry-level student program.

2. School Information

• School: Louisville Beauty Academy
• Address: 1049 Bardstown Rd, Louisville, KY 40204
• Phone: 502-625-5531
• Email: Study@LouisvilleBeautyAcademy.net
• Website: https://louisvillebeautyacademy.net/

3A. School Operation, Student Scheduling, and Attendance-Hour Limits

• School operating window: Louisville Beauty Academy is open for student training Monday through Friday, 8:00 AM to 6:00 PM, except holidays, closures, emergencies, or schedule changes announced by the School.
• Student-controlled schedule within policy: The Student may select and manage an approved schedule within the School operating window, the selected program requirements, instructor availability, School policy, and applicable Kentucky law and regulation. Any schedule must be entered truthfully and approved or accepted by the School.
• Daily maximum: The Student may not schedule, attend, or receive credit for more than 9 instructional hours in one day.
• Weekly maximum: The Student may not schedule, attend, or receive credit for more than 40 instructional hours in one week.
• Meal/rest break: For any training day of 8 hours or longer, the Student must receive at least a 30-minute meal or rest break. This 30-minute break is not credited as instructional time and must not be counted toward required program hours.
• Attendance record control: Only truthfully recorded time while the Student is physically present and participating as required may be counted. Clock-in/clock-out records, schedule records, and any approved corrections must remain consistent with School policy and Kentucky requirements.
• Official Kentucky law and regulation links: The Student is provided direct access to 201 KAR 12:082, including Section 4 training-period limits and meal/rest-break rule, KRS Chapter 317A, and 201 KAR Chapter 12.

3B. Curriculum, Catalog, Website, and Incorporated Student Materials

• Official school website: The Student is provided direct access to Louisville Beauty Academy's official website at LouisvilleBeautyAcademy.net.
• Student catalog / document center: The Student is provided direct access to the School's student information and document center at LBA Information / Student Document Center and the Louisville Beauty Academy School Student Catalog.
• Current cost and payment disclosures: The Student is provided direct access to the current program costs, incentives, and written payment options page at Current Program Costs, Incentives, and Written Payment Options.
• Program curriculum linkage: The Student is provided direct access to the public curriculum/program information page for the selected program or applicable track: Beauty Instructor curriculum/program information.
• Official Kentucky/KBC curriculum source: The Student is provided direct access to current Kentucky/KBC curriculum requirements at 201 KAR 12:082 and KBC licensing context at the Kentucky Board of Cosmetology License Requirements page.
• Incorporation and control: The enrollment agreement, current student catalog, current pricing/cost disclosure, current refund/withdrawal policy, attendance policy, and applicable curriculum/program materials shall be read together. If any item changes after signature, the signed agreement and any written amendment or updated document provided according to School policy and applicable law controls for the student's enrollment period.

3C. Optional Discount, Career Credit Score, and Student Choice Disclosure

• Standard price remains available: The program's standard contracted price remains available to the Student. The Student may choose to pay the standard contracted price and is not required to pursue any optional discount, incentive, scholarship-style reduction, public documentation activity, or extra professional-development activity in order to enroll, attend, receive instruction, complete required training, or remain in good standing at the standard contracted price.
• Discounts are optional and student-chosen: Any discount, incentive, or conditional cost reduction offered by Louisville Beauty Academy is optional and must be stated in writing. The Student may choose whether to request or pursue it. A possible discount is not automatic, not guaranteed, and not earned unless all written conditions are voluntarily completed, documented, verified, approved, and lawfully combined under the School's current written pricing structure.
• Pay-in-full under assumed full-discount amount: If the School accepts a discounted pay-in-full amount, discounted net invoice, or labels an account as paid in full based on the possible lowest eligible net cost, that means the Student has paid the then-invoiced discounted net amount after subtracting the full possible discount amount, assuming the Student will complete and receive approval for 100% of the applicable written discount items. It does not mean the Student has already completed every discount requirement, and it does not waive the written discount requirements. If the Student does not complete, maintain, document, verify, or receive approval for all applicable discount items, the unearned or unapproved discount may be removed or adjusted, and the Student may remain responsible for the unpaid difference between the standard contracted price and the actually earned/approved discount amount to the extent allowed by this Agreement, the written discount schedule, the refund policy, and applicable law, unless the School separately waives the amount in writing.
• Purpose of optional discount: LBA may use optional discounts as an incentive for students who voluntarily go beyond minimum attendance and payment duties by building professional documentation, employability evidence, public-facing credentials, portfolio discipline, community contribution, or other career-readiness proof for themselves. The discount is intended to reward optional extra effort by the Student, not to change the standard program price.
• Career Credit Score concept: LBA may reference the Career Credit Score concept as a professional documentation and public credential-building framework inspired by Di Tran University's publication Career Credit Score: The Documented Professional. This is an educational/professional-development concept only. It is not a consumer credit score, not a credit report, not a lender score, not a credit bureau product, and not a guarantee of licensure, graduation, employment, income, clients, or business success.
• No forced public participation: The Student is not required to post publicly, tag the School, publish a review, make an endorsement, provide a testimonial, share private student records, appear in marketing, or disclose personal information in order to enroll or continue at the standard contracted price. Any public-facing activity, photograph, quote, testimonial, endorsement, portfolio item, or personal story must be voluntary and subject to any required separate written consent.
• FTC / endorsement clarity: If a Student voluntarily makes any public statement, endorsement, testimonial, review, or similar content connected to a discount, incentive, benefit, or material relationship with the School, the Student shall clearly and conspicuously disclose that connection as required by Subsection D.3, applicable law, and platform rules. The School may not require a positive review or favorable statement as a condition of any discount.
• No required book purchase: The linked book is provided as an optional educational reference. The Student is not required to purchase the book from Amazon or any retailer as a condition of enrollment, attendance, graduation/completion, licensure support, or receipt of standard instruction, unless a separate written school-provided materials list clearly states otherwise before signature.

3. Program Information

• Program: Beauty Instructor Program
• Program Type: Kentucky beauty instructor training program
• Contracted Hours: 750 clock hours
• Admission Date: As entered in this form
• Start Date: As entered in this form
• Estimated End Date: As entered in this form
• Attendance Schedule Selected at Enrollment: As entered in this form
• Daily Attendance Hours: As entered in this form
• Scheduled Attendance Days: As entered in this form
• Approved Transfer Hours, if any: As entered in this form

The estimated end date is an estimate only. Actual completion depends on attendance, accurately recorded hours, academic progress, practical performance, sanitation and safety compliance, payment compliance where applicable, and satisfaction of all graduation requirements.

4. Student Identity, Admissions Accuracy, and State Reporting

Before signing, the Student shall review and confirm the accuracy of all enrollment information required by the School and any applicable state process, including the Student's legal name, date of birth, contact information, address, prior education documentation, and any state-required identifier.

Important Data Accuracy Notice: Information entered on this enrollment contract may be reported to the Kentucky Board of Cosmetology or other applicable licensing authority as part of the Student's official enrollment record. The Student must carefully review all entries before submission. Errors or corrections may delay processing and may require a formal correction process and applicable correction fees then in effect, including a current combined total of $40.00 ($15 KBC state fee + $25 LBA administrative fee) when applicable. Fees remain subject to change if state requirements or administrative costs change.

If the School maintains a current written correction policy or public memorandum, the Student should review that document before signing.

5. Tuition, Fees, and Total Cost Disclosure

Affordability and price-match review at enrollment: Louisville Beauty Academy strives to remain one of the most price-competitive beauty education options available. Students may ask the School Director at the time of enrollment about any current written price-match review opportunity, subject to program fit, documentation, eligibility, available written offers, school policy, and director approval. Any approved price match or incentive must be stated in writing before it becomes part of the Student's enrollment terms.

The School’s current source materials reflect a published standard package cost of $12,675.50 for this program, subject to confirmation at the time of signing and publication.

• Registration Fee: $100.00
• Books / CIMA Online Study Platform: $575.50
• Optional Translated Foreign Diploma Fee: $125.00
• Optional Validation Fee: $265.00

At signing, the School shall state clearly in writing the total contracted amount, the exact deposit due at enrollment, whether the deposit is refundable or non-refundable and in what amount, the payment method selected, the payment schedule and due dates, any card-processing fee if used, any books, kit, platform, translation, validation, or administrative charges, and any sponsor or third-party funding arrangement.

For clarity, the standard contracted program cost remains $12,675.50 unless and until optional incentives are actually earned, approved, and applied. If all applicable optional discounts and incentive conditions are fully earned, approved, and applied under the School’s written pricing structure, the lowest possible net cost would be $3,900.00. That reduced figure is a conditional outcome only and not a guaranteed tuition amount.

The School shall charge only those late fees, returned-payment fees, administrative fees, or collection-related fees that are stated as a specific fixed dollar amount in writing and disclosed to the Student before signature. The School shall not charge any open-ended fee, hourly dispute fee, undefined penalty, or fee not disclosed in writing before signature. The School shall provide the Student with written notice of any fee charged, stating the amount, the basis, and the date incurred.

6. Financial Responsibility and Payment-Plan Enforcement

The Student agrees to pay all tuition, fees, and other agreed charges stated in this Agreement and any attached payment schedule.

1. Each payment must be made on time and in the agreed amount.
2. Failure to remain current may result in restriction from future class attendance, continued enrollment activity, graduation processing, transcript release, certificate release, re-entry processing, or other school-controlled release steps, to the extent permitted by law and clearly stated by policy.
3. The School may require the Student to cure the default before the Student is permitted to continue under the same payment arrangement.
4. Repeated nonpayment, failed payment, refusal to communicate, or material payment-plan default may be treated as a contractual breach and may support administrative withdrawal, suspension, or termination under School policy.

Flexible attendance; no formal leave of absence. Louisville Beauty Academy is built on flexibility. Students attend at varying intensity, and gaps in attendance caused by work, family, health, transportation, or other life circumstances are ordinary and expected. The School accommodates this as a matter of routine practice. The School does not maintain a formal leave-of-absence program, and no School employee grants formal leave. There is no medical leave, personal leave, hardship leave, or other pre-approved extended absence, and no leave request, form, application, or approval exists or is required. A gap in attendance, of any length, does not by itself withdraw the Student, does not end enrollment, and does not require any approval. The Student remains enrolled and simply resumes attending. Withdrawal occurs in only two ways: either (1) the Student notifies the School in writing that the Student is withdrawing, or (2) the School determines in writing that the Student has withdrawn. The School decides, in its sole discretion, whether and when a Student's inactivity amounts to withdrawal. Until one of those two events occurs, the Student remains enrolled. What "in writing" means: the School communicates primarily by text message and email, and a text message or email is sufficient to constitute either the Student's notice under method (1) or the School's determination under method (2). No form, letter, signature, or in-person meeting is required. The School shall retain the communication and its date in the Student's file as the record of withdrawal. The Student shall keep the Student's mobile number and email address current, and any notice sent to the number or address then on file is deemed delivered when sent. The Student consents to receiving enrollment, attendance, account, and withdrawal communications by text message and email; this consent does not authorize marketing messages, which require separate consent. Effect on discounts: a gap in attendance alone does not affect any discount, but if withdrawal occurs under either method above, one hundred percent (100%) of all discounts and incentive credit void under the Total Voiding provision stated in Section B. Board reporting: upon withdrawal the School shall report the withdrawal and certify completed clock hours to the Kentucky Board of Cosmetology within ten (10) business days as required by 201 KAR 12:082; because a gap in attendance is not a withdrawal, a gap does not trigger that obligation. Returning after withdrawal: a withdrawn Student who wishes to resume must apply for re-enrollment and, if accepted, sign a new agreement at the price then in effect; discounts, incentive credit, and Career Credit Score entries do not carry over, and voided credit is not reinstated. Clock hours already earned and certified to the Board remain the Student's own and are unaffected.

Optional Merit-Based Discounts and the Career Credit Score

The School may offer eligible students access to a structured package of optional merit-based discounts, incentives, and scholarship-style conditional cost reductions that may reduce the Student's net program cost when the applicable conditions are fully satisfied, documented, verified, and approved by the School.

These opportunities are entirely optional. The Student is not required to participate in public posting, reposting, tagging, review activity, sanitation-support activity, or extra self-documentation in order to enroll, remain enrolled, receive instruction, or complete the program at the standard contracted price.

The Objective: The Career Credit Score

Louisville Beauty Academy does not pay students to advertise. Louisville Beauty Academy reduces tuition for students who build documented proof of professional competence.

That proof is called the Career Credit Score. It is the objective of everything in Sections A through D. The discounts are simply how the School funds the work of building it.

A state license proves a Student passed an examination. A Career Credit Score proves how the Student worked. For an instructor-track Student, it is built from six categories of documented discipline:

1. THEORY TEACHING — the ability to teach, explain, and model theory, sanitation, safety, and policy understanding.
2. PRACTICAL TEACHING — the ability to perform, teach, and model the hands-on side of the profession.
3. SANITATION LEADERSHIP — disinfection workflow, station and room discipline, and infection-control leadership.
4. SAFETY LEADERSHIP — safe product, chemical, and equipment handling, and hazard control modeled for others.
5. PROFESSIONALISM AND LIVE-BY-EXAMPLE CONDUCT — instructional maturity, judgment, reliability, and public trust.
6. ATTENDANCE AND TIMEKEEPING — consistent presence and truthful, accurate clock records.

Every discount lane in Section B maps to one or more of these six categories. That documented record belongs to the Student permanently and survives graduation.

A. Economic Baseline and Maximum Conditional Reduction

• Standard contracted program cost: $12,675.50
• Possible lowest eligible net cost if all applicable optional incentives are fully earned, approved, and lawfully combined under the School's written pricing structure: $3,900.00
• Maximum possible conditional reduction from the standard contracted cost: $8,775.50

The reduced figure above is a conditional possible outcome only. It is not automatic, is not guaranteed, and does not apply unless the School verifies that the applicable incentive conditions were actually satisfied.

A.1 Aggregate Cap on Total Incentive Credit. Each lane value stated in Section B is an "up to" maximum for that lane. The lane values are not additive without limit. The total combined incentive credit applied to any Student's account shall not exceed $8,775.50, and the Student's net program cost shall not be reduced below $3,900.00, regardless of the sum of individual lane maximums. If a Student earns and receives approval for lane items whose combined face value would exceed $8,775.50, the School shall apply credit up to that cap and shall state in writing the amount applied and the amount not applied. This cap governs over any individual lane figure.

A.2 Discounted Pay-in-Full and Unearned Discount Adjustment. If the School accepts a discounted pay-in-full amount, issues a discounted net invoice, or marks an account paid in full based on the possible lowest eligible net cost, that means the Student has paid the then-invoiced discounted net amount calculated by subtracting the full possible discount, on the assumption that the Student will complete and receive approval for one hundred percent of the applicable written discount items. It does not mean the Student has already completed every discount requirement, and it does not waive any written discount requirement.

If the Student does not complete, maintain, document, verify, or receive approval for all applicable discount items, the unearned or unapproved portion of the discount may be removed or adjusted, and the Student may remain responsible for the difference between the standard contracted price of $12,675.50 and the discount amount actually earned and approved, to the extent allowed by this Agreement, the written discount schedule, the refund policy, and applicable law, unless the School separately waives that amount in writing.

Before any such adjustment is applied, the School shall provide the Student with a written statement identifying each discount item not earned or approved, the dollar value of each, the resulting adjusted balance, and the Student's right to request human review under Subsection C.8 within thirty days.

A.3 Sections That Follow. Section B states the incentive lanes and their values. Section C states the public portfolio, verification, and career-visibility standard. Section D states the Career Credit Score and the controlling post-and-tag requirements.

B. Incentive Lanes and Student Expectations

Each lane below states an "up to" maximum for that lane. No lane is automatic. All values are subject to School verification, documentation, approval, and continued good standing. Lane values are not additive without limit — total combined credit is capped at $8,775.50 under Subsection A.1, and the Student's net cost is never reduced below $3,900.00. Lanes 3, 4, 5, and 6 additionally require the Student to satisfy the post-and-tag requirements stated in Subsection D.3.

Lane	Maximum Value	Public Post Required?
1 — Payment at enrollment	$3,000.00	No
2 — Attendance discipline	$3,275.50 full-time $1,500.00 part-time	No
3 — Theory teaching and academic self-proof	Maximum value: up to $1,000.00	Yes — see D.3
4 — Practical teaching and live-by-example	Maximum value: up to $1,000.00	Yes — see D.3
5 — Career visibility and progress sharing	Maximum value: up to $500.00	Yes — see D.3
6 — Sanitation, safety, and institutional support	Maximum value: up to $500.00	Yes — see D.3
Aggregate cap (Subsection A.1)	$8,775.50	Floor: $3,900.00

1. Payment-at-enrollment lane

Maximum value: up to $3,000.00.
Required action: full payment of the program cost before the program start date. This option is available to every enrolled Student who requests it; no special permission is required and the School will not decline it. The Student may request it at enrollment or any time before the start date, and the School shall issue a written invoice showing the credit subtracted. This lane is all-or-nothing and is not prorated; a partial prepayment earns no partial credit.
Tracking responsibility: the Student must keep the receipt, payment confirmation, or other written proof.
This lane requires no public posting of any kind.

2. Attendance-discipline lane

Full-Time Attendance (30–40 hours per week): up to $3,275.50 in conditional discount value for consistent attendance over approximately 25 weeks, subject to School attendance verification and continued good standing.
Part-Time Attendance (20–30 hours per week): up to $1,500.00 in conditional discount value for consistent attendance over approximately 38 weeks, subject to the same verification.
Attendance of less than 20 hours per week: no discount.
Tracking responsibility: School attendance records control, but the Student remains responsible for checking weekly hour accuracy.
This lane requires no public posting of any kind.

3. Theory-teaching and academic self-proof lane

Maximum value: up to $1,000.00.
Approved credit value: 10 approved theory-teaching or academic self-proof posts at $100.00 per post.
Required action: truthful documentation showing the Student can teach, explain, and model theory, sanitation, safety, and policy understanding.
Frequency guideline: no more than one counted post per calendar day.
To claim credit, the Student must satisfy Subsection D.3. The Student is never required to publish actual test scores or grades; a milestone or teaching-demonstration post is sufficient.

4. Practical-teaching and live-by-example lane

Maximum value: up to $1,000.00.
Approved credit value: 10 approved practical-teaching or live-by-example posts at $100.00 per post.
Required action: truthful documentation showing the Student can perform, teach, and model the hands-on side of the profession with sanitation and safety leadership.
Frequency guideline: no more than one counted post per calendar day.
To claim credit, the Student must satisfy Subsection D.3. Any image or video showing a client, model, classmate, or other identifiable person requires that person's written consent before posting.

5. Career-visibility and progress-sharing lane

Maximum value: up to $500.00.
Approved credit value: 5 approved career-visibility or progress-sharing posts at $100.00 per post.
Required action: approved public self-proof, professional reposting, or employability-building documentation that truthfully reflects the Student's work and development.
Frequency guideline: no more than one counted post per calendar day.
Important limitation: if a client voluntarily leaves a review on Google or Yelp, it may be considered as supporting evidence, but no specific star rating may be required, and no review may be solicited in exchange for anything of value.
To claim credit, the Student must satisfy Subsection D.3.

6. Sanitation, safety, and institutional-support lane

Maximum value: up to $500.00.
Approved credit value: 5 approved sanitation-support or institutional-support posts at $100.00 per post.
Required action: approved work that supports School order, cleanliness, professionalism, sanitation, safety, and operational standards.
Frequency guideline: no more than one counted post per calendar day.
To claim credit, the Student must satisfy Subsection D.3.

TOTAL VOIDING OF ALL DISCOUNTS UPON SEPARATION. All incentive credit, discounts, and price reductions under this Agreement are conditioned on the Student completing the Program. If the Student withdraws, cancels, abandons the Program, ceases attending, is administratively withdrawn, is dismissed, or is terminated at any time before completion, then one hundred percent (100%) of all incentive credit and discounts void automatically, immediately, and in full — whether or not previously earned, approved, verified, applied to the account, invoiced, or displayed as a credit on any statement — and the Student's financial obligation reverts to the standard contracted program cost of $12,675.50. This applies regardless of the reason for separation, including without limitation illness, injury, pregnancy, family or caregiving obligations, childcare, transportation, change of employment, relocation, immigration circumstance, financial difficulty, academic difficulty, dissatisfaction, misconduct, dismissal for cause, or no reason stated at all. There are no exceptions, except only to the extent applicable law requires otherwise. Before applying any voiding to the Student's balance, the School shall provide a written itemized statement identifying each credit voided, the dollar value of each, the resulting balance, and the Student's right to request human review within thirty (30) days. This paragraph controls over any conflicting statement elsewhere in this Agreement.

Educational purpose and limits of the sanitation lane. Sanitation-support activity under Lane 6 is part of the Student's required sanitation, safety, and instructional-leadership training and is performed for the Student's own educational benefit. It is scheduled within the Student's normal instructional time, is supervised, does not displace a paid employee, and is not a condition of enrollment, graduation, or certification. Participation is voluntary, and a Student who declines forfeits only this lane's credit and nothing else. The School shall not assign sanitation-support activity outside scheduled instructional hours, and no Student shall be required to perform such activity as a condition of remaining in good standing.

Instructor-specific live-by-example and public-trust expectations. For instructor-track practical proof, the School may require documentation showing sanitation workflow, safety workflow, cleaning discipline, instructor readiness, professional maturity, truthful tagged social-media documentation, and live-by-example conduct appropriate for a future instructor.

Lane values are maximums, not entitlements, and are subject to the aggregate cap in Subsection A.1. Partial completion earns proportional credit only for the items actually approved. The School shall record each approval and each declination under Subsection C.10.

Award, Denial, Forfeiture, and Interpretation. Optional incentive credit is earned only after the required condition is actually completed and verified by the School. Incentive credit may be denied, reduced, reversed, or forfeited if the Student withdraws, is dismissed, falsifies records, engages in misconduct, falls out of good standing, or materially fails to satisfy the School's written standards. The School's incentive system is intended to reward documented discipline, safety, sanitation, employability, professional maturity, effort, educational follow-through, and career-credit growth. It is not intended to compel speech, require false praise, require guaranteed positive public statements, or force any Student to engage in public activity against the Student's will.

This Section states the School's binding cancellation and refund terms. Withdrawal may also occur under the attendance thresholds, communication duties, and compliance requirements stated in Section 7A of this Agreement.

1. Cancellation before the start date. The Student may cancel this Agreement at any time before the program start date by delivering written notice to the School at 1049 Bardstown Rd, Louisville, KY 40204, or by email to Study@LouisvilleBeautyAcademy.net. Notice is effective on the date the School receives it. A Student who cancels before the start date shall receive a refund of all money paid, less only the non-refundable charges identified in paragraph 5 below.

2. Voluntary withdrawal after the start date. The Student may withdraw at any time after the program start date by delivering written notice to the School at the address or email stated above. The withdrawal date is the date the School receives written notice, or the Student's last date of documented attendance, whichever is later. The School shall calculate the Student's tuition responsibility using the schedule stated below and shall issue the written separation accounting required by this Section.

3. Administrative withdrawal, suspension, dismissal, or termination by the School. The School may administratively withdraw, suspend, dismiss, or terminate the Student for: failure to meet attendance requirements under Section 7A; violation of the conduct, sanitation, or safety policies stated in this Agreement; falsification of attendance or academic records; material payment-plan default that remains uncured after written notice and a stated cure period; or conduct that presents a documented safety, sanitation, or operational risk. Except where immediate removal is necessary for safety, sanitation, or record integrity, the School shall provide written notice stating the grounds and the effective date before termination takes effect.

4. Effect of separation. Upon any cancellation, withdrawal, dismissal, or termination, the School shall: calculate the Student's tuition responsibility under the schedule below; void all incentive credit and discounts in full under the Total Voiding provision stated in Section B and restore the standard contracted program cost of $12,675.50; issue the written separation accounting required by this Section; and certify to the Kentucky Board of Cosmetology all clock hours the Student actually attended and that were truthfully recorded. Hours actually earned shall be certified regardless of any unpaid balance, except where current law expressly permits otherwise.

5. Non-refundable charges. The following charges are non-refundable once incurred: the registration fee of $100.00; the cost of any book or CIMA online study platform access code that has been issued to or activated by the Student; and any correction fee actually paid to the Kentucky Board of Cosmetology on the Student's behalf. All other charges are subject to the refund calculation stated below. No other charge shall be treated as non-refundable unless it is specifically identified in writing and provided to the Student before signature.

6. Unearned discount adjustment. If the Student separates before earning discount items already credited against the Student's account, the School may adjust the balance under Subsection A.2, and shall provide the written itemized statement and thirty-day review right required by that Subsection.

For financial and refund-calculation purposes, the governing measure is scheduled time enrolled compared to total scheduled program time, and not merely the number of actual clock hours attended.

If the Student enrolls and later withdraws, cancels, or is terminated before program completion, the following tuition-responsibility schedule applies based on the percentage of scheduled time enrolled to total scheduled course time:

• 0.01% to 4.9%: Student responsible for 20% of tuition.
• 5.0% to 9.9%: Student responsible for 30% of tuition.
• 10.0% to 14.9%: Student responsible for 40% of tuition.
• 15.0% to 24.9%: Student responsible for 45% of tuition.
• 25.0% to 49.9%: Student responsible for 70% of tuition.
• 50.0% and over: Student responsible for 100% of tuition.

Any refund amount determined to be due shall be issued within 45 days of the formal cancellation, withdrawal, or termination date, unless applicable law requires a different deadline. In documented mitigating circumstances, the School may review whether a fair modified settlement is appropriate.

If the School permanently closes, or if the School permanently discontinues the Student’s program after enrollment and before completion, the School will administer any required refund or student-account adjustment in accordance with applicable law and legally controlling refund requirements then in effect. If instruction has not been fully delivered, the School may calculate any required refund using a pro rata or other legally required method, as applicable. The School does not participate in a standing teach-out agreement with another institution unless a separate written arrangement is later established.

If the Student is withdrawn, dismissed, or terminated, the School will prepare a written separation accounting showing total charges, payments received, refund calculation if any, remaining balance if any, and current status of transcripts, certificates, and other School-issued records.

The Student agrees to comply with all written School rules related to conduct, sanitation, attendance, instruction, safety, professionalism, confidentiality, and respect for the learning environment.

The School may issue warning, probation, suspension, administrative withdrawal, dismissal, or termination when the Student engages in conduct including disruption of instruction or operations, insubordination, threatening or harassing behavior, dishonesty or falsification of records, unsafe conduct, sanitation violations, interference with staff, students, models, or operations, theft, intentional damage, misuse of School property, repeated failure to follow payment-plan requirements, or behavior that in the School’s reasonable judgment undermines the safety, order, integrity, or lawful operation of the institution.

The School expressly reserves the right to require a Student to leave the premises immediately, or to suspend access immediately, when the School determines that the Student presents a disruption, safety concern, operational threat, record-integrity issue, or material conduct violation.

The Student shall follow all sanitation, infection-control, and environmental-safety policies of the School. Failure to do so may result in immediate corrective action, loss of clinic or instructional privileges, suspension, or dismissal.

The Student shall use products, tools, equipment, and School spaces responsibly and only as directed. Intentional damage or negligent misuse of School property beyond normal wear and tear may result in financial responsibility and disciplinary action.

When practical, the Student should first present concerns to the School so the School has a reasonable opportunity to respond. However, the Student does not waive the right to contact a regulator, file a lawful complaint, consult counsel, provide truthful information to investigators, courts, or government agencies, or assert rights provided by law.

This Agreement does not attempt to prohibit truthful reporting, lawful complaints, or lawful participation in an investigation. At the same time, knowingly false statements, malicious fabrication, or intentional falsification of records may carry consequences under ordinary law and School policy.

Only the following documents may be treated as binding if they were provided to the Student before signature:

• current School catalog;
• current cancellation and refund policy;
• current pricing sheet;
• attached payment plan, if any;
• attached incentive or discount schedule, if any; and
• any handbook or conduct policy expressly identified in writing.

By proceeding to signature, the Student confirms that the Student has reviewed this Agreement, received or had access to the written enrollment materials identified by the School before signature, understands that only the written documents provided before signature and properly incorporated into this Agreement control the enrollment relationship, and understands that any later amendment must be stated in a separate written modification approved by the School.

The Student further understands that electronic signature is intended to carry the same force as a handwritten signature to the extent permitted by applicable law.

The School may maintain additional operational attendance procedures, timekeeping procedures, and documentation procedures in written policy, provided those procedures are applied consistently and do not contradict applicable law or the truthful recording of hours actually attended.

The Student affirms that the Student can safely participate in the educational activities of the program or will timely request discussion of any accommodation need or significant limitation. The School does not waive and the Student does not waive any applicable rights under law by this section.

Immediately below this section, and before the student’s electronic signature, the student is provided with direct access to Louisville Beauty Academy’s official Licensing Examination Outcome Disclosure page at the following location:

https://louisvillebeautyacademy.net/licensing-examination-outcome-disclosure/

This page contains the official PSI-generated Licensing Examination Outcome Report and related disclosure information. The report is generated directly from the PSI School Reports Portal and is presented exactly as provided, without modification, interpretation, or analysis by Louisville Beauty Academy.

The Student understands and acknowledges that:

Licensing examination outcome reports reflect examination activity within the stated reporting period only;
Reports may include multiple examination attempts by the same individual;
Only students who complete program requirements are eligible to sit for licensing examinations; and
Examination outcomes do not constitute guarantees, predictions, or representations of individual results.
By signing this enrollment contract, the Student acknowledges that before signing the Student was provided direct access to the Licensing Examination Outcome Disclosure, had a fair opportunity to review it, and had an opportunity to ask questions.

By signing, the Student acknowledges that the Student had a fair opportunity to review this Agreement and the enrollment materials provided by the School, ask questions, and receive the following before signing: current pricing disclosure; current cancellation and refund policy; program description; attendance and graduation or completion requirements; payment-plan terms if any; incentive or discount terms if any; grievance or complaint pathway information; and any external documents expressly incorporated by reference.

The Student further acknowledges that Louisville Beauty Academy is a discipline-based, policy-driven educational institution and that continued enrollment depends on academic, conduct, sanitation, attendance, operational, and financial compliance.

School Representative: Louisville Beauty Academy, by Di Tran, Chief Executive Officer, or authorized designee.

C. Public Portfolio, Verification, and Career-Visibility Standard

Louisville Beauty Academy believes a licensed professional is built in public. The optional incentive lanes exist because documented, visible, truthful work is how a Student becomes a hireable professional rather than merely a graduate. A Student who chooses to participate is not advertising for the School; the Student is building a permanent, portable, career-owned record of competence that belongs to the Student for life.

C.1 Single Controlling Statement of Requirements. The requirements to earn credit are stated in full in Subsection D.3. Subsection D.3 is the sole controlling statement of those requirements. If any other provision, School publication, handbook, verbal statement, or marketing material describes the requirements differently, Subsection D.3 governs.

C.2 No Employment, Agency, Partnership, or Service Relationship. Participation does not create an employment relationship, independent-contractor relationship, agency, partnership, joint venture, or service-for-compensation arrangement between the Student and the School. The Student is not hired, engaged, or retained to perform promotional services, teaching services, or support services. Any tuition credit earned is a conditional reduction of the Student's own educational cost and is not a wage, salary, commission, bonus, or payment for labor or services. The Student does not act as a representative, spokesperson, or agent of the School and has no authority to bind the School, speak on its behalf, or make representations for it.

C.3 Truthfulness, Independence of Voice, and Prohibited Claims. The School requires accuracy, not praise. No specific rating, opinion, endorsement, or positive characterization is required, requested, or rewarded, and the School shall not condition credit on flattering content. A Student may document challenge, correction, and growth as readily as achievement. Because a tagged and credited post may be attributed to the School, the Student shall not, in any post submitted for credit: state or imply that the School guarantees licensure, examination passage, employment, income, or business success; state tuition, program length, or licensing requirements inaccurately; make any claim about another school, business, or individual that is false or disparaging; or present another person's work as the Student's own. The School may decline credit for any submission that violates this paragraph and may request correction or removal of a materially false statement of fact. The School shall not request removal of truthful content or of the Student's honest opinion.

C.4 Consent and Protection of Third Parties. Any image, video, or audio showing a client, model, classmate, or other identifiable person requires that person's written consent before publication. The Student shall obtain consent using the School's consent form when one is provided. The Student shall not publish any third party's contact information, personal identifying information, or health information. Because instructor-track activity may involve observing or documenting other students, the Student shall not publish any other student's grades, attendance, disciplinary record, or performance evaluation.

C.5 Minors and Platform Eligibility. A Student under the age of eighteen may participate only with written parental or guardian consent. The Student is responsible for complying with the terms of service, community standards, and minimum-age requirements of any platform the Student chooses. The School does not control, endorse, or accept responsibility for any platform, its policies, its algorithms, its content moderation, or any action a platform takes regarding the Student's account or content.

C.6 Academic and Personal Privacy. The Student is never required to publish grades, scores, transcript data, disciplinary records, financial information, or personal health information in order to earn credit. A milestone, teaching-demonstration, or chapter-completion post fully satisfies any theory or academic-mastery requirement.

C.7 Ownership, Limited License, and Content Warranty. The Student owns the Student's posts, voice, likeness, and creative work. By submitting a post for credit, the Student grants the School a non-exclusive, royalty-free, revocable, limited license to view, verify, save for recordkeeping, and reshare that specific tagged public post on the School's own social media channels and website, in unmodified or minimally cropped form, with attribution to the Student. This limited license is separate from and in addition to the School's rights in School Content under Section 19. The Student represents that the Student holds all necessary rights to the content submitted, including rights to any music, image, or material created by another person.

C.8 Automated Verification and Right to Human Review. Submissions may be reviewed, validated, and credited through the School's automated verification system, which is designed to award earned credit promptly and consistently. If an automated review does not credit a submission, or if the Student disputes any discount adjustment made under Subsection A.2, the Student may request human review by the School within thirty days. A School representative shall evaluate the matter and respond in writing.

C.9 Freedom to Withdraw and Non-Retaliation. The Student may remove any post at any time. Removal before School verification forfeits the associated credit for that submission, and all credit remains subject in every case to the Total Voiding provision stated in Section B, but never affects the Student's enrollment, standing, instruction, progression, hour credit, graduation, or certification. The School shall not retaliate against, penalize, or treat less favorably any Student who declines to participate, ceases participating, removes content, or publishes truthful content unfavorable to the School.

C.10 Recordkeeping and Audit Trail. The School shall maintain a record of each submission received, the date received, the discount category claimed, the determination made, the credit awarded or declined, and the reason for any declination. Upon written request, the Student may obtain a copy of the Student's own participation record.

C.11 Regulatory Compliance. The Student acknowledges that a tagged and credited post may constitute School-related advertising subject to KRS Chapter 317A, 201 KAR Chapter 12, and Federal Trade Commission endorsement guidance. The School may decline credit for, and may request correction of, any submission that would place the School out of compliance with those authorities. This paragraph exists to protect both the Student and the School and shall not be used to suppress truthful content or honest opinion.

C.12 No Tax or Financial Advice. Any tuition credit is a reduction of the Student's educational cost. The School makes no representation regarding the tax treatment of any credit, discount, or scholarship-style reduction, and the Student is advised to consult a qualified tax advisor. The School is not a lender and provides no financial or legal advice under this Section.

C.13 Severability of the Incentive Structure. If any provision of Sections A through D is found unenforceable by a court or regulator of competent jurisdiction, that provision shall be severed and the remainder shall continue in effect. If the optional incentive structure is found unenforceable in whole, the Student's enrollment, hour credit, academic standing, graduation eligibility, and certification shall remain fully intact, and the Student's financial obligation shall be governed by the standard contracted program cost stated in this Agreement, less only incentive credit that remains valid under the Total Voiding provision of this Agreement.

Note: The School's ownership of School Content and the Student's grant of name, image, likeness, and voice rights are stated in Section 19 of this Agreement, which is a required term of enrollment. Any testimonial, endorsement, or review by the Student remains entirely voluntary and is never required.

No forced public participation: The Student is not required to post publicly, tag the School, publish a review, make an endorsement, provide a testimonial, share private student records, or disclose personal information in order to enroll or continue at the standard contracted price. Lane 1 and Lane 2 require no public post of any kind. The School's separate right to use School Content under Section 19 is a required term of enrollment and is independent of these optional incentive lanes.

Adjustment: If a Student voluntarily makes any public statement, endorsement, testimonial, review, or similar content connected to a discount, incentive, benefit, or material relationship with the School, the Student shall clearly and conspicuously disclose that connection as required by Subsection D.3, applicable law, and platform rules.

applicable curriculum/program materials shall be read together

D. Career Credit Score: Definition, Legal Character, Governance, and Student Rights

Louisville Beauty Academy maintains an internal educational assessment instrument known as the Career Credit Score. Its purpose is to convert a Student's documented discipline into portable, verifiable, career-owned evidence of professional readiness. A license proves a Student passed. A Career Credit Score shows how the Student worked.

D.1 Definition and Scope. The Career Credit Score is an internal educational measurement reflecting documented professionalism, sanitation leadership, safety leadership, attendance discipline, accurate timekeeping, theory-teaching quality, practical-teaching quality, instructional maturity, portfolio quality, and truthful public self-documentation. It measures documented conduct only. It does not measure personal characteristics, beliefs, background, or protected traits.

D.2 Legal Character and Express Disclaimers. The Career Credit Score is NOT a consumer credit score, credit rating, lending score, financial instrument, insurance score, or consumer report. It is NOT prepared for and shall NOT be used to determine eligibility for credit, insurance, housing, or employment by any third party. It is not a consumer report within the meaning of the Fair Credit Reporting Act, and Louisville Beauty Academy is not a consumer reporting agency. No provision of this Agreement authorizes use of the Career Credit Score for any purpose governed by the Fair Credit Reporting Act, the Equal Credit Opportunity Act, or any comparable statute. The Career Credit Score concept is an educational and professional-development framework only, inspired by Di Tran University's publication Career Credit Score: The Documented Professional, and is not a guarantee of licensure, graduation, employment, income, clients, or business success.

D.3 Public Documentation Requirement — Plain Statement. To earn any Career Credit Score point or any tuition-incentive dollar under Lanes 3, 4, 5, and 6 of Section B, the Student must do all of the following:

(1) POST IT PUBLICLY. The Student must publish the qualifying work as a public post on a social media account owned and controlled by the Student personally. A post on a School account, a private account, a close-friends or restricted-audience post, a story that expires before verification, a draft, or a deleted post does not qualify.

(2) TAG LOUISVILLE BEAUTY ACADEMY. The post must visibly tag @LouisvilleBeautyAcademy. The tag must appear in the post itself, not only in a comment.

(3) DISCLOSE THE TUITION CREDIT. The post must clearly state that the Student receives or may receive tuition credit, for example by using #ad or a plain statement such as "I receive tuition credit for posts like this."

(4) SUBMIT PROOF AND KEEP THE POST UP. The Student must submit a screenshot showing the tag, the disclosure, the substance of the work, and the date of publication, and must keep the post publicly visible until the School verifies it.

(5) SUBMIT THROUGH THE DESIGNATED METHOD. The Student must submit through the submission method the School designates in writing. The School shall provide the current designated submission method at enrollment and shall keep it available on request. The School may change the designated method by written notice to enrolled students. A submission made in good faith through a previously designated method shall not be declined solely because the method later changed.

(6) OBSERVE THE FREQUENCY LIMIT. The Student may submit, and the School will count toward credit, no more than ONE submission per discount category per calendar day. The Student may submit in more than one category on the same day, but never more than one submission within the same category on that day. Submissions exceeding this limit may be declined or deferred, and the Student may resubmit the excess item on a following day.

(7) CLAIM WHILE ENROLLED. A submission must be made while the Student is actively enrolled and no later than the Student's graduation, completion, withdrawal, or termination date, whichever occurs first, unless the School agrees otherwise in writing.

The Student chooses the platform, including Instagram, TikTok, Facebook, YouTube, Snapchat, X, or any comparable public platform. The Student chooses the caption, the images, and the creative presentation. The account is the Student's own, and the work posted to it remains the Student's own permanently.

If the Student does not post, the Student earns no Career Credit Score and no tuition incentive under Lanes 3, 4, 5, and 6. Nothing else changes. The Student enrolls, attends, is credited identical hours, progresses, graduates, and is certified to the Kentucky Board of Cosmetology on identical terms at the standard contracted cost of $12,675.50, and remains fully eligible for Lane 1 and Lane 2, neither of which requires any post.

D.3.1 School Duties Upon Submission. The School shall review each submission and issue a determination within ten business days of receipt. The School shall notify the Student in writing whether the submission was approved or declined. If declined, the written notice shall state the specific reason and shall inform the Student of the right to request human review within thirty days under Subsection C.8. The School shall record each submission, determination, and reason under Subsection C.10.

D.3.2 Designated Tag and Handle. The tag required by paragraph (2) refers to the official Louisville Beauty Academy account on the platform the Student selects. The School shall provide the current official handle for each supported platform in writing at enrollment. If the School changes, renames, or discontinues an official account, the School shall notify enrolled students, and a Student who tagged the previously designated handle in good faith before that notice shall receive credit as if the current handle had been tagged.

D.3.3 Operational Materials Are Not Contract Terms. The School may publish instructions, examples, checklists, or a submission guide to help the Student comply with this Subsection. Those materials are operational aids only, may be updated at any time without amending this Agreement, and shall not enlarge, reduce, or alter the requirements stated in this Subsection D.3. If any operational material conflicts with this Subsection D.3, this Subsection D.3 controls.

D.4 Voluntary Participation. Participation is entirely voluntary. A Student who does not participate receives identical instruction, identical hour credit, identical academic treatment, identical graduation eligibility, and identical certification. A Career Credit Score is never a graduation requirement, never an academic grade, never a condition of licensure eligibility, and never a factor in discipline, dismissal, refund calculation, or hour certification to the Kentucky Board of Cosmetology.

D.5 Separation from Regulated Hour Records. The Career Credit Score is maintained separately from and has no effect upon the Student's clock hours, attendance records, or any certification submitted to the Kentucky Board of Cosmetology. Hours are governed solely by the School's approved attendance system and applicable law. No incentive, score, or public post may increase, decrease, or alter a Student's recorded clock hours.

D.6 Transparency and Student Access. Upon written request, the Student is entitled to view the Student's own current Career Credit Score, the criteria applied, and the submissions credited or declined. The School shall maintain written scoring criteria and shall apply them consistently.

D.7 Automated Scoring and Right to Human Review. Scoring may be performed or assisted by the School's automated verification system. If an automated determination declines credit or the Student disputes a score, the Student may request human review within thirty days, and a School representative shall review the underlying submissions and respond in writing.

D.8 Confidentiality and No Third-Party Disclosure Without Consent. The School shall not disclose an individual Student's Career Credit Score to any employer, lender, landlord, insurer, licensing authority, or other third party without the Student's separate, specific, written consent. The Student may share the Student's own score, portfolio, or public documentation freely at the Student's sole discretion.

D.9 Non-Discrimination. The Career Credit Score shall be administered without regard to race, color, religion, sex, national origin, age, disability, familial status, veteran status, immigration status, primary language, or any other legally protected characteristic. Documented conduct, not identity, determines score.

D.10 Student Ownership. The Student owns the public documentation the Student creates. The Career Credit Score is a School-maintained assessment of that documentation. Upon request at or after graduation, the School may furnish the Student with a written summary of the Student's Career Credit Score for the Student's own use.

Participation in these lanes is a choice, never a condition. A Student who never posts once, never tags the School, and never submits a screenshot remains fully eligible to enroll, attend, progress, graduate, and be certified at the standard contracted cost of $12,675.50, with identical instruction, identical respect, and identical opportunity. The incentive structure rewards discipline made visible. It does not purchase speech, and it does not price silence.

Louisville Beauty Academy holds that a graduate who can prove discipline is worth more in the marketplace than a graduate who can only claim it. The Career Credit Score exists to make that proof portable, public, and permanently the Student's own.

19. Media, Likeness, and School Content Ownership

This Section is a required term of enrollment. Louisville Beauty Academy is a public-facing educational institution. Documenting instruction, student work, clinic activity, and school events is part of how the School teaches, demonstrates compliance, recruits, and represents the profession. By signing this Agreement, the Student agrees to the terms of this Section.

19.1 School Ownership of School Content. All photographs, video recordings, audio recordings, digital images, and other content captured by the School, its staff, its instructors, its contractors, or its authorized representatives on School premises, at School events, or in connection with School instruction or activities (collectively, "School Content") are the sole and exclusive property of Louisville Beauty Academy. The School owns all right, title, and interest in School Content, including all copyright. Nothing in this Section transfers ownership of School Content to the Student.

19.2 Grant of Likeness Rights. The Student grants Louisville Beauty Academy a perpetual, irrevocable, worldwide, royalty-free, fully paid, transferable, and sublicensable right and license to use, reproduce, edit, adapt, publish, display, distribute, broadcast, and create derivative works from the Student's name, image, likeness, voice, appearance, statements, and work product as they appear in School Content.

19.3 Permitted Uses. The rights granted include use in any and all media now known or later developed, including without limitation: the School's website and social media accounts; paid advertising of any kind, including digital, print, broadcast, outdoor, and billboard; recruitment, admissions, and enrollment materials; brochures, catalogs, signage, and displays; press and media placements; third-party platforms, directories, and partner channels; educational and instructional materials; and derivative, edited, cropped, composited, or AI-assisted versions of the foregoing.

19.4 No Compensation. The Student acknowledges that no payment, royalty, fee, or other compensation is or will be due to the Student for any use of School Content, and that the educational instruction provided under this Agreement constitutes full and adequate consideration for the rights granted.

19.5 No Right of Approval. The Student waives any right to inspect, review, or approve School Content, any finished materials incorporating it, or any copy, caption, or context in which it may appear.

19.6 Waiver of Claims. To the fullest extent permitted by law, the Student releases and waives any claim against the School arising out of the permitted uses described above, including claims for invasion of privacy, right of publicity, false light, misappropriation of likeness, defamation, or emotional distress, provided the use is truthful and not knowingly false.

19.7 Students Under Eighteen. A Student under the age of eighteen may not grant the rights in this Section personally. For any such Student, a parent or legal guardian must sign the consent in Section 20 before the Student may be included in School Content used for advertising or promotional purposes.

19.8 Clients, Models, and Other Third Parties. This Section grants rights only as to the Student. It does not and cannot grant any right regarding the likeness of a client, model, guest, visitor, or other person who is not a party to this Agreement. The School shall obtain a separate written release from any such person before using content in which that person is identifiable. The Student shall not photograph or record a client, model, or other identifiable person without that person's prior written consent, as required by Section 21.

19.9 Protected Records Excluded. Nothing in this Section authorizes the School to publish the Student's grades, transcripts, disciplinary records, financial account information, Social Security number, government identifiers, or health information. Those records are governed by the School's records policy and applicable law.

19.10 Accommodation Requests. A Student with a documented religious objection, a documented safety concern such as an active protective order, or a documented disability-related need may submit a written accommodation request to the School Director. The School shall review each request individually and may provide a reasonable accommodation, which may include excluding the Student from identifiable use in advertising materials. Submitting such a request shall not affect the Student's enrollment, instruction, hour credit, academic standing, graduation eligibility, or certification.

19.11 Student's Own Content Is Not School Content. Photographs and recordings the Student creates on the Student's own device and posts to the Student's own account remain the Student's own property and are governed by Subsection C.7, not by this Section. This Section applies only to School Content as defined in Subsection 19.1.

19.12 Relationship to Sections A Through D. This Section is separate from and independent of the optional incentive structure in Sections A through D. Nothing in this Section requires the Student to post, tag, endorse, review, or promote the School, and nothing in this Section affects the Student's rights under Subsections C.9 or D.4. Participation in the incentive lanes remains entirely voluntary, and a Student who declines to participate in those lanes receives identical instruction, identical hour credit, identical graduation eligibility, and identical certification.

19.13 No Obligation to Use. Nothing in this Section obligates the School to photograph, record, publish, or use any content featuring the Student.

19.14 Survival. The rights granted in this Section survive the Student's graduation, completion, withdrawal, dismissal, or termination and survive the termination of this Agreement.

20. Parent or Guardian Consent for Students Under Eighteen

This Section applies only if the Student is under eighteen years of age on the date of signing. If the Student is eighteen or older, skip to Section 21.

20.1 Consent Required. A Student under the age of eighteen cannot personally grant the name, image, likeness, and voice rights described in Section 19. For any such Student, a parent or legal guardian must sign this Section. Without that signature, the School shall not include the Student in School Content used for advertising or promotional purposes, and the Student's enrollment, instruction, hour credit, academic standing, graduation eligibility, and certification are unaffected.

20.2 Parent or Guardian Grant. By signing below, the parent or legal guardian represents that they are the parent or legal guardian of the Student named in this Agreement, that they have read Section 19 in full, and that they grant to Louisville Beauty Academy, on the Student's behalf, all rights described in Subsections 19.2 through 19.6, on the same terms stated in those Subsections.

20.3 Consent to Optional Incentive Participation. By signing below, the parent or legal guardian also consents to the Student's voluntary participation in the optional incentive lanes described in Sections A through D, including publishing the Student's own work on the Student's own public social media account as described in Subsection D.3. This consent is required by Subsection C.5. The parent or legal guardian may withdraw this particular consent at any time by written notice to the School, and withdrawal shall affect only future submissions. All credit remains subject in every case to the Total Voiding provision stated in Section B, under which one hundred percent (100%) of all discounts and incentive credit void if the Student separates from the Program before completion.

20.4 Financial Responsibility Not Created. Signing this Section grants consent only. It does not by itself make the parent or legal guardian financially responsible for tuition. Any financial responsibility of a parent, sponsor, or third-party payer must be stated in a separate written payer agreement signed by that person.

20.5 Right to Decline. A parent or legal guardian may decline to sign this Section. Declining affects only the Student's inclusion in School advertising and the Student's eligibility for the posting-based incentive lanes. It does not affect enrollment, instruction, clock hours, academic standing, graduation eligibility, or certification to the Kentucky Board of Cosmetology in any way, and it does not affect eligibility for Lane 1 or Lane 2, neither of which requires any post.

Parent or Legal Guardian — Complete only if the Student is under 18.

I am the parent or legal guardian of the Student named in this Agreement. I have read Section 19 and Section 20. I grant the rights described in Section 19 on the Student's behalf, and I consent to the Student's voluntary participation in the optional incentive lanes described in Sections A through D.

21. Client and Model Consent — Student Duty

21.1 Student Duty. The Student shall not photograph, video record, or audio record any client, model, guest, or other identifiable person, and shall not publish any such content, unless that person has first signed the School's Client and Model Media Release. The Student shall obtain that signature before the service begins whenever the Student intends to document the work.

21.2 School Duty. The School shall make the Client and Model Media Release available at the front desk and in the clinic and instructional areas, shall retain each signed release, and shall record which clients have granted and which have declined consent.

21.3 Effect of Refusal. A client who declines to sign shall receive the same service, at the same price, with the same standard of care. No client shall be pressured, charged differently, delayed, or treated less favorably for declining. The Student shall not photograph a client who has declined.

21.4 Consequence of Violation. Publishing content showing an identifiable person without a signed release is a violation of this Agreement. The School may decline incentive credit for the submission, require its removal, and take corrective action under the School's conduct policy. Because this is an instructor-track program, a violation of this Section may also be considered in evaluating the Student's instructional judgment and readiness.

21.5 No Third-Party Rights Granted by This Agreement. This Agreement grants the School full rights as to the Student under Section 19. It does not and cannot grant any right regarding the likeness of a client, model, guest, or other person who is not a party to this Agreement. Those rights may be granted only by that person, or by that person's parent or legal guardian if the person is under eighteen. The Student's signature on this Agreement does not and cannot substitute for a client's own signed release.

21.6 Client Health and Service Privacy. The Student shall not photograph, record, publish, or disclose any client's medical condition, allergy record, contraindication, intake form, or service history, whether or not that client has signed a media release. A signed media release permits use of a client's image; it does not permit disclosure of that client's health or service information.

21.7 Other Students and Instructional Observation. Because instructor-track training may involve observing, assisting, or documenting other students, the Student shall not photograph, record, or publish any other student without that student's prior written consent, and shall never publish another student's grades, attendance, disciplinary record, or performance evaluation.

21.8 Minor Clients. If a client is under eighteen, a parent or legal guardian must sign the Client and Model Media Release on that client's behalf before any photograph or recording of that client may be taken or published.