2. School Information

• School: Louisville Beauty Academy
• Address: 1049 Bardstown Rd, Louisville, KY 40204
• Phone: 502-625-5531
• Email: Study@LouisvilleBeautyAcademy.net
• Website: https://louisvillebeautyacademy.net/

3A. School Operation, Student Scheduling, and Attendance-Hour Limits

• School operating window: Louisville Beauty Academy is open for student training Monday through Friday, 8:00 AM to 6:00 PM, except holidays, closures, emergencies, or schedule changes announced by the School.
• Student-controlled schedule within policy: The Student may select and manage an approved schedule within the School operating window, the selected program requirements, instructor availability, School policy, and applicable Kentucky law and regulation. Any schedule must be entered truthfully and approved or accepted by the School.
• Daily maximum: The Student may not schedule, attend, or receive credit for more than 9 instructional hours in one day.
• Weekly maximum: The Student may not schedule, attend, or receive credit for more than 40 instructional hours in one week.
• Meal/rest break: For any training day of 8 hours or longer, the Student must receive at least a 30-minute meal or rest break. This 30-minute break is not credited as instructional time and must not be counted toward required program hours.
• Attendance record control: Only truthfully recorded time while the Student is physically present and participating as required may be counted. Clock-in/clock-out records, schedule records, and any approved corrections must remain consistent with School policy and Kentucky requirements.
• Official Kentucky law and regulation links: The Student is provided direct access to 201 KAR 12:082, including Section 4 training-period limits and meal/rest-break rule, KRS Chapter 317A, and 201 KAR Chapter 12.

3B. Curriculum, Catalog, Website, and Incorporated Student Materials

• Official school website: The Student is provided direct access to Louisville Beauty Academy's official website at LouisvilleBeautyAcademy.net.
• Student catalog / document center: The Student is provided direct access to the School's student information and document center at LBA Information / Student Document Center and the Louisville Beauty Academy School Student Catalog.
• Current cost and payment disclosures: The Student is provided direct access to the current program costs, incentives, and written payment options page at Current Program Costs, Incentives, and Written Payment Options.
• Program curriculum linkage: The Student is provided direct access to the public curriculum/program information page for the selected program or applicable track: Cosmetology curriculum/program information.
• Official Kentucky/KBC curriculum source: The Student is provided direct access to current Kentucky/KBC curriculum requirements at 201 KAR 12:082 and KBC licensing context at the Kentucky Board of Cosmetology License Requirements page.
• Incorporation and control: The enrollment agreement, current student catalog, current pricing/cost disclosure, current refund/withdrawal policy, attendance policy, and applicable curriculum/program materials should be read together. If any item changes after signature, the signed agreement and any written amendment or updated document provided according to School policy and applicable law controls for the student's enrollment period.

3C. Optional Discount, Career Credit Score, and Student Choice Disclosure

• Standard price remains available: The program's standard contracted price remains available to the Student. The Student may choose to pay the standard contracted price and is not required to pursue any optional discount, incentive, scholarship-style reduction, public documentation activity, or extra professional-development activity in order to enroll, attend, receive instruction, complete required training, or remain in good standing at the standard contracted price.
• Discounts are optional and student-chosen: Any discount, incentive, or conditional cost reduction offered by Louisville Beauty Academy is optional and must be stated in writing. The Student may choose whether to request or pursue it. A possible discount is not automatic, not guaranteed, and not earned unless all written conditions are voluntarily completed, documented, verified, approved, and lawfully combined under the School's current written pricing structure.
• Pay-in-full under assumed full-discount amount: If the School accepts a discounted pay-in-full amount, discounted net invoice, or labels an account as paid in full based on the possible lowest eligible net cost, that means the Student has paid the then-invoiced discounted net amount after subtracting the full possible discount amount, assuming the Student will complete and receive approval for 100% of the applicable written discount items. It does not mean the Student has already completed every discount requirement, and it does not waive the written discount requirements. If the Student does not complete, maintain, document, verify, or receive approval for all applicable discount items, the unearned or unapproved discount may be removed or adjusted, and the Student may remain responsible for the unpaid difference between the standard contracted price and the actually earned/approved discount amount to the extent allowed by this Agreement, the written discount schedule, the refund policy, and applicable law, unless the School separately waives the amount in writing.
• Purpose of optional discount: LBA may use optional discounts as an incentive for students who voluntarily go beyond minimum attendance and payment duties by building professional documentation, employability evidence, public-facing credentials, portfolio discipline, community contribution, or other career-readiness proof for themselves. The discount is intended to reward optional extra effort by the Student, not to change the standard program price.
• Career Credit Score concept: LBA may reference the Career Credit Score concept as a professional documentation and public credential-building framework inspired by Di Tran University's publication Career Credit Score: The Documented Professional. This is an educational/professional-development concept only. It is not a consumer credit score, not a credit report, not a lender score, not a credit bureau product, and not a guarantee of licensure, graduation, employment, income, clients, or business success.
• No forced public participation: The Student is not required to post publicly, tag the School, publish a review, make an endorsement, provide a testimonial, share private student records, appear in marketing, or disclose personal information in order to enroll or continue at the standard contracted price. Any public-facing activity, photograph, quote, testimonial, endorsement, portfolio item, or personal story must be voluntary and subject to any required separate written consent.
• FTC / endorsement clarity: If a Student voluntarily makes any public statement, endorsement, testimonial, review, or similar content connected to a discount, incentive, benefit, or material relationship with the School, the Student and School should clearly disclose that connection where required by law or platform rules. The School may not require a positive review or favorable statement as a condition of any discount.
• No required book purchase: The linked book is provided as an optional educational reference. The Student is not required to purchase the book from Amazon or any retailer as a condition of enrollment, attendance, graduation/completion, licensure support, or receipt of standard instruction, unless a separate written school-provided materials list clearly states otherwise before signature.

3. Program Information

• Program: Cosmetology Program
• Program Type: Kentucky state licensing training program
• Contracted Hours: 1500 clock hours
• Admission Date: As entered in this form
• Start Date: As entered in this form
• Estimated End Date: As entered in this form
• Attendance Schedule Selected at Enrollment: As entered in this form
• Daily Attendance Hours: As entered in this form
• Scheduled Attendance Days: As entered in this form
• Approved Transfer Hours, if any: As entered in this form

The estimated end date is an estimate only. Actual completion depends on attendance, accurately recorded hours, academic progress, practical performance, sanitation and safety compliance, payment compliance where applicable, and satisfaction of all graduation requirements.

4. Student Identity, Admissions Accuracy, and State Reporting

Before signing, the Student shall review and confirm the accuracy of all enrollment information required by the School and any applicable state process, including the Student's legal name, date of birth, contact information, address, prior education documentation, and any state-required identifier.

Important Data Accuracy Notice: Information entered on this enrollment contract may be reported to the Kentucky Board of Cosmetology or other applicable licensing authority as part of the Student's official enrollment record. The Student must carefully review all entries before submission. Errors or corrections may delay processing and may require a formal correction process and applicable correction fees then in effect, including a current combined total of $40.00 ($15 KBC state fee + $25 LBA administrative fee) when applicable. Fees remain subject to change if state requirements or administrative costs change.

If the School maintains a current written correction policy or public memorandum, the Student should review that document before signing.

Affordability and price-match review at enrollment: Louisville Beauty Academy strives to remain one of the most price-competitive beauty education options available. Students may ask the School Director at the time of enrollment about any current written price-match review opportunity, subject to program fit, documentation, eligibility, available written offers, school policy, and director approval. Any approved price match or incentive must be stated in writing before it becomes part of the Student's enrollment terms.

The School's current source materials reflect a published standard package cost of $27,025.50 for this program, subject to confirmation at the time of signing.

Published source components presently reflected are:

• Registration fee: $100.00
• Books / CIMA online study platform: $575.50
• Student kit: $2,350.00
• Optional translated foreign diploma fee: $125.00
• Optional validation fee: $265.00

At signing, the School shall state clearly in writing: the total contracted amount; the exact deposit due at enrollment; whether the deposit is refundable or non-refundable and in what amount; the payment method selected; the payment schedule and due dates; any card-processing fee if used; any books, kit, platform, translation, validation, or administrative charges; and any sponsor, outside payer, or third-party funding arrangement.

For clarity, the standard contracted program cost remains $27,025.50 unless and until optional incentives are actually earned, approved, and applied. Under the School's written pricing structure, the lowest possible eligible net cost for this program may be as low as $6,250.50, but only if the Student fully satisfies, documents, and receives approval for all applicable conditions. Not every incentive category is necessarily available, combinable, or approvable in every case. That reduced figure is a conditional outcome only, not a guaranteed tuition amount.

If the School intends for any website pricing sheet, attached schedule, or external pricing form to be binding, that document must be identified specifically and provided to the Student before signature.

The Student agrees to pay all tuition, fees, and other agreed charges stated in this Agreement and any attached payment schedule.

If the Student enrolls under a payment plan: (1) each payment must be made on time and in the agreed amount; (2) failure to remain current may result in restriction from future class attendance, continued enrollment activity, graduation processing, transcript release, certificate release, re-entry processing, or other school-controlled release steps, to the extent permitted by law and clearly stated by policy; (3) the School may require the Student to cure the default before the Student is permitted to continue under the same payment arrangement; and (4) repeated nonpayment, failed payment, refusal to communicate, or material payment-plan default may be treated as a contractual breach and may support administrative withdrawal, suspension, or termination under School policy.

Any late fee, returned-payment fee, administrative fee, or collection-related fee must be specifically stated, finite, and disclosed in writing. The School should avoid vague, open-ended, hourly dispute fees or undefined penalty structures.

The Student must follow the School's attendance procedures and clock in and out accurately using the School's approved system.

The Student may not clock in or out for another person; allow another person to clock in or out on the Student's behalf; create false attendance records; remain clocked in while not participating as required; or manipulate attendance, theory, practical, sanitation, or instructional records.

The School shall maintain attendance and instructional records in accordance with law and School policy.

This Agreement intentionally separates (1) whether hours were actually attended and properly recorded and (2) whether money remains owed. Nonpayment may affect release, certification, separation, or graduation processing to the extent allowed by law and School policy, but completed and truthfully recorded hours should not be described as fictional solely because of a debt unless current law expressly permits such treatment.

7A. Attendance Policy, Communication Duty, Hardship Review, and Leave-of-Absence Acknowledgment

Louisville Beauty Academy does not routinely guarantee a formal leave of absence, medical leave, personal leave, or other pre-approved extended absence as a standard program feature. Any leave request must be made in writing, remains subject to School review and approval, and if approved must be handled and reported in accordance with applicable Kentucky law and board requirements.

The Student acknowledges the following:

• Kentucky attendance and withdrawal rules apply to enrollment at the School, and attendance failures may place the Student at risk of withdrawal processing under applicable law, board requirements, and School policy.
• The School recognizes that illness, family emergencies, personal crises, and other unexpected hardships may occur. The School retains discretion to review individual circumstances before deciding how to respond, and may, but is not obligated to, extend additional time, communicate with the Student, or attempt an internal solution before processing withdrawal.
• Any discretionary consideration is not guaranteed. Whether the School extends consideration depends on factors including the Student's communication, attendance history, conduct standing, financial standing, and the specific circumstances presented.
• The Student is expected to contact the School immediately when hardship interferes with attendance. The Student should not go silent. The earlier the Student communicates, the more options may exist for review and possible accommodation within lawful limits.
• The School will not hold a seat open indefinitely, ignore required attendance thresholds, defer completion timelines without limit, or allow attendance records to fall out of compliance with law or board requirements.
• If withdrawal is processed, re-enrollment may require completion of the School's then-current re-entry or new-student enrollment process, and credit for previously completed hours will be governed by applicable law and board rules in effect at that time.

By signing this Agreement, the Student confirms that the Student has read this attendance policy, understands that hardship review is discretionary rather than guaranteed, understands that prompt communication materially affects whether the School can consider options, and has had the opportunity to ask questions before signing.

The School may offer eligible students access to a structured package of optional merit-based discounts, incentives, and scholarship-style conditional cost reductions that may reduce the Student's net program cost when the applicable conditions are fully satisfied, documented, verified, and approved by the School.

These opportunities are entirely optional. The Student is not required to participate in public posting, reposting, tagging, review activity, sanitation-support activity, or extra self-documentation in order to enroll, remain enrolled, receive instruction, or complete the program at the standard contracted price.

A. Economic Baseline and Conditional Pricing Disclosure

• Standard contracted program cost: $27,025.50
• Possible lowest eligible net cost under the School's written pricing structure: $6,250.50
• Maximum possible conditional reduction from the standard contracted cost: $20,775.00

The reduced figure above is a conditional possible outcome only. It is not automatic, is not guaranteed, and does not apply unless the School verifies that the applicable incentive conditions were actually satisfied. Not every incentive category is necessarily available, combinable, or approvable in every case, and eligibility depends on the School's written standards, verification, and approval.

B. Incentive Lanes and Student Expectations

1. Payment-at-enrollment lane
   Maximum value: up to $6,000.00
   Required action: approved full payment at enrollment if offered by the School in writing.
   Tracking responsibility: Student must keep the receipt, payment confirmation, or other written proof.
2. Attendance-discipline lane
   Full-Time Attendance (30–40 Hours/Week): up to $9,500.00 in conditional discount value for consistent attendance over approximately 50 weeks, subject to School attendance verification and continued good standing.
   Part-Time Attendance (20–30 Hours/Week): up to $6,000.00 in conditional discount value for consistent attendance over approximately 75 weeks, subject to School attendance verification and continued good standing.
   Attendance of Less Than 20 Hours/Week: no standard attendance discount.
   Tracking responsibility: School attendance records control, but the Student remains responsible for checking weekly hour accuracy.
3. Theory-success and academic self-proof lane
   Maximum value: up to $1,500.00
   Example structure: 10 approved theory-success posts at $150.00 per post
   Required action: truthful proof of designated theory achievement, including approved score proof, chapter proof, or milestone proof.
   Frequency guideline: normally no more than 1 counted post per week unless the School approves otherwise in writing.
4. Career-visibility and progress-sharing lane
   Maximum value: up to $750.00
   Example structure: 10 approved repost or progress-documentation actions at $75.00 per action
   Required action: truthful reposting, educational progress documentation, or approved public self-proof that supports professional development.
   Frequency guideline: normally no more than 1 counted action per week unless the School approves otherwise in writing.
5. Sanitation, cleaning, and environmental-discipline lane
   Maximum value: up to $4,000.00
   Example structure: 10 approved sanitation-support sessions at $400.00 per session
   Required action: approved work that supports School order, cleanliness, sanitation, and operational standards, including cleaning, organizing, resetting, trash handling, sweeping, vacuuming, or related support tasks identified by the School.
   Frequency guideline: normally no more than 1 counted session every two weeks unless the School approves otherwise in writing.

C. Student Self-Tracking and Submission Duty

The Student is responsible for maintaining a personal record of claimed incentive activity. Unless the School instructs otherwise in writing, the Student should keep screenshots of qualifying posts, reposts, tags, and public documentation; score reports, chapter-completion proof, or milestone proof where applicable; photos, videos, or other proof of sanitation, setup, cleaning, or practical work where applicable; dates and short descriptions of each claimed action; and copies of any text messages or emails sent to the School reporting the completed action.

To protect incentive eligibility, the Student should submit or report qualifying activity to the School by text or email during the program and no later than before graduation processing. The School may deny late, missing, unverifiable, or poorly documented claims.

D. Cosmetology-Specific Practical Sanitation and Client-Readiness Expectations

For Cosmetology practical sanitation proof, the School may require documentation of real sanitation and safety performance, including station setup, disinfection, barrier use, tool handling, client-readiness standards, cleaning discipline, clinic-floor professionalism, and respectful salon-professional conduct.

E. Career-Credit Scorecard and Internal Review

The School may evaluate qualifying incentive work through an internal career-credit scorecard or career-credit scoring system that measures documented professionalism, sanitation reliability, safety reliability, attendance discipline, theory completion, practical readiness, clinic-floor discipline, truthful public self-proof, employability-building behavior, and respectful representation of the School.

This scorecard is an internal educational review tool only. It is not a consumer credit score, lending score, or financial credit instrument.

F. Award, Denial, Forfeiture, and Interpretation

Optional incentive credit is earned only after the required condition is actually completed and verified by the School. Incentive credit may be denied, reduced, reversed, or forfeited if the Student withdraws, is dismissed, falsifies records, engages in misconduct, falls out of good standing, or materially fails to satisfy the School's written standards.

The School's incentive system is intended to reward documented discipline, safety, sanitation, employability, professional maturity, effort, educational follow-through, and career-credit growth. It is not intended to compel speech, require false praise, require guaranteed positive public statements, or force any student to engage in public activity against the Student's will.

The Student must satisfy all required hours, theory work, practical work, sanitation and safety requirements, academic progress standards, and other lawful program requirements stated in the School's catalog and this Agreement.

The Student understands that enrollment does not guarantee completion; completion does not guarantee graduation; graduation does not guarantee licensure; and licensure does not guarantee examination success in another state, employment, earnings, salon ownership, or business success.

The School may require staged progress, repeated theory work, minimum competency demonstrations, sanitation compliance, and practical readiness before advancing the Student into more complex or public-facing work.

The School maintains a discipline-first, safety-first, and policy-first training environment. The Student agrees to comply with all written School rules related to conduct, sanitation, attendance, instruction, safety, professionalism, confidentiality, and respect for the learning environment.

The School may issue warning, probation, suspension, administrative withdrawal, dismissal, or termination when the Student engages in conduct including, but not limited to: disruption of instruction or operations; insubordination; threatening, abusive, intimidating, or harassing behavior; dishonesty or falsification of records; unsafe conduct; sanitation violations; interference with staff, students, models, clients, or operations; theft, intentional damage, or misuse of School property; repeated failure to follow payment-plan requirements; or behavior that, in the School's reasonable judgment, undermines the safety, order, integrity, reputation, or lawful operation of the institution.

The School expressly reserves the right to require a Student to leave the premises immediately, or to suspend access immediately, when the School determines that the Student presents a disruption, safety concern, sanitation concern, operational threat, record-integrity issue, client-service risk, or material conduct violation. Where appropriate, the School may later determine whether the matter results in reinstatement, probation, administrative withdrawal, or permanent termination.

Nothing in this section limits any right the School may otherwise have under its catalog, handbook, safety policies, or applicable law.

The Student shall follow all sanitation, infection-control, and environmental-safety policies of the School. Failure to do so may result in immediate corrective action, loss of clinic or instructional privileges, suspension, or dismissal.

The Student shall use products, tools, equipment, and School spaces responsibly and only as directed. Intentional damage or negligent misuse of School property beyond normal wear and tear may result in financial responsibility and disciplinary action.

Because cosmetology training involves hair, skin, nail, chemical, thermal, and public-facing practical work, the School may restrict a Student from clinic-floor participation, mannequin work, model service, chemical services, or other hands-on activity until the School determines that the Student meets sanitation, safety, professionalism, and instructional-readiness standards.

This Agreement must work together with the School's written cancellation and refund policy, which must be attached or provided before signature.

Withdrawal may also occur under the attendance thresholds, communication duties, and related compliance requirements described in Section 7A of this Agreement.

• The Student may cancel before the start date as stated in the School's written cancellation policy provided before signature.
• The Student may voluntarily withdraw after the start date by giving written notice to the School according to School policy.
• The School may administratively withdraw, suspend, dismiss, or terminate the Student as stated in this Agreement, School policy, and applicable law.
• Non-refundable charges and refund calculations are limited to the written amounts and formulas disclosed before signature.
• The treatment of unpaid balances, earned hours, clinic eligibility, and School-controlled records after separation is governed by this Agreement, School policy, and applicable law.

For financial and refund-calculation purposes, the governing measure is scheduled time enrolled compared to total scheduled program time, and not merely the number of actual clock hours attended.

If the Student enrolls and later withdraws, cancels, or is terminated before program completion, the following tuition-responsibility schedule applies based on the percentage of scheduled time enrolled to total scheduled course time:

• 0.01% to 4.9%: Student responsible for 20% of tuition.
• 5.0% to 9.9%: Student responsible for 30% of tuition.
• 10.0% to 14.9%: Student responsible for 40% of tuition.
• 15.0% to 24.9%: Student responsible for 45% of tuition.
• 25.0% to 49.9%: Student responsible for 70% of tuition.
• 50.0% and over: Student responsible for 100% of tuition.

Any refund amount determined to be due shall be issued within 45 days of the formal cancellation, withdrawal, or termination date, unless applicable law requires a different deadline. In documented mitigating circumstances, the School may review whether a fair modified settlement is appropriate.

If the School permanently closes, or if the School permanently discontinues the Student's program after enrollment and before completion, the School will administer any required refund or student-account adjustment in accordance with applicable law and legally controlling refund requirements then in effect. If instruction has not been fully delivered, the School may calculate any required refund using a pro rata or other legally required method, as applicable. The School does not participate in a standing teach-out agreement with another institution unless a separate written arrangement is later established.

If the Student is withdrawn, dismissed, or terminated, the School will prepare a written separation accounting showing total charges, payments received, refund calculation if any, remaining balance if any, and current status of transcripts, certificates, and other School-issued records.

The Student should first present concerns to the School when practical so the School has a reasonable opportunity to respond. However, the Student does not waive the right to contact a regulator, file a lawful complaint, consult counsel, provide truthful information to investigators, courts, or government agencies, or assert rights provided by law.

This Agreement does not attempt to prohibit truthful reporting, lawful complaints, or lawful participation in an investigation. At the same time, knowingly false statements, malicious fabrication, or intentional falsification of records may carry consequences under ordinary law and School policy.

By proceeding to signature, the Student confirms that the Student has reviewed this Agreement, received or had access to the written enrollment materials identified by the School before signature, understands that only the written documents provided before signature and properly incorporated into this Agreement control the enrollment relationship, and understands that any later amendment must be stated in a separate written modification approved by the School.

The Student further understands that electronic signature is intended to carry the same force as a handwritten signature to the extent permitted by applicable law.

Each Student is required to use the School's approved attendance-recording system truthfully and consistently. The Student must be physically present while clocked in, must clock out before leaving the assigned instructional area or premises when required, and must not ask another person to clock in or out on the Student's behalf.

False attendance, remote clocking, leaving while still clocked in, impersonation, record manipulation, or concealment of attendance irregularities may result in loss of credit for the affected period, written warning, probation, suspension, administrative withdrawal, dismissal, or other corrective action permitted by School policy and applicable law.

If the Student's intentional or materially noncompliant conduct causes the School to incur an actual fine, charge, or documented cost from a regulator or other lawful authority, the Student may be held financially responsible to the extent allowed by law and written policy after the School documents the basis for that responsibility.

The School may maintain reasonable inspection, identification, camera, or attendance-verification procedures consistent with School policy and applicable law.

If books, kits, or online theory access are included in the contracted package, the School should identify what is included with reasonable clarity. If replacement items, upgraded kits, lost materials, or extra supplies create additional cost, those charges should be stated specifically and not left vague.

The Student remains responsible for participating safely, reporting significant limitations when discussion is needed, and following sanitation, safety, and professional-participation rules throughout the program.

The Student affirms that the Student can safely participate in the educational activities of the program or will timely request discussion of any accommodation need or significant limitation. The School does not waive and the Student does not waive any applicable rights under law by this section.

Only the following documents may be treated as binding under this Agreement, and only if provided to the Student before signature: the current School catalog; current cancellation and refund policy; current pricing sheet; attached payment plan, if any; attached incentive or discount schedule, if any; and any handbook, safety policy, conduct policy, or program addendum expressly identified in writing.

The School should not rely on unstated website override language, unpublished internal practice, or after-the-fact informal interpretation to materially change the signed enrollment agreement after enrollment.

By signing, the Student confirms receipt or access to this Agreement, the current School catalog, the current pricing disclosure, and the current written cancellation and refund policy.

The Student understands that tuition responsibility remains the Student's own obligation unless the School separately accepts another binding written payer arrangement. Payment by a parent, sponsor, employer, or other third party does not remove the Student's own contractual responsibility unless the School expressly agrees otherwise in writing.

The Student understands that the School does not guarantee graduation, licensure, transferability, employment, earnings, or business success. The Student also understands that School records are retained and released according to written policy and applicable law.

Any media, photography, audio, video, testimonial, review, or publicity consent must be handled through a separate optional release if the School seeks such consent. Any post-graduation outcome follow-up or employment-status request by the School is educational and voluntary unless a separate lawful requirement applies.

This Agreement, together with the documents properly incorporated by reference, is the controlling enrollment agreement unless later modified in a separate written amendment signed by both the Student and an authorized School representative.

School Representative: Louisville Beauty Academy, by Di Tran, Chief Executive Officer, or authorized designee.