Terms and Conditions

1. TERMS OF PARTICIPATION Please READ carefully by purchasing this product you (herein referred to as “Client”) agree to the following terms stated herein.

2. PROGRAM/SERVICE MyMoneyEDU, LLC. (herein referred to as “MyMoneyEDU” or “Company”) agrees to provide the program, “Infinite Leverage Blueprint” (herein referred to as “Program”) identified in the online commerce shopping cart. Client agrees to abide by all policies and procedures as outlined in this agreement as a condition of their participation in the Program.

3. DISCLAIMER Client understands MyMoneyEDU, llc (herein referred to as “Consultant”) and MyMoneyEDU, is not an employee, agent, lawyer, doctor, manager, therapist, public relations, or business manager, registered dietician, or financial analyst, psychotherapist, or accountant. Client understands that Consultant has not promised, shall not be obligated to and will not; (1) procure or attempt to procure employment or business or sales for Client; (2) Perform any business management functions including but not limited to, accounting, tax or investment consulting, or advice with regard thereto; (3) act as a therapist providing psychoanalysis, psychological counseling or behavioral therapy; (4) act as a public relations manager (5) act as a publicist to procure any publicity, interviews, write-ups, features, television, print or digital media exposure for Client; (6) introduce Client to Consultant’s full network of contacts, media partners or business partners. The client understands that a relationship does not exist between the parties after the conclusion of this program. If the Parties continue their relationship, a separate agreement will be entered into.

4. PROGRAM DESCRIPTION: The Infinite Leverage Blueprint:: We help restricted industry entrepreneurs Implement a step-by-step system to get bank capital on demand, without risking their “personal” cash, so they can buy cashflow-producing assets, that increase their net-worth, pay off the bank, and provide passive income in the process. 

• The S.C.A.L.E System
• Account Manager 
• One-on-one on Demand 
• Twice weekly live Q&A Calls 
• 12 Months access to content portal

5. FEES The fee for Infinite Leverage Blueprint, the Digital Coaching program is:

One-time payment of $4,997 (due today) via ACH, credit card or debit card for 6 months of service

OR

One-time payment of $1,997 (due today) via ACH, credit card with the remaining $3,497 due when you receive your initial round of capital funding. This will be due in addition to the loan origination fees outlined below.

6. FUNDING SERVICES TO BE PROVIDED: The client agrees to provide MyMoneyEDU, LLC ‘Consultant’ the right to place funding applications on their behalf with lending institutions selected by the Consultant. The client authorizes each lending institution (Banks, Credit Unions etc.) to independently verify provided information including accessing credit reports and scores.

A 5% Loan Origination Fee is based on every funding approval, specifically for Business Credit Cards, Business Lines of Credit, and unsecured term loans. Funding approval is defined as any and all amounts approved by any banks, credit unions, or other lending institutions that were initiated, submitted by, referred by, negotiated by, or negotiation instructed by, and/or recommended by MyMoneyEDU. The loan origination fee will be charged after every funded deal.

A 3% Loan Origination Fee is based on every home equity line of credit (HELOC) approval.  Funding approval is defined as any and all amounts approved by any banks, credit unions, or other lending institutions that were initiated, submitted by, referred by, negotiated by, or negotiation instructed by, and/or recommended by MyMoneyEDU. The loan origination fee will be charged after every funded deal.

Payment Terms: Consultant shall issue an invoice to Client upon receiving Funding Approvals by lending institutions. Client agrees to pay Consultant upon receipt of invoice. Consultant shall use best efforts to include all Funding Approvals in one (1) invoice, however, Consultant reserves the right to issue additional invoices for Funding Approvals that are delayed in the approval from lending institution comparative to the initial Funding Approvals(s). Funding Approvals may be received via online portal, telephone confirmation, email or US Post from financial institutions. All Fees shall be due upon the earlier of; 1) Upon completion of funding as determined by Consultant or; 2) 30 days from signing of this agreement, whichever is earlier. If Client cancels agreement prior to funding, All Fees shall be due within 48 hours of invoice receipt. A late fee of $250 will be assessed to the Client for payments not received within a 3-day grace period from issuance of invoice. Additionally, interest will accrue on any past due amounts at the rate equal to the greater of one and one half percent (1.5%) per month or the maximum amount permitted by law. In the event of default by the Client to pay Consultant’s fee, all reasonable legal fees, collection and enforcement charges to the extent permissible by law, in addition to other amounts due, shall be payable by Client to Consultant. If the invoice isn't satisfied within 3 business days of the client receiving funding, then MyMoneyEdu reserves the right to satisfy the payment via ACH using the credit card we have on file for the client. If payment is not made within 21 days of receipt of invoice due date, MyMoneyEDU reserves the right to enlist the services of a 3rd party debt collection firm.

MULTIPLE LENDERS: The client understands that for the Consultant to achieve the Funding Estimate on Page 1 of this agreement, applications will be made with multiple lending institutions. The Consultant may adjust the Business & Standard card ratio & count at any time based on the objective of achieving the projected funding amount. 

 
Additional Applications: The client agrees NOT to place any other applications for any funding that may cause additional. inquiries on the Client’s Business Primary’s individual credit report whilst working with the Consultant. The client understands that additional. inquiries on personal credit reports decreases or prevent the Consultant’s ability to obtain the funding amount specified in this Funding Estimate Agreement. Such applications include, but are not limited to; business loans, car leases, mortgages, refinancing current debt, credit cards, etc.

Credit Monitoring: Client agrees that he/she will maintain and active protect mycreditedu $29.97 monthly credit monitoring subscription during the term of the program. MyMoneyEDU uses this credit reporting during and after the funding process for the purpose of obtaining current credit information. 

7. CONDITIONAL GUARANTEE The program will provide the Client with business credit-related services, consultation, and guidance aimed at getting them capital funding. The following credit factors are out of our direct control in order to achieve more than the minimum capital funding of $75K in the first 100 days:

UTILIZATION
The Client understands that credit reporting utilization must be between 1%-10%. If the utilization increases more than 10%, it is not directly in our control and MyMoneyEDU will not be held responsible for the Client not getting funded 75k in the first 100 days.
MyMoneyEDU will provide guidance on reducing utilization to a recommended level for improved credit health, the Client recognizes that progress may take time depending on the current utilization rate.

DTI (Debt-to-Income Ratio)
The Client understands that the DTI must be 35% and below. If the debt-to-income ratio increases more than 35% for whatever reason, MyMoneyEDU will not be held accountable for the Client not getting funded.

BUSINESS ENTITY
MyMoneyEDU will verify and confirm the legal identity and status of the Client's business entity, including registration, licenses, and compliance with local, state, and federal regulations. If the business entity is unregistered, illegitimate, or dissolved during the 100-day timeframe, MyMoneyEDU will not be held accountable for the Client not getting funded. The Client understands that the business entity must be at least three months old to have at least three months of history for this guarantee to take effect.
MyMoneyEDU will not be held accountable for the Client not getting funded within the first 100 days if the business is starting from scratch.

INCOME
The Client must bring home a minimum of $100k of variable taxable income from either a W2, Social Security Income, retirement income distribution, disability benefits, a business net profit or the combination of any. If the 

MINIMUM OF $75K IN CAPITAL FUNDING IN THE FIRST 100 DAYS
If we don’t help you get a minimum of $75K in capital funding in the first 100 days, we’ll work with you for free until we do, plus let you keep all the bonuses valued at $22,976 .
The Client acknowledges that the availability and attainment of capital funding may be subject to various factors, including market conditions, the Client's financial situation, and the four key factors listed above.
MyMoneyEDU will provide guidance and support in identifying suitable funding opportunities to help the Client meet this target.

8. BONUSES: 

• Done-for-you Funding implementation: $4,997 Value
• Business Credit Mastery: $4,997 Value
• Credit Card Mastery: $2,997 Value 
• 700 Credit Score Academy: $1,997 Value 
• DisputeEDU A.I. Software: $997 Value
• The BNO Blueprint: $1,997 Value 
• Personal Cash Flow Control System: $997 Value
• Business Profit First System: $997 Value
• MyWealthHealth Software: $4,997 Value 
  
  • Total Bonus Value: $22,976 

9. REFUND POLICY Due to the nature of digital products being immediately accessible upon purchasing, no refunds of any fees or other amounts paid by Client in connection with the Infinite Leverage Blueprint (“Product”) will be allowed under any circumstances.

10. CANCELLATION POLICY Client can cancel their user account at any time; however, there are no refunds for cancellation. If the service was paid in full, Client will continue to receive access to their portal to access the “Infinite Leverage Blueprint.”

In the event that MyMoneyEDU suspends or terminates your account or these Terms of Participation for your breach of these Terms of Participation, you understand and agree that you shall receive no refund or exchange for any unused time on a subscription, any subscription fees for any portion of our Service, any content or data associated with your account, or for anything else.

11. WARRANTIES AND GUARANTEES It is unlawful to guarantee results or time frames. Except as expressly provided in the Agreement, MyMoneyEdu makes no guarantees or warranties of any kind, expressed or implied, with respect to the subject matter hereof. MyMoneyEdu does not guarantee that:

Client’s personal or business credit score will increase by any definite number of points;
Client will have negative items removed from their credit report;
Client will be approved for personal or business credit.

12. CONFIDENTIALITY The Company respects Client’s privacy and insists that Client respects the Company’s and Program Participants (herein referred to as "Participants"). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Program participants or any representative of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum, or otherwise. The client agrees not to use such confidential information in any manner other than in discussion with other Participants during the Program. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in the strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss, and theft. The client agrees not to violate the Company’s publicity or privacy rights. Furthermore, the Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client, including but not limited to; names, email addresses, third-party company titles or positions, phone numbers, or addresses. Additionally, the Consultant will not, at any time, either directly or indirectly, disclose confidential information to any third party. Further, by purchasing this product, you agree that if you violate or display any likelihood of violating this session, the Company and/or the other Program participant(s) will be entitled to injunctive relief to prohibit any such violations to protecting against the harm of such violations.’’

13. NO TRANSFER OF INTELLECTUAL PROPERTY MyMoneyEDU program is copyrighted, and original materials that have been provided to the Client are for Client’s individual use only and a single-user license. The client is not authorized to use any of the Company's intellectual property for the Client’s business purposes. All intellectual property, including the Company's copyrighted program and/or course materials, shall remain the sole property of the MyMoneyEDU. No license to sell or distribute Company’s materials is granted or implied. By purchasing this product, Client agrees (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) that any Confidential Information shared by the Company is confidential and proprietary, and belongs solely and exclusively to the Company, (3) Client agrees not to disclose such information to any other person or use it in any manner other than in discussion with the Company. Further, by purchasing this product, Client agrees that if Client violates, or displays any likelihood of violating, any of Client’s agreements contained in this paragraph, the Company will be entitled to injunctive relief to prohibit any such violations and to protect against the harm of such violations. 

14. CLIENT RESPONSIBILITY Program is developed for strictly educational purposes ONLY. The client accepts and agrees that the Client is 100% responsible for their progress and results from the Program. The company makes no representations, warranties, or guarantees verbally or in writing. The client understands that because of the nature of the program and its extent, the results experienced by each client may significantly vary. Client acknowledges that as with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that the Client will reach their goals as a result of participation in the Program. Program education and information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. Company assumes no responsibility for errors or omissions that may appear in any program materials.

15. NON-LIABILITY FOR NEW NEGATIVE ITEMS The Company shall not be held liable for any new negative items that may appear on the Client's credit report after the commencement of the services. This includes, but is not limited to, late payments, collections, charge-offs, judgments, liens, bankruptcies, or any other negative information added by creditors, credit bureaus, or any other relevant entities. If negative items appear after the services have commenced, the Client will have the opportunity to to repair the negative items themselves or opt for the Company’s assistance via the Credit Optimization Program for an additional fee.

16. INDEPENDENT CONTRACTOR STATUS Nothing in this Agreement is to be construed as creating a partnership, venture alliance, or any other similar relationship. Each party shall be
an independent contractor in its performance hereunder and shall retain control over its personnel and the manner in which such personnel performs hereunder. In no event shall such persons be deemed employees of the other party by virtue of participation or performance hereunder.

17. FORCE MAJEURE In the event that any cause beyond the reasonable control of either Party, including without limitation acts of God, war, curtailment or interruption of transportation facilities, threats or acts of terrorism, State Department travel advisory, labor strike or civil disturbance, make it inadvisable, illegal, or impossible, either because of unreasonable increased costs or risk of injury, for either Company to perform its obligations under this Agreement, the Company’s performance shall be extended without liability for the period of delay or inability to perform due to such occurrence.

18. SEVERABILITY/WAIVER If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for herein will not be deemed a waiver of that right or any further rights hereunder.

19. LIMITATION OF LIABILITY Client agrees they used Company’s services at their own risk and that Program is only an educational service being provided. Client releases Company, its officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter "Releases") from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from my participation in the Programs. Client accepts any and all risks, foreseeable or unforeseeable. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s services or enrollment in the Program. Company assumes no responsibility for errors or omissions that may appear in any of the program materials. You also understand that any testimonials or endorsements by our customers or audience represented on our programs, websites, content, landing pages, sales pages or offerings have not been scientifically evaluated by us and the results experienced by individuals may vary significantly.

20. NON-DISPARAGEMENT The Parties agree and accept that the only venue for resolving such a dispute shall be in the venue set forth hereinbelow. The parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. Neither Client nor any of Client’s associates, employees or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statements of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its programs, members, owner directors, officers, affiliates, subsidiaries, employees, agents or representatives.

21. ASSIGNMENT The Client may not assign this Agreement without the express written consent of the Company.

22. MODIFICATION Company may modify the terms of this agreement at any time. All modifications shall be posted on the MyMoneyEDU’s website and purchasers shall be notified.

23. TERMINATION Company is committed to providing all clients in the Program with a positive Program experience. By purchasing this product, Client agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Client’s participation in the Program without refund or forgiveness of monthly payments if Client becomes disruptive to Company or Participants, Client fails to follow the Program guidelines,is difficult to work with, impairs the participation of the other participants in the Program or upon violation of the terms as determined by Company. Clients will still be liable to pay the total contract amount. 

24. AUTOMATIC RENEWAL This Agreement shall be renewed automatically for succeeding terms of twelve (12) months each unless either party gives written notice to the other at least sixty (60) days prior to the expiration of the agreement.

25. INDEMNIFICATION Client shall defend, indemnify, and hold harmless Company, Company’s officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or wilful misconduct by Company, or any of its shareholders, trustees, affiliates or successors. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Client recognizes and agrees that all of the Company’s shareholders, trustees, affiliates, and successors shall not be held personally responsible or liable for any actions or representations of the Company. In consideration of and as part of my payment for the right to participate in MyMoneyEDU Programs, the undersigned, my heirs, executors, administrators, successors, and assigns do hereby release, waive, acquit, discharge, indemnify, defend, hold harmless and forever discharge MyMoneyEDU and its subsidiaries, principals, directors, employees, agents, heirs, executors, administrators, successors, and assigns and any of the training instructors, guides, staff or students taking part in the training in any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter "Releases") of and from all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from my participation in the Programs.

26. RESOLUTION OF DISPUTES If not resolved first by good-faith negotiation between the parties, every controversy or dispute relating to this Agreement will be submitted to the American Arbitration Association. All claims against Company must be lodged within 100-days of the date of the first claim or otherwise be forfeited forever. The arbitration shall occur within ninety (90) days from the date of the initial arbitration demand. The parties shall cooperate to ensure that the arbitration process is completed within the ninety (90) day period. The parties shall cooperate in exchanging and expediting discovery as part of the arbitration process. The written decision of the arbitrators (which will provide for the payment of costs) will be absolutely binding and conclusive and not subject to judicial review and may be entered and enforced in any court of proper jurisdiction, either as a judgment of law or a decree in equity, as circumstances may indicate. In disputes involving unpaid balances on behalf of Client, Client is responsible for any and all arbitration and attorney fees.

27. EQUITABLE RELIEF In the event that a dispute arises between the Parties for which monetary relief is inadequate and where a Party may suffer irreparable harm in the absence of an appropriate remedy, the injured Party may apply to any court of competent jurisdiction for equitable relief, including without limitation a temporary restraining order or injunction.

28. NOTICES Any notices to be given hereunder by either Party to the other may be affected by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Notices delivered personally shall be deemed communicated as of the date of actual receipt; mailed notices shall be deemed communicated as of three (3) days after the date of mailing. For purposes of this Agreement, "personal delivery" includes notice transmitted by fax or email. Email: support@mymoneyedu.com. This Agreement shall be binding upon and inure to the benefit of the parties hereto, their respective heirs, executors, administrators, successors, and permitted assigns. Any breach or the failure to enforce any provision hereof shall not constitute a waiver of that or any other provision in any other circumstance. This Agreement constitutes and contains the entire agreement between the parties with respect to its subject matter, supersedes all previous discussions, negotiations, proposals, agreements, and understandings between them relating to such subject matter. This Agreement shall be governed by and construed in accordance with the laws of the State of Georgia, United States of America.

29. RESULTS DISCLAIMER Every effort has been made to accurately represent this product and its potential. This site and the products offered on this site are not associated, affiliated, endorsed, or sponsored by Facebook, nor have they been reviewed, tested or certified by Facebook. There is no guarantee that you will get results using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Results potential is entirely dependent on the person using our product, ideas, and techniques. We do not position this product as a "get rich scheme." Any claims made or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas, and techniques mentioned, your finances, knowledge, and various skills. Since these factors differ according to individuals, we cannot guarantee your success or result level. Nor are we responsible for any of your actions. Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as "anticipate," "estimate," "expect," "project," "intend," "plan," "believe," and other words and terms of similar meaning in connection with a description of potential results or financial performance. Any and all forward-looking statements here or on any of our sales material are intended to express our opinion of results potential. Many factors will be important in determining your actual results, and no guarantees are made that you will achieve results similar to ours or anybody else’s, in fact, no guarantees are made that you will achieve any results from our ideas and techniques in our material.

30. AUTHORIZATIONS By signing below, each of the above listed business and business owners (individually and collectively, the “Applicant”) certifies that Applicant is authorized to submit this application on behalf of the above named business. Applicant certifies that all information and documents submitted in connection with this Application are true, correct and complete and may be relied upon by Fundlev, Inc. and/or its affiliates and subsidiaries (collectively, “FundLev”). Applicant shall immediately notify FundLev of any material change in financial condition. Applicant also authorizes FundLev to transmit and share this Application, along with any information obtained in connection with this Application, excluding consumer credit reports, with any or all of its’ affiliates, successors, assigns and designees, including third party lenders (“Recipients”). Applicant further authorizes FundLev and all Recipients to request, receive and review any consumer, personal and business reports and other information about Applicant, including comprehensive credit histories or hard credit pulls, credit card processor statements and bank statements, from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, and from other credit bureaus, banks, creditors and other third parties.. Further, Applicant gives FundLev, or an agent acting on its behalf, permission to call and/or send you text/SMS messages at the phone number(s) provided above, including your wireless number, using an automated telephone dialing system or other similar system for marketing purposes. Applicant understands that by signing below, Applicant is providing ‘written instructions’ to FundLev and its affiliates and subsidiaries. under the Fair Credit Reporting Act authorizing FundLev and its affiliates and subsidiaries to obtain information from Applicant’s personal credit profile or other information from Experian. Applicant authorizes FundLev to obtain such information solely to pre- qualify Applicant for Business Financing. Furthermore, Applicant hereby waives and releases any claims against FundLev and its affiliates and subsidiaries, all Recipients, and any information?providers arising from any act or omission relating to the requesting, receiving or release of the information obtained in connection with this application. This authorization shall be valid for one hundred twenty (120) days unless revoked in writing by Applicant.Notice: If your Application for business credit is denied, you have the right to a written statement of the specific reasons for the denial within 30 days of FundLev receiving your request for the statement. To obtain the statement, please contact FundLev at the above email address or phone number within 60 days from the date you are notified of the credit decision. The Federal Equal Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, 600 Pennsylvania Ave. NW, Washington, DC 20580. By providing my wireless phone number to FundLev, I agree and acknowledge that FundLev may call my landline and/or wireless phone number for any purpose, including marketing purposes, using all methods now known and discovered in the future, including, but not limited to, auto-dialers, artificial messages, pre-recorded messages, and general telemarketing practices. I agree that these calls may be regarding the products and/or services that I have previously purchased and products and/or services that FundLev may market to me. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive calls from FundLev at my wireless number.