Types of Capital Overview
Proofing Station’s PS Fund I is an impact-first investment fund focused on increasing access to capital for small and mid-sized entities in the Midwest regional food and agriculture supply chain. The Fund addresses persistent capital gaps by providing the following types of capital:
Debt: Loans with adaptable terms designed to meet the specific needs and cash flow situations of businesses.
Equity: Capital provided in exchange for ownership shares, allowing businesses to grow without the pressure of immediate debt repayment. There is an expectation that capital will be returned within 5-7 years for Proofing Station equity investments.
Credit Enhancements: Financial products such as guarantees that improve the creditworthiness of businesses, making it easier for them to secure funding.
Please note, this is not an exhaustive list of fund capabilities and financing structures. Not all of these alternatives may be suitable or available for every individual business. We encourage you to reach out for a more tailored discussion.