Is it true I can ask my insurance company to process my out-of-network claims as an in-network benefit and receive reimbursement at an in-network rate?
Yes!
Federal and Alaska State Laws have both stipulated that specialized and post-stabilization care not readily available in your imediate area by an in-network provider meet the criteria for your insurance carrier to process your claim with an out-of-network provider as an in-network benefit, at your in-network rate.
Post-stabilization is a term used to describe services related to an emergency medical condition. These services are provided after the person's immediate medical problems are “stabilized or unlikely to decline.” Services may be used to stabilize, improve, or treat your condition.
Anyone who has been seen either in the emergency department or had an urgent care visit (even seen with their own primary care provider) prompted by their condition meets this criteria and definition for "post-stabilization care."
Lastly, services or care must be readily available in your area. If an in-network provider:
(1) cannot immediately accept you on their caseload
(2) does not work with the condition, disease, or disorder for which you seek treatment
(3) does not work with pediatric patients if you are an adult
(4) does not work with adult patients if you are a child or minor...
...then you have grounds to request claims from an out-of-network provider to be processed as an in-network benefit.
Although we cannot guarantee your carrier will honor this stipulation, it is your right to make this request for consideration and there is ample legal precedent to support your request.
In our efforts to maximize your true health care benefits, Waring Wellness has written a letter on your behaff for you to use to start this process. Edit the details in the template and submit directly, along with a copy of your invoice/superbill, to your insurance carrier.

They may request your entire report which you have acces to in your PtEverywhere Patient Portal. Your reports are available 24/7 no need to request authorization - these records belong to you.
Click on the image below for more information on how to use your Patient Portal: