• Unsecured Funding Pre-Qualification

    Thank you for taking the time to answer these questions. Your responses will determine what steps are needed to get you approved.
  • 1. Are you a US Citizen or have a green card and social security number?
  • 2. Are you under the age of 72?
  • 4. Do you live in CA or IA?
  • 5. Is your credit score 650 or higher?
  • 6. Is your annual income more than $27,000?
  • 7. Do you have at least 3 open and active trade lines that are at least 6 months old?
  • 8. Do you have less than 6 hard inquiries in the last 6 months?
  • 9. Do you have new credit opened, with your personal credit, in the last 6 months? (Credit Card, Car Loan, Mortgage, Loans, etc)
  • 10. Have you ever filed bankruptcy?
  • 11. Do you have any negative reporting in the last 2 years? (Late payments, collections, etc)
  • 12. Have your total credit card balances been under 60% in the past 3 months?
  • Should be Empty: