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    A first-time homebuyer is any individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property.
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    This helps when determining the products and programs that may be available to you.
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    This could take form as a HELOC (Home Equity Line of Credit OR Home Equity Loan)
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    The outstanding balance can be located on your most recent mortgage statement OR online within your mortgage account. Please include and 2nd mortgage balance in the outstanding mortgage balance for accuracy.
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    This may also be located within your mortgage statement OR on your online mortgage account.
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    Please check all that apply
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