Assignment of Publication Rights: You retain your rights to your photograph; however, by entering the contest, you grant MVSB (Meredith Village Savings Bank and those authorized by MVSB) a royalty-free, world-wide, perpetual, non-exclusive license to publicly display, distribute, reproduce and create derivative works of the entries, in whole or in part, in any media now existing or later developed, for any purpose, including, but not limited to, advertising and promotion of the magazine and its website, exhibition, and commercial products, including but not limited to MVSB publications. Any photograph reproduced will include a photographer credit as feasible. MVSB will not be required to pay any additional consideration or seek any additional approval in connection with such uses.