Thank you for choosing to book a Business Funding Call with EPA Financial!
Before proceeding to complete the intake form, please make sure you meet at least 1 of the following business funding criterias below. If you are unsure if you meet certain requirements or have a question in general, please email us at info@epafinancialsolutions.com for verification PRIOR to booking. We will be happy to assist you!
Syndicated Lines of Credit: up to $250,000 (based on personal credit ) best for startups, eCommerce, Real estate, food and beverages, and home based businesses
- 680+ FICO Score
- No Derogatory Items
- > 4 Inquires in 24 Months
- No New Accounts in Last 6 Months
- No Time In Business
- No Revenue required
Working Capital : $10 million Max -best for construction, medical, food and beverage, retail and eCommerce, service based businesses
- 6 Months Time in Business
- 500 Credit Score Min
- Business Bank Account (No Personal Accounts for Sole Proprietors.
- $10,000 Minimum Monthly Cash Flow (Deposits)
Business Term Loan: $10 million Max- best for retail stores, medical, food and beverage, technology and auto repair industries
- 2 Years Time in Business
- 600+ FICO Score
- $500,000 Annual Sales or $40,000 Monthly Deposits
- Business Bank Account (No Personal Accounts for Sole Proprietors.)
Business Line of credit : $750,000 Max -best for construction, medical, manufactoring, wholesale/distribution, eCommerce industries
- 1 Year Time in Business
- 600+ FICO Score
- $500,000 Annual Sales or $40,000 Monthly Deposits Business Bank Account (No Personal Accounts for Sole Proprietors.)
SBA Loans 7a and 504-$5 million Max-best for retail, food and beverage, assisted living, child care, auto repair industries
- 2 Years Time in Business
- 660+ FICO Score
- $500,000 Annual Sales or $40,000 Monthly Deposits Business Bank Account (No Personal Accounts for Sole Proprietors.)
- No BKs/Liens/Foreclosures in last 3 Years
Equipment Financing-$5 million Max-best for construction, medical, manufactoring, restaurants, trucking, trailers and logistics
- 1 Year Time in Business
- 550+ FICO Score Business Bank Account (No Personal Accounts for Sole Proprietors.)
- Equipment Invoice Required
CannaBusiness Financing-best for BioTechnology, Cultivation and Growing, Hemp and CBD Products, Consumption Devices, and Marketing and Business DEV industries
- 1 Year Time in Business (*6 months TIB if Depositing Over 50,000 per Month)
- $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
- No Minimum FICO
- No Industry restrictions
- No Usage restrictions
- Unsecured solutions available
Financing for Healthcare -best for doctors, dentists, pharmacists, nursing, and telehealth industries
- 1 Year Time in Business (*6 Months TIB if Depositing Over $50,000 Per Month)
- $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
- No Minimum FICO
- Owning a practice is NOT required
- Low Rates and Long terms
- Available to most licensed medical professionals
Women Empowerment Loan- (up to $5 million ) best for medical/healthcare, Spa/Salon/Beauty, Retail, Food and Beverage, and Consulting industries
- 1 Year Time in Business (*6 Months TIB if Depositing Over $50,000 Per Month)
- $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
- No Minimum FICO
Veteran's Business Loans-(up to $5 million ) best for construction, consulting, retail, food and beverage, and sevice based businesses.
- 1 Year Time in Business (*6 Months TIB if Depositing Over $50,000 Per Month)
- $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales
- No Minimum FICO