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  • Self-Insured Medical Expense Reimbursement Program (SIMERP)

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  • The Self-Insured Medical Expense Reimbursement Program (SIMERP) provides employers the opportunity to improve their employees' wellness benefit package while reducing workers' compensation expenses at NO NET COST. It is a hassle-free preventive care program that is compliant with IRS, HIPAA, and ERISA regulations.

    Why SIMERP?

    • Provides Average $14,500 Reduced Gross Pay for Each Employee
    • Provides $630 Per Employee in Potential Payroll Tax Relief
    • Average $1,200 a Year in Additional Care Benefits for Your Employees with No Health Questions. All at No Net Cost to the Employer or Employee.

    Employee Benefits

    • Every Employee Can Use a Preventive Care Management Dashboard.
    • Employees Get Guaranteed Issue Accident, Disability, Critical Illness, and Whole Life Insurance (No Health Questions Needed).
    • Access, Coverage, and Resources Won't Affect Their Take-Home Pay.

    Employer Features

    • Decrease Workers' Comp Costs by Up to 30% Without Policy Changes
    • Boost Morale and Attract Top Talent
    • No Impact on Employer or Employee Net Costs

    HR Features

    • Seamless Integration with All Payroll Systems
    • Minimal Effort for Hr and Payroll Teams
    • Dedicated Client Service Manager for Personalized Support

     

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