Test Form

1
What is your Rental Strategy for the Subject Property?* This field is required.How do you plan to operate the property and generate revenue - Short Term Rental, Long Term Rental or Mid-Term Rental?
SHORT TERM RENTAL (< 30 Days) - You plan to rent the property on a short term basis on AirBnB, VRBO, Booking.com or similar site.
LONG TERM RENTAL (6 - 12+ Month Lease) - You plan to lease the property to a tenant on a long term basis - typically 6 to 12 months in duration.
MID-TERM RENTAL (30+ Days) - You plan to rent the property on a mid-term basis to traveling nurses, as corporate housing, insurance housing, etc - typically 1 - 6 months in duration.
2
Deal Type for Integration
Short Term Rental
Long Term Rental
Mid-Term Rental
3
What is the Purpose of the Loan you are looking for?* This field is required.
PURCHASE = You are looking to buy a turnkey/rent ready rental property.
CASH OUT REFINANCE = You currently own the property and are looking to take cash out as part of this refinance.
RATE & TERM REFINANCE = You currently own the property and are looking to refinance an existing mortgage (no cash out).
DELAYED PURCHASE - You currently own the property and are looking to refinance from an all cash purchase within 6 months.
4
Loan Purpose for Integration
Purchase
Cash Out Refinance
Rate & Term Refinance
Delayed Purchase
5
Is the Subject Property currently Under Contract?* This field is required.Please select YES if you currently have a signed Purchase and Sale Contract for the Subject Property.
YESNO
6
What is the Purchase Price?* This field is required.Please enter your desired Purchase Price for the Subject Property or the currently accepted Purchase Price listed on the Purchase and Sale Contract.
7
What was the Original Purchase Date?Please enter the date the Subject Property was Originally Purchased.
Date
Month
Day
Year
8
What was the Original Purchase Price?* This field is required.Please enter the Purchase Price that was paid for the Subject Property when it was Originally Purchased.
9
What was the Value of any Documented Improvements or Renovations performed on the Subject Property?* This field is required.Please enter the value of any recent renovations or improvements that were completed at the Subject Property. The cost to decorate or stage the Subject Property with furnishings does not qualify. If nothing has been completed, please enter "0".
10
What is the Value of any Current Outstanding Loans on the Subject Property?* This field is required.Please enter the total value of any current outstanding loans or liens recorded against the Subject Property.
11
What is the Current Interest Rate on any Outstanding Loans on the Subject Property?* This field is required.Please enter the current interest rate for any currently outstanding loans or liens on the Subject Property.
12
What is the Current Loan Maturity Date?Please enter the date any currently outstanding loans or liens are set to mature and/or need to be paid off.
Date
Month
Day
Year
13
What is the estimated Current Value of the Subject Property?* This field is required.Please enter the estimated current market value of the Subject Property.
14
What is the Requested Loan Amount?* This field is required.Maximum Loan to Value (LTV) for a Purchase is 85% LTV, Rate & Term Refinance is 80% LTV, Cash Out Refinance is 75-80% LTV.
15
Loan Amount for Integration
16
LTV Requested
17
What is the Contractural and/or Desired Close of Escrow (COE) Date?* This field is required.Please enter the desired or contractural date you would like the new loan to close for the Subject Property.
Date
Month
Day
Year
18
What is the Subject Property type?* This field is required.Please enter the type of property for the Subject Property.
Single Family Residential (SFR)
2 - 4 Unit
Townhome
Condo
Multi-Family (5 - 8 Units)
Multi-Family (9 - 20 Units)
Condo-Hotel
19
What is the Address of the Subject Property?* This field is required.
Street Address
Street Address Line 2
City
Please Select
Please Select
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
State
Zip Code
Please Select
Please Select
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
Somaliland
South Africa
South Ossetia
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
Trinidad and Tobago
Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
Isle of Man
US Virgin Islands
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Other
Country
20
Enter the total Number of Units, Bedrooms and Bathrooms for the Subject Property* This field is required.For a Multi-Unit Property, please enter the CUMULATIVE number of Units, Bedrooms and Bathrooms.
Total Number of Units
Total Number of Bedrooms
Total Number of Bathrooms
21
How many Total Acres does the Subject Property have?* This field is required.Please enter the total number of acres for the Subject Property.
2 Acres or Less
2 - 5 Acres
5 - 10 Acres
10 - 20 Acres
20+ Acres
Unknown
22
What is the Gross Short Term Rental Income per Year (before any expenses)?* This field is required.If you do not know the Gross Annual Short Term Rental Income, please click HERE to obtain a free estimate through our partnership with AirDNA:
23
What Sources did you use to determine the Gross Annual Short Term Rental Income?* This field is required.Please check ALL that apply.
AirDNA (Short Term Rental Projections)
Rabbu (Short Term Rental Projections)
Historical P&L's (From Current Owner/Seller)
Mashvisor (Long Term Rental Projections)
Rent-o-Meter (Long Term Rental Projections)
Internal Projections
Other
24
What is the Gross Annual Mid-Term Rental Income for the Subject Property?* This field is required.Please enter the gross annual income (before expenses) that the Subject Property would generate when leased to Mid-Term Rental tenants.
25
What is the Gross Annual Long Term/Market Rental Rate if the property were to be leased on a standard 12 Month Basis?* This field is required.Please enter the gross annual income (before expenses) that the Subject Property would generate if it were leased to a tenant on a standard 12 Month basis.
26
How many Months of Historical/Actual Income History does the Subject Property have?* This field is required.Please enter the total number of months of documented and verified Rental Income History for the Subject Property.
NONE: New Rental Property
NONE: Reno/Const. Recently Completed
0 - 6 Months
7 - 11 Months
12+ Months
27
Is the Subject Property currently Leased?* This field is required.
YES
NO
N/A - Short Term or Mid-Term Rental
28
Please enter the total YEARLY Expense Information for the Subject Property?* This field is required.Please enter the TOTAL amount of expenses PER YEAR for Property Taxes, Insurance and HOA Fee (if applicable)
Annual Property Taxes
Annual Insurance Expense
Annual HOA Fees (if applicable)
29
What is your First and Last Name?* This field is required.
First Name
Last Name
30
What is the best contact Email Address?* This field is required.
example@example.com
31
What is the best contact Phone Number?* This field is required.
Please enter a valid phone number.
32
What is your Citizenship Status?* This field is required.We have loan programs for both US Citizens and Foreign Nationals. Typically the maximum LTV for Foreign Nationals will be reduced compared to US Citizens.
USA Citizen
Canada Citizen
Foreign National - With Visa
Foreign National - No Visa
33
What is your expected FICO Score?* This field is required.If you do not know your FICO Score - please visit www.myFICO.com or www.creditkarma.com to obtain an estimate of your FICO Score. Please note that mortgage lending primarily uses the FICO Score 5 or other similar score for real estate mortgages.
800+
780 - 799
760 - 779
740 - 759
720 - 739
700 - 719
680 - 699
660 - 679
640 - 659
620 - 639
600 - 619
Below 600
No FICO Score
Unknown
34
Are you a First Time Home Buyer or First Time Investor?* This field is required.
FIRST TIME HOME BUYER - I have never purchased a Primary Residence or Investment Property
FIRST TIME INVESTOR - I've purchased a Primary \Residence, but this is my first Investment Property
NEITHER - I have purchased both Primary Residences and Investment Properties
Other
35
FTHMB / FTINV for Integration
FTHMB
FTINV
NEITHER
36
Do you currently own a Primary Residence?* This field is required.
YES - for 12+ Months
YES - for less than 12 Months
NO - I do not own a Primary Residence
37
Primary Home Ownership for Integration
12+ Months
Less Than 12 Months
None
38
How will the Title be held for the Subject Property/Loan?* This field is required.
Personal Name(s)
Limited Liability Corporation (LLC)
Corporation (C-Corp or S-Corp)
Trust (Allowable on a Case by Case Basis)
Undecided
39
What is your Ownership Percentage of this Deal?* This field is required.
40
Will there be Multiple Borrowers/Owners for this loan?* This field is required.
YESNO
41
Enter the Names of the Additional Borrowers and their associated Ownership Percentage and FICO Scores:* This field is required.Please enter the below information for each additional borrower and hit SAVE BORROWER after each entry. When complete, hit NEXT:
42
Enter the Total COMBINED Real Estate Experience for ALL Borrowers/Guarantors?* This field is required.COMBINED Number of Rental Properties Owned by All Borrowers/Guarantors - ALL FIELDS REQUIRED:
# of STRs owned (w/in 100 miles of Subject Property)?
# of STRs owned Nationwide?
# of STRs operated for 12+ months?
# of ALL Rental Properties Owned Nationwide?
43
Enter the estimated LIQUIDITY amount. COMBINDED for all Borrowers/Guarantors:* This field is required.LIQUIDITY includes Cash and Near Cash Assets such as Personal/Business Checking and Savings Accounts, Investment/Brokerage Accounts, ROTH IRAs, Etc. 401ks or Other Pre-Tax Retirement Accounts are typically EXCLUDED.
44
Enter the estimated NET WORTH amount. COMBINED for all Borrowers/Guarantors:* This field is required.
45
Credit / Payment / COVID History* This field is required.Check All that Apply for ANY of the Borrowers for both Primary and/or Investment Properties:
(1) or More 30 Day Late Mortgage Payments in the last 12 Months
(1) or More 60 Day Late Mortgage Payments in the last 12 Months
No Home Ownership/Mortgage Payment History on ANY Property (Primary or Investment)
Bankruptcy / Foreclosure / Deed in Lieu / Short Sale - within the last 3 Years
COVID Related Forbearance - Primary and/or Investment Properties
NONE OF THE ABOVE
46
Where did you hear about us? (Enter discount code here if you have one)* This field is required.
47
Contact Source
Should be Empty: