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General Liability + Workers Compensation
Company Name
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Phone Number
*
Please enter a valid phone number.
Existing Applicant?
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Yes
No
EZLynx URL
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Please confirm the customer address, email, and phone number. Does the current info match EZlynx?
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Yes, it's correct
No, we need to update.
Describe the changes:
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Legal Entity Type
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LLC
Partnership
Corporation
Individual/Sole Proprietorship
Business Start Year
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EIN
*
Address
*
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
Is the state above the same state in which your business operates?
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Yes
No, i work in another state.
Email
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example@example.com
Owner Name
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First Name
Last Name
Date of Birth
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-
Month
-
Day
Year
Date
Gender
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Male
Female
Years of experience in this industry
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Is there another owner?
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Yes
No
Owner Name
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First Name
Last Name
Date of Birth
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-
Month
-
Day
Year
Date
Gender
*
Male
Female
Years of experience in this industry
*
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Please explain in detail how you would describe your business and the services you offer.
Please select your industry:
Contractor (construction work or other trade contractor)
Janitorial (residential and/or commercial cleaning)
Garage (car dealership, mechanic, body shop)
Transportation (long haul trucking, towing company, delivery)
Restaurant (casual dining, fine-dining)
Office (doctors office, other office)
Retail or Store (clothing store, grocery store, boutique)
Professional Service (accountant, insurance agent, consultant)
Personal Service (hairdresser, nail salon, spa, tattoo parlor, groomer, babysitter)
Other
Contractors: Do you do remodeling, new construction, or both?
Remodeling only (Discount)
New construction only
Both
Contractors: How much of your work is new construction (building has not been occupied) vs. remodeling (adding to or changing and existing building)?
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New Construction
Remodeling
Contractors: Do you do work on homes still being built (new residential construction)?
Yes, i help to build new homes.
No, the new construction that i do is ONLY commercial work. (Discount- New Residential Construction will be excluded. You will still be covered for new commercial work)
Contractors: How much of this work is residential (homes) and how much is commercial (buildings, apartments)?
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Residential
Commercial
Contractors: Does your work include any of the following?
Carpentry
Concrete
Door/Window
Electrical Work
Flooring
Framing (Structural)
Fence Install
HVAC
Landscaping
Painting
Plumbing
Pressure Washing
Remodeling
Roofing
Other
Contractors: Do you perform work on only Custom Homes or do you work on Tract Homes or Condominiums?
I work on Custom Homes only. (Discount- This coverage will be excluded)
I work on Tract Homes and/or Condominiums.
Janitorial: How much of this work is residential (homes) and how much is commercial (buildings, offices)?
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Residential
Commercial
Janitorial: Do you do any exterior cleaning or pressure washing?
Yes
No
Janitorial: Is the exterior work done from the ground only?
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Yes, only from the ground
No, I work above ground level as well (ex. ladders)
Janitorial: Do you do any carpet, rug, or upholstery steam cleaning?
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Yes
No
Janitorial: Do you wax floors in commercial buildings or stores (not including offices)?
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Yes
No
Janitorial: Do you clean up construction debris from new construction homes? (This does not include cleaning up debris after renovations to existing homes or perfomring a regular "house cleaning" before the owner moves in.) Many carriers exclude work on new construction homes, so if you do this we'll make sure to find a policy that covers you for this type of work.
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Yes, I clean up construction debris and trash.
No, I only do regular house cleaning (vacumming, sanitizing, etc).
Painting: Is the painting interior, exterior, or both?
Interior only
Exterior only
Interior and Exterior
Plumbing: Are you performing plumbing related to the installation, replacement, or modification of plumbing systems, such as water supply lines, drain/waste/vent piping, or gas lines?
Yes, i do that type of work.
No, when i say plumbing i am referring to replacing a faucet or toilet, unclogging drains, minor leak repairs.
Flooring: What types of flooring do you work with?
Hardwood
Vinyl, Laminate, LVP
Carpet
Tile
Other
Carpentry: What types of carpentry do you do?
Interior (ex. wood flooring, cabinets, trim)
Exterior (ex. decks, porches)
Structural (ex. rough framing)
Pressure Washing: Is the pressure washing done from the ground level only?
Yes, only from the ground.
No, I get up on a ladder.
Electrical: Are you performing electrical work related to the installation, replacement, or modification of electrical wiring, panels, circuits, or power systems?
Yes, I do this type of work.
No, only things like replacing light fixtures, changing switches or outlets (like-for-like), installing ceiling fans on existing wiring, resetting breakers.
Electrical: Is the electrical work only within buildings (internal wiring and cabling, light fixtures, etc) or do you also perform work outside of buildings (street lighting, traffic signals, etc)?
Within buildings only
Outside of buildings only
Both
Concrete: What types of concrete do you do?
Flatwork (non-structural work for example floors, driveway, sidewalk, roads)
Residential (related to the home for example home foundations, slabs, patios)
Commercial OR vertical (not flatwork or residential example commercial foundations, retaining walls)
Remodeling: Please explain the kinds of remodeling work that you do.
Framing: In the insurance world Framing = building the structural skeleton of a structure, not the finishing work. Do you do this?
Yes, I build the structural skeleton of a structure.
No, I only do trim work or non-structural framing of a door or window.
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Estimated Annual Revenue/Gross Sales
*
This is the TOTAL amount received for your services before taxes and expenses.
Do you have employees, helpers, or use subcontractors?
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Yes, employees only
Yes, subcontractors only
Yes, employees and subcontractors
No, I work alone.
How many employees do you have?
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What do you estimate the total annual payroll to be for employees?
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*TIP:* If there are multiple class codes (multiple types of work), please specify below the employee split for each class. (ex. flooring: 3 employees, painting: 2 employees)
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Example: flooring: 3 employees, painting: 2 employees. You can ask "how many employees do you have that do _____, and how many that do _____?
What do you estimate the total annual payroll to be for insured subcontractors?
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Do all subcontractors provide you a Certificate of Insurance (COI), with your company name listed as the Certificate Holder? If not, GO BACK to the previous page and add them as UNINSURED subcontractors.
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Yes, I keep copies of COI
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General Liability protects your business from financial loss due to claims of bodily injury, property damage, personal injury, or advertising injury caused by your business operations. Do you want a quote for General Liability?
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Yes
No
Describe your current coverage status
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I currently have general liability insurance
I had coverage but it was cancelled/expired
I have never had general liability insurance
What is/was the expiration date of your current/prior policy?
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What insurance carrier?
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In the last 5 years have you had any losses or filed any claims? Please also request the LOSS RUNS in case this is requested. You can upload at the end of the form or send to us later!
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Yes, I have had a loss or claim.
No, I have had no losses or claims.
Please explain in detail about the loss, including the date and amount paid by the insurance company.
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General Liability does not cover claims related to errors or mistakes in your work. If someone sues you because of how the work was performed, that would fall under Professional Liability. Would you like a quote for that coverage?
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Yes
No
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Workers Compensation covers employee work related injuries and illnesses, as well as lawsuits against your business as the employer. You may choose to include yourself however this will be an additional cost. Do you want a quote for Workers Compensation?
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Yes
No
Describe your current coverage status
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I currently have Workers Compensation insurance
I had coverage but it was cancelled/expired
I have never had Workers Compensation insurance
What is/was the expiration date of your current/prior policy?
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What insurance carrier?
In the last 5 years have you had any losses or filed any claims? Please also request the LOSS RUNS in case this is requested. You can upload at the end of the form or send to us later!
Yes, I have had a loss or claim.
No, I have had no losses or claims.
Please explain in detail about the loss, including the date and amount paid by the insurance company.
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Since you have no employees, do you want a "ghost policy" (minimum coverage, only used to send proof of insurance) or coverage for yourself as the owner? *Coverage for the owner is more expensive.
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Minimum coverage/Ghost Policy
Coverage for owner
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Are you working for any specific contractors or already have a sample of the insurance requirements?
Please upload any documents that may help us quote (sample COI, identification, prior coverage, etc.)
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For internal use:
URGENT QUOTE
Agent Name
Please Select
Angela
Bruna
Carolina
Maria
Muriel
Silvana
Vivianne
Una
Arthur
Gastao
Agent ID
Referral Partner
Please Select
N/A
Rosa
Luciana/Nextcellent
EZ Auto
Next Car
Gastao
Bruna
Other
Franklin Nunez
Referral Partner ID
Customer Language:
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English
Portuguese
Spanish
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