General Liability + Workers Compensation
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  • General Liability + Workers Compensation

  • Format: (000) 000-0000.
  • Business Information

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  • Exposures/Type of Work

  • Restaurant Questions:

  • Contractor Questions:

  • Note: We will add a 25% discount for having New Residential Construction excluded. You will still be covered for new construction if it is considered Commercial work. If you prefer to keep this coverage included please change your answer above to YES.

  • A TRACT HOME is a house that is part of a residential community or subdivision where many homes share the same or very similar floor plans, materials, and exterior designs. These homes are usually built in groups by a single builder. If you perform this type of work, you may be assigned to complete multiple homes within the same community in a short period of time.

    MULTI-UNIT HOUSING refers to residential buildings that contain multiple separate living units within a single structure or complex. Examples include duplexes, triplexes, apartment buildings, and condominiums. Each unit is designed for a different household, but they share the same building structure and often common systems such as roofing, plumbing, electrical, hallways, and parking areas. If you perform this type of work, the project may involve working on multiple units within the same building or complex rather than a single home.

    A CUSTOM HOME is designed and built specifically for a single homeowner. The floor plan, materials, and details are selected individually, and the home is typically a one-of-a-kind build. This applies, for example, when a homeowner owns a piece of land and hires a company to build a house on it. If you perform this type of work, the project is for one individual home rather than multiple homes within a subdivision.

  • Note: We will add a 20% discount for having Tract Home/Multi-Unit Housing excluded. You will still be covered for new construction if it is considered Commercial work. If you prefer to keep this coverage included please change your answer above to YES.

  • Janitorial Questions:

  • Note: Many carriers exclude work on new construction homes, so if you do this we'll make sure to find a policy that covers you for this type of work.

  • Door/Window Questions:

  • Painting Questions:

  • Plumbing Questions:

  • Note: This type of work requires a plumbing license. We will not be able to offer a quote for this class code without the proper licensing.

  • Flooring Questions:

  • Carpentry Questions:

  • Pressure Washing Questions:

  • Electrical Questions:

  • Note: This type of work requires a contractors license. We will not be able to offer a quote for this class code without the proper licensing. 

  • Note: This would be considered handyman type work. You will not see the electrical class code on the quote because to have this coverage requires a contractors license.

  • Concrete Questions:

  • Remodeling Questions:

  • Framing Questions

  • Welding/Metal Work

  • HVAC Questions:

  • Note: This type of work requires a contractors license. We will not be able to offer a quote for this class code without the proper licensing.

  • Roofing Questions:

  • Note: You will be redirected at the end of this form to complete the Roofing Supplemental Application. THIS IS REQUIRED TO QUOTE ROOFING!

  • Note: This type of work requires a roofing license. We will not be able to offer a quote for this class code without the proper licensing.

  • Demolition Questions:

  • Rating Information

    Your quote will be based on the following information. Try to answer as accurately as possible.
  • General Liability

    General Liability protects your business from financial loss due to claims of bodily injury, property damage, personal injury, or advertising injury caused by your business operations.
  • Workers Compensation

    Workers Compensation/Employers Liability covers employee work related injuries and illnesses, as well as lawsuits against your business as the employer. You may choose to include yourself however this will be an additional cost.
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