Center for Changing Lives is a nonprofit, HUD-approved, comprehensive housing counseling agency. We serve all clients regardless of income, race, color, religion/creed, sex, national origin, age, family status, disability, or sexual orientation/gender identity. We administer our programs in conformity with local, state, and federal anti- discrimination laws. As a housing counseling program participant, you are not obligated to use the products and services of Center for Changing Lives or our industry partners.