ANNUAL PERCENTAGE RATE 0%
- COST OF YOUR CREDIT AS A YEARLY RATE
FINANCE CHARGE $0
- THE DOLLAR AMOUNT THE CREDIT WILL COST YOU
AMOUNT FINANCED $390.00
- THE AMOUNT OF CREDIT PROVIDED TO YOU OR ON YOUR BEHALF
TOTAL OF PAYMENTS $390.00
- THE AMOUNT YOU WILL HAVE PAID AFTER YOU HAVE MADE ALL PAYMENTS AS SCHEDULED ( DOES NOT INCLUDE DOWN PAYMENT)
TOTAL SALES PRICE $468.00
- THE TOTAL COST OF YOUR PURCHASE ON CREDIT INCLUDING YOUR DOWN PAYMENT OF $125
YOUR PAYMENT SCHEDULE WILL BE:
NUMBER OF PAYMENTS 5
AMOUNT OF PAYMENTS $78 (EXCEPT THE LAST PAYMENT, WHICH IS $78)
WHEN PAYMENTS ARE DUE:
Today and then monthly on the same date of each month thereafte or, in the case of a month which does not have such a date, the last day of such month. Note: If you are making a down payment, then you will pay one amount today: (i) your down payment and (ii) your first monthly payment
PREPAYMENT: You may pay your outstanding balance in whole or in part at any time without penalty.
ADDITIONAL INFORMATION: See your Contract below for additional information about nonpayment, default, the right to accelerate the maturity of the obligation, and any required repayment in full before the scheduled date.
Itemization of the Amount Financed of $ 390.00
Buyer ("you" or "your") agrees to buy the following Club Extreme 88 Membership Membership $ 468.00 Amount allocated to your account. ("membership") Cooper's eSports ("Seller", "we", "us", or "our"):
Your Membership are subject to their applicable terms and conditions. You agree to pay Seller in addition to your down payment the "Total of Payments" identified above by credit/debit card in accordance with the terms of this Contract, including the payment schedule identified above.
In addition to all other obligations in this Contract, you agree to the following:
Payment: Your down payment (if any) may be made by cash (if this Contract is entered into in person), credit/debit card, or other payment method which is acceptable to us; however, all other payments must be made through automatic charges to your credit/debit card account. On your final payment due date, all other amounts owing under this Contract shall also be due. All payments shall be made to Seller. No bills or invoices will be issued for any payments, except that a bill or invoice may be issued for past due amounts. Any past due amounts shall remain due and owing even if a bill or invoice is not issued. No payments under this Contract (other than the down payment, if applicable) may be made in cash. Note: Payments may be posted to your credit or debit card on dates which are later than the payment due date.
Default: If you default in the payment of any installment when due, Seller may at its option declare the unpaid "Total of Payments" to be immediately due and payable without demand or notice. If any attempt is made to use the membership during a period when you are delinquent in any payment due under this Contract, we reserve the right to deny some or all members the use of privileges under their memberships. We have the right, but not the obligation, to inform the member at the time of denial of admission that their membership are currently invalid due to non-payment and then refer them to you for any questions. If Seller or its affiliate offers special terms for renewal of any membership and you default in the payment of any installment when due, you shall not be eligible for such special terms. You shall be responsible for paying the expenses we incur in attempting to collect any amounts due under this Contract that are not paid when due, including court costs and reasonable attorneys' fees if referred for collection to an attorney not a salaried employee of Seller. You agree that it is impossible to determine at the time you agree to this Contract, the damage and loss that we would incur from the failure or default of your obligations under this Contract. Therefore, without limiting any of our rights under this Contract, in the event that we do not receive a payment from you by the due date, and you have not cured such nonpayment within ten (10) days of written notice of nonpayment, or in the event of membership revocation, we may revoke any membership and continue to collect any amounts due as described in the Revocation section. In addition, if you default under this Contract, we reserve the right to not sell any other memberships to you under another retail installment contract.
Revocation: The benefits of each membership are indivisible and are not monthly benefits. Each membership provides the member with pre-specified revocable privileges which may be changed or canceled by us at any time without notice. These privileges are subject to the T&Cs and the center rules. By means of example only, and without limiting our right to revoke any or all of your memberships for other reasons, if you default on any payment to us, or if you or anyone for whom you have purchased a membership under this Contract uses a membership for commercial purposes, whether within or outside the Cooper's eSports center, or engages in activity which we in our sole discretion deem to be improper, including without limitation vandalism, fighting or rowdy behavior, or violates the T&Cs or Center Rules, then the applicable membership may be subject to immediate revocation. We reserve the right, in our sole discretion, to cancel any such membership and either continue to collect all amounts due under this Contract as set forth herein, including all amounts due with respect to a revoked membership, or declare the unpaid "Total of Payments" to be immediately due and payable. We shall have no duty to mitigate any damages incurred by us as a result of a failure, default, or violation by you or any member.
Suspension: If you or anyone for whom you have purchased a membership under this Contract is suspected of violating any provision of this Contract, any of the T&Cs, the center Rules, or any other rules, regulations or policies of the Cooper's eSports center we may suspend the membership held by such person on a month-to-month basis subject to our investigation of the alleged violation. We will continue to collect all monthly payments due under this Contract, including the monthly payment for the membership whose membership has been suspended, during any such suspension. Upon the conclusion of the investigation and depending upon the findings of such investigation, the suspended membership will either be reinstated and extended to cover the period during which such membership was suspended, reinstated without extension for the suspension period, or immediately revoked. In any event we may continue to collect all amounts due under this Contract as set forth herein or declare the unpaid "Total of Payments" to be immediately due and payable.
Miscellaneous: (1) We may delay or waive enforcement of any of the provisions of this Contract, including your promise to make timely payments, without losing our right to enforce the same or any other provision later. (2) You waive the right to receive notice of any waiver or delay or presentment, demand, protest or dishonor. (3) This Contract (which incorporates the T&Cs and the center Rules) and any online terms and conditions applied at the time of sale of the membership, contains all of the agreements between the parties with respect to the subject matter hereof and may not be assigned by you. All prior agreements and representations concerning this subject matter are superseded. We may assign our rights under this Contract to a third party without notice to you. (4) Should any term herein be deemed invalid or unenforceable, the remaining terms shall remain in full force and effect. (5) This Contract is made in the State of California and shall be governed by and construed under the laws of the State of California. (6) Any dispute or legal action between you and us arising out of or in connection with this Contract shall be commenced and maintained exclusively in the California Superior Court in and for Orange County (or if the Superior Court shall not have jurisdiction over the subject matter thereof, then in such other court sitting in said county and having subject matter jurisdiction) for trial and determination by the court. The parties hereby consent to the jurisdiction of such court and to the service of process outside the State of California pursuant to the requirements of such court in any matter so to be submitted to it. Notwithstanding anything to the contrary contained in this Clause (6), the parties further consent to the enforcement of the judgment of such court in all jurisdictions (both foreign and domestic). (7) Your sole and exclusive remedy for our breach under this Contract shall be an action for monetary damages, and you irrevocably waive any right to any equitable or injunctive relief hereunder. (8) You represent and warrant to us that you are a resident of California, and you acknowledge that we are only willing to enter into this Contract with a resident of California.
Authorization of Automatic Payments: As a condition to this extension of credit, you agree to have all scheduled payments due under this Contract automatically taken from your credit/debit card account set forth above or the credit/debit card account subsequently designated by you or the card issuing company. Your payment shall be automatically charged to that account on approximately the day set forth under "WHEN PAYMENTS ARE DUE" on the first page hereof. If there is not enough credit in your credit/debit card account to cover this payment, it shall be up to you to provide us access to another credit/debit card account or to pay the full amount due. In the event that your credit/debit card account number changes or is scheduled to expire while you still owe payments hereunder, you authorize us to obtain the new account number and/or extended expiration date and to update your account information and we may charge your payments to any new number and use any new expiration date. If the unpaid "Total of Payments" becomes immediately due and payable, we will provide written notice of the new amount due at least ten (10) days before we charge your credit/debit card account.
Your Agreement to the Terms of this Contract: Your agreement to the terms of this Contract shall be evidenced by a copy of this Contract.