• Term Life / Critical Illness Fact Finder

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  • 6) Has any proposed insured; been seen in the past y‌ear by, or been referred to, or have a pending appointment to see any of the following specialists?

    • Cardiology / Cardio vascular surgeon (heart and vascular specialist)
    • Hematology (blood, blood forming organs and lymph nodes specialist)
    • Neurology / Neurosurgeon (nervous system specialist)
    • Endocrinology (endocrine organs / hormonal disorder specialist)
    • Oncology (cancer specialist)
  • 7) In the l‌ast 10 y‌ears has any proposed insured: *

    • Been hospitalized for high blood pressure or any mental nervous disorder?
    • Received or recommended to have any treatment for alcoholism, alcohol or drug abuse or addiction, including but not limited to, counseling or attendance at support groups?
    • Used illegal drugs or prescription medication other than as prescribed or been advised by a member of the medical profession to discontinue or decrease alcohol consumption or drug use?
  • Has any proposed insured ever been diagnosed, treated, tested positive for, or been given medical advice by a member of the medical profession for any of the following conditions? 

    • Heart disorders
    • Coronary Artery Disease (CAD)
    • Heart Attack or Myocardial Infarction (MI)
    • Angina Pectoris
    • Congestive Heart Failure (CHF)
    • Atrial Fibrillation
    • Stroke (cerebral vascular accident)
    • TIA (Transient Ischemic Attack)
    • Emphysema or Chronic Obstructive Pulmonary Disease (COPD)
    • Peripheral Vascular Disease (PVD), Peripheral Arterial Disease (PAD)
    • Crohn's Disease or Ulcerative Colitis
    • Liver Disease, excluding fully recovered Hepatitis A
    • Kidney disorders, excluding kidney stones
    • Portal Hypertension
    • Pulmonary Fibrosis, Cystic Fibrosis
    • Alzheimer's Disease
    • Dementia
    • Blood Disorders
    • Systemic Lupus Erythematosus
    • Tuberculosis (TB)
    • Diabetes
    • Cancer or Tumor/Mass
    • Leukemia
    • Melanoma
    • Skin Cancer (2 or more occurrences)
    • Hodgkin lymphoma or non-Hodgkin lymphoma (NHL)
    • Alcoholism, Alcohol or Chemical Dependency, or Drug or Alcohol Abuse
    • Acquired Immune Deficiency Syndrome (AIDS) or tested positive for Human
    • Immunodeficiency Virus (HIV)
    • Multiple Sclerosis (MS)
    • ALS (Amyotrophic Lateral Sclerosis)
    • Paralysis
    • Organ or stem cell transplant
    • Bipolar Disorder or Schizophrenia
  • 10) In the l‌ast 12 m‌onths, has any proposed insured: 

    • been recommended or scheduled for diagnostic testing (excluding tests related to HIV or AIDS), consultations, treatment, follow-up or surgery by a member of the medical profession that has not been completed?
    • had any testing (excluding tests related to HIV or AIDS)with abnormal findings?
    • had tests (excluding tests related to HIV or AIDS)for which you have not received results?
    • had any unexplained: weight loss, anemia, chronic fatigue, chest pain, shortness of breath, palpitations, chronic cough, gastrointestinal bleeding, lumps in the breast, dizziness or loss of consciousness?
  • Should be Empty: