Please complete this form in full so we can review all your available funding options. This allows us to assess your eligibility, match you with the right lenders or funding programs, and determine your next best steps.
Review each funding options and if you meet requirements, schedule a call with us!
Business Funding Requirements
- 700 credit score ( least 680 credit score)
- 8-10 Primary Accounts in your name
- 2 Credit Cards with at least $5,000 Limit that has been open for 6 months( or a credit card $ comparable with 3-4 years age)
- Credit Card Utilization under 20%
- No Derogatory Remarks
- No Active Bankruptcy
- No Late Payments
- No Collections
- Low Inquiries-4 or less per credit bureau
- Active LLC -no home address, professional email, phone, etc.
Business credit card Stacking up to $250,000 (based on personal credit ) best for startups, eCommerce, Real estate, food and beverages, and home based businesses
- 680+ FICO Score
- No Derogatory Items
- 4 or less Inquires in 24 Months
- No New Accounts in Last 6 Months
- No Time In Business
- No Revenue required
Fast Facts
- 0% Interest up to 18 months
- Does NOT report to personal credit except Capital One
- Monthly payments $500 per $25k
- Up to $200K across 4-6 accounts
Other Business Loans you may qualify for:
Working Capital : $10 million Max -best for construction, medical, food and beverage, retail and eCommerce, service based businesses
- 6 Months Time in Business
- 500 Credit Score Min
- Business Bank Account (No Personal Accounts for Sole Proprietors.
- $10,000 Minimum Monthly Cash Flow (Deposits)
Business Term Loan: $10 million Max- best for retail stores, medical, food and beverage, technology and auto repair industries
- 2 Years Time in Business
- 600+ FICO Score
- $500,000 Annual Sales or $40,000 Monthly Deposits
- Business Bank Account (No Personal Accounts for Sole Proprietors.)
Business Line of credit : $750,000 Max -best for construction, medical, manufactoring, wholesale/distribution, eCommerce industries
- 1 Year Time in Business
- 600+ FICO Score
- $500,000 Annual Sales or $40,000 Monthly Deposits Business Bank Account
- (No Personal Accounts for Sole Proprietors.)
SBA Loans 7a and 504-$5 million Max-best for retail, food and beverage, assisted living, child care, auto repair industries
- 2 Years Time in Business
- 660+ FICO Score
- $500,000 Annual Sales or $40,000 Monthly Deposits Business Bank Account (No Personal Accounts for Sole Proprietors.)
- No BKs/Liens/Foreclosures in last 3 Years
Equipment Financing-$5 million Max-best for construction, medical, manufactoring, restaurants, trucking, trailers and logistics
- 1 Year Time in Business
- 550+ FICO Score Business Bank Account (No Personal Accounts for Sole Proprietors.)
- Equipment Invoice Required
If you have any questions or concerns prior to completing the form, please feel free to email us at info@epafinancialsolutions.com.
If you do not meet the qualifications at this time and would like to discuss other funding opportunities or create a strategy plan on specific loans you do qualify for, book a call with us: https://calendly.com/epafinancial/new-client-1-1-consultation
We look forward to speaking with you soon!