Credit Repair Services Contract

Wealth Consulting Services, LLC.

803-761-0706 

laquonaebwcs@gmail.com

 

I authorize The Wealth Consulting Services, LLC. to dispute information appearing on my credit reports that I believe to be inaccurate, outdated and/or unverifiable.

COST OF SERVICES / METHOD OF PAYMENT:

I will pay Wealth Consulting Services, LLC. to fully complete the services described below. Methods of payments accepted: Credit and Debit Cards and Cash Accepted. Payment plans available:

If you don't have access to all 3 credit reports from Transunion, Experian and Equifax we will require you to obtain a monitoring service of your choice.

We currently refer customers to Identity IQ to get credit reports and scores they charge $9.99 after the first month,  this is not part of our services and fee's. You can choose any credit monitoring service as long as they provide the information we require.

SPECIFIC DESCRIPTION OF SERVICES TO BE PERFORMED BY THE

(CRA's - Credit Reporting Agencies) 1. We will help you obtain all of your credit reports from the 3 major reporting agencies (Experian, Equifax and Transunion) if necessary.

2. We will do a complete Audit of your credit reports with you either by phone or in person to determine inaccurate, outdated and/or unverifiable information contained on your credit reports.

3. We will prepare the appropriate documentation to submit to CRA's to initiate a disputes of inaccurate, outdated and unverifiable items appearing on your credit report.

4. We will also prepare the appropriate documentation to submit disputes and validation request directly to listed creditors/debt collectors on your credit report that you believe to be inaccurate, outdated and/or unverifiable. You will be given frequent updated on your changes as they are made. You will also have access to your CRA's to check your status as desired.

 5. Your information is maintained in a secure password protected server system. Your information will only be released too authorized CRA's, Creditors and organizations necessary to complete the services described in this contract.

ESTIMATED TIME FOR COMPLETION OF SERVICES:

The estimated length of time required to complete the above services is 60-90 days.

90 Day Moneyback Guarantee: If you are not satisfied with the work we performed to improve your credit. We will refund your service payments in full.

1. You must agree to obtain a copy of your credit report from the CRA's or Identity IQ and provide that to Wealth Consulting Services, LLC. to start services explained in this agreement. 2. You must provide proof of your ID, Social Security Number, Mailing Address as required by the CRA's to validate your identity. 3. You agree to pay the fee to obtain your credit reports from the CRA's or idenitity IQ  if applicable. 4. If your account requires debt settlement negotiation's you are required to call your creditors/debt collectors to set up a payment arrangement. 5. You agree to provide all documentation sent to you from the CRA's in a timely manner. You can provide this information by the following: Through email: laquonaebwcs@gmail.com, or through message 803-761-0706 or reach out to arrange pick up or drop off.

THE DEPARTMENT OF FINANCIAL INSTITUTIONS

Do not sign this contract until you have received and read the information statements and notices of cancellation required by state and federal law, even if otherwise advised. By signing this contract you acknowledge receipt of these disclosures prior to the time of signing and agree to the terms of this contract.

You, the buyer may cancel this contract at any time before midnight of the 3rd day after the date of the transaction. See the attached notice of cancellation for an explanation of this right.