This form will allow you to submit your Chapter 40B Application and Pre-Approval letter to CHAPA. Please ensure your application is complete before submitting. Read all instructions and next steps carefully!

Submitting this upload form is not your application. You must submit the Application document.

All currently available CHAPA Chapter 40B homes and applications can be found on MyMassHome.

Please upload the following documents.

• A fully completed Application & Disclosure Form.
• A pre-approval letter sufficient to cover the purchase price of the property with at least 3% down payment. Or proof of funds for a cash purchase, if permitted by the application.
• If applicable, a Purchase and Sale agreement for your current home that you are selling.

If you do not upload a required document, your application will be incomplete and not entered into the lottery.

We prefer a single PDF for each document. If you need to convert images or other files to a PDF, you can do so at this link. Multiple PDF files can be merged together here.

CHAPA Chapter 40B Application & Disclosure Form

This must be fully completed and signed in order to be entered into the lottery.

Pre-Approval Letter

The pre-approval amount should be for at least the price of the property with at least 3% down payment and come from a lender that verified your income, assets, and credit. If you are applying for an age-restricted (55+ or 62+) Chapter 40B home and purchasing with cash, please instead upload documentation showing the source of funds being used.

Optional: Puchase & Sale Agreement

If you are applying for an age-restricted (55+ or 62+) Chapter 40B home and currently own a home, your current home must be under agreement to be sold. Please upload a Purchase & Sale Agreement for the home you are selling. Otherwise, skip this upload.

If you are selected in the lottery, you will have approximately 24 hours to submit to CHAPA documents verifying your stated income and assets. If you do not submit all the required documents within 24 hours of being notified, CHAPA will move on to the next applicant in line from the lottery. There will be no extensions, so start now and have all the following documents ready by the date of the lottery deadline, listed on the first page of the application. 

Income documentation, including:

• Five most recent pay stubs
• Federal tax returns for the last three years (no state tax forms needed)
• W2s from the most recent tax year
• Social Security or benefit award letter
• Retirement or pension documentation
• Child support/alimony award or proof of receipt
• Any other documentation necessary to verify sources of income

Asset documentation, including:

• Most recent checking and savings account bank statements
• Retirement/brokerage statements
• Gift award letter
• Any other documentation necessary to verify liquid assets

There is also a document checklist on Page 3 of the CHAPA Chapter 40B Application & Disclosure Form.

Click "Submit" below to send your application and pre-approval to CHAPA.