Patient Responsibility - Health Insurance
Insurance Disclaimer: “A quote of benefits and/or authorizations does not guarantee payment or verify eligibility. Payments of benefits are subject to all terms, conditions, limitations, and exclusions of the member’s contract at time of service. “
Insurance Liability for Payment: Your health insurance company will only pay for services that it determines to be “reasonable and necessary.” If your health insurance company determines that a particular service is not reasonable and necessary, or that a particular service is not covered under the plan, your insurer will deny payment for that service. We suggest to all patients that they discuss this with our staff or your insurance to confirm that services are covered.
Under this arrangement, you are responsible for paying your co-pay, any non-covered portions, and any deductible you have yet to cover. In addition, if your insurance company does not pay for our services, you agree to pay for the services provided in our clinic.
Beneficiary Agreement: I understand that my health insurance company may deny payment for the services identified above, for the reasons stated. If my health insurance company denies payment, I agree to be personally and fully responsible for payment. I also understand that if my health insurance company does make payment for services, I will be responsible for any co-payment, deductible, or coinsurance that applies.
Patient Responsibility – No Health Insurance
We offer uninsured patients the ability to enter into an annual (per calendar year) contract with the practice and by doing so we are able to extend discounted services to the patient. All uninsured patients will be required to sign up for membership. Insured patients with a high copay/deductible may also enter into the contract for a more cost effective solution to care but upon signing up will decline the right to use their insurance or have claims sent to insurance for the current calendar year.
Patient Responsibility – Auto Accident, Worker’s Compensation, Personal Injury
We accept Auto Accident, Worker’s Compensation, and Personal Injury cases and you are required to complete a lien and must provide all insurance company or attorney information for statements to sent to. You are ultimately responsible for payment for services rendered. Worker’s Compensation cases must be pre-approved through your employer before starting treatment.
► All accounts regardless of responsibility are considered past due if no payment has been received within 30 days from receipt of invoice and are subject to a 1.5% monthly finance charge. Delinquent accounts will be sent to a collection agency after 90 days that reports to major credit bureaus after we have exhausted all attempts to collect the balance with all applicable fees added to the account balance.