• Financial Health Check

  • Format: (000) 000-0000.
  • Income & Budget

  • 5. My current income meets my living costs*
  • 6. My income is well structured and tax efficient*
  • 7. My children's education costs are covered*
  • 8. My surplus income is being invested efficiently for wealth creation*
  • 9. My income and employment are secure*
  • Investing

  • 10. I have an appropriate 5 year wealth plan*
  • 11. I have a tax efficient investment structure*
  • 12. I understand the risk/reward trade-off between my investment strategy and other investment options*
  • 13. My investments are achieving my goals*
  • 14. I can sleep at night with the investments I have in place*
  • Debt & Mortgage

  • 15. My debt is structured in the best possible way*
  • 16. I have the right mix of personal and investment debt*
  • 17. I have a strategy to eliminate my personal debt in the shortest possible time*
  • 18. My overall debt levels are appropriate for my current life status*
  • 19. My debt plan is regularly reviewed*
  • Personal Insurance

  • 20. My insurances cover me comprehensively for most foreseeable circumstances*
  • 21. I am paying the most competitive premiums*
  • 22. I have the appropriate levels of cover in place*
  • 23. My family would continue to live comfortably if something happened to me*
  • 24. My insurance policies are regularly reviewed*
  • Superannuation & Retirement

  • 25. I have a clear understanding of my retirement goals*
  • 26. I have a clear understanding of my desired retirement income needs*
  • 27. I am on track to achieve my required income in retirement*
  • 28. My retirement funds will last throughout my retirement*
  • 29. My retirement funding strategy is structured tax efficiently*
  • Estate Planning

  • 30. My Will is right up to date and reflects my current wishes*
  • 31. My assets will be transferred to all the right people, at the right time tax efficiently*
  • 32. I have someone that is able to make financial decisions on my behalf if I am unable to do so*
  • 33. My surviving family or executor would easily find all relevant documentation*
  • 34. My family is aware of my medical and lifestyle wishes*
  • Should be Empty: