Page 1 - Opening Page - City/Town selection; Employee Name; Form Action
Employee Benefits Online Change Form
This form is HIPAA compliant. The data you enter will be stored confidentially and securely.
This option is for the Covered Person (see image above) who appears on the city/town's EB Invoice, and is making a benefit change. Use this option if:
Prior to completing this form, we recommend you confirm this is the correct option with your benefits administrator.
{citytown} {group}
{employeeName}
Benefit Review - {actionFor}
This request has already been completed and the is record is locked. If you believe it was approved or declined in error, please contact Nikki Willoughby for additional assistance.
Page 2 - Replace Card; Update Address
{action866} for {employeeretireeName3}, {citytown}
***Replacement ID cards take up to 4 weeks to be received at the address above.***
Page 3 - Active to Retiree Status
Your basic life and AD&D coverage ends when you retire. If basic dependent life is also offered, that benefit ends at retirement as well.
If you are enrolled in Voluntary Life (and/or Voluntary AD&D) the coverage ends for you and any covered dependent at retirement.
Upon retirement from the {citytown}, you may elect to make changes to your benefits.
Retirees and/or covered spouses are not eligible to keep medical coverage once they turn 65. Coverage automatically ends for the individual on the last day of the month in which they turn 65. You may continue existing dental and/or vision coverage.
*A retiree must meet minimum eligibility requirements, which are typically 5 years of service and at least 50 years of age.
Retirees over age 65 may not continue medical coverage through MMIA, but may elect to keep dental and/or vision if offered by the city through MMIA. If the employee's spouse is currently participating in the medical plan, they will be allowed to continue coverage until they reach age 65.
**The spouse of a retiree must complete a benefit enrollment form in order to continue medical coverage once the retiree's coverage ends upon reaching age 65**
Retirees over age 65 may not continue medical coverage through MMIA. If the employee's spouse is currently participating in the medical plan, they will be allowed to continue coverage until they reach age 65.
Retirees under the age of 65 may continue medical coverage, but a covered dependent over age 65 cannot continue medical coverage through MMIA. Regardless of age, retirees and their dependents may elect to keep dental and/or vision if offered by the city through MMIA.
Retirees under the age of 65 may continue medical coverage, but a covered dependent over age 65 cannot continue medical coverage through MMIA.
Retirees and covered dependents over the age of 65 may not continue medical coverage. Regardless of age, retirees and their dependents may elect to keep dental and/or vision if offered by the city through MMIA.
Your medical coverage will automatically terminate at the end of the month in which you retire.
As a retiree, once you drop coverage, you may not re-enroll for that benefit.
Your spouse is over the age of 65, and is not eligible to continue medical coverage once you retire. Please correct the selection above.
Medical Plan Choices:
{formMedical}
*The custom medical plan is not available to you.* Please select a medical plan from the list available to you from the Medical Plan Choices above.
Page 4 - Add/Drop Dependent
To include dependents due to marriage, adoption, loss of previous coverage, or court order, you will need to submit supporting documents (such as a marriage certificate, certificate of prior coverage, or court documents). If the information comes from your previous insurance provider, it must specify the date when the coverage ended. Please ensure you provide the necessary documentation to your Benefits Administrator for final approval of this request.
When adding dependents, the coverage and any plan changes are effective on the qualifying event date.
This process removes the listed dependent from ALL coverages. If you only need to remove the dependent from some of the coverages, please use the back button and select "Change - Primary participant's benefit selections".
**OPTIONAL** To update your beneficiary form, please provide the completed and signed beneficiary form to your benefits administrator. It will be submitted securely to MMIA when your change request is approved.
Page 5 - Dependents
If you don't have the baby's SSN yet, please enter 000-00-0000. You will need to provide the child's information once you receive it.
Complete this page for any dependent you are adding to medical, dental, and/ or vision due to the qualifying event. If enrolling your spouse, common-law spouse, or domestic partner add them as the first dependent.
Page 6 - Add/Remove Dependent Benefit Selections
Waiver of Medical/Prescription Coverage
Page 7 - Change Benefit Selections
{whatIs}
Benefit changes are effective on the first day of the month. If you select any other date, the change will be effective on the first day of the next month.
If this change is to correct benefit selections for initial enrollment or due to a qualifying event, the effective date will be the same as the date of the qualifying event.
You may not select a date more than 31 days in the past.
*The custom medical plan is not available to you.* Please select a medical plan from the list available to you from the Medical Plan Options above.
Depending upon the qualifying event, you may not be eligible for a change to your medical plan. If you choose a medical plan that is different than your currently enrolled plan, and the change to the plan is not allowed, you will be contacted by your benefit administrator.
You may wish to provide an updated beneficiary form to your benefits administrator. It will be submitted securely to MMIA when your enrollment request is approved.
Page 8 - Voluntary Life
The {citytown} offers Voluntary Term Life and AD&D coverage. The employee pays this benefit 100%. Additional details on this coverage can be found in the Voluntary Term Life and AD&D Summary.
Coverage Amount: The maximum amount an employee can apply for is 5x their salary up to the maximum of $500,000. Employees may purchase benefits increments of $5,000. Spouses may receive coverage, up to 100% of the employee amount, not to exceed $500,000.
Guaranteed Issue: Up to $350,000 for employees; $50,000 for spouses. Amounts over the Guaranteed Issue require a completed Evidence of Insurability (EOI) form.
Monthly Premium Rates per Thousand: Rates are age-banded for voluntary life and are shown below. AD&D rates are $0.05 per thousand for all ages. Volumes can be selected separately for voluntary life and AD&D coverage.
Dependent Child Benefit: Employees can cover their child(ren) in increments of $1,000, a minimum of $2,000 up to a maximum of $10,000. The cost is the same for one child or multiple children. The rate is $0.12 per $1,000 of coverage and employee coverage is required. AD&D coverage is not available for children. Eligible children must be less than 26 years of age.
**If adding or changing this coverage you must complete the Voluntary Life Enrollment Form and provide it to your benefits administrator to be submitted to MMIA upon approval of this request.
Voluntary Spouse benefits are only available if the employee elects the same coverage at an equal or greater value.
Voluntary Dependent Life is available only to dependent children under the age 26.
You are requesting Voluntary Life coverage which requires an Evidence of Insurability form to be completed and provided to your benefits administrator. Additional review by the underwriters is required before the coverage is approved. You will be contacted if the request is declined or if more information is needed.
Page 9 - Summary of Benefit enrollment/changes
This is a summary of the benefits you have elected.
Page 10 - Signature Page
Participant AuthorizationI hereby request coverage for myself and my dependent(s) listed on this enrollment application who are currently enrolled or may become eligible for coverage under the plan agreement purchased by the Montana Municipal Interlocal Authority (MMIA). I agree that my dependents and I will comply with the following:~ That we will be bound by the terms and conditions of the Group Agreement, as it may be amended;~ That all providers that have rendered services to me and my dependents are authorized to make medical information and records regarding such services available to the Plan and their providers who, in turn, may share such records among themselves; and,~ That I shall assist the Plan in the completion and submission of consents, releases, assignments, and any other documents related to the protection of the Plan’s rights under the Group Agreement including, but not limited to, the coordination of benefits with other health benefit plans, insurance policies or Medicare.I understand that I am responsible for notifying the Plan within 31 days of any changes in my or my dependent(s)’ eligibility status, such as change of address, birth, adoption of a child, marriage, divorce, termination, or additional coverages.
Statement of HIPAA Portability Rights
By selecting "No" above your request will not be processed. Please reach out to the benefits contact for {citytown} to answer any questions or address any concerns you have.
Please click on the "Submit Request" button below.
This will complete your portion of the process.
You may wish to submit an updated Beneficiary Form. Please provide the completed form to your benefits administrator.
Your request requires a Domestic Partnership Affidavit. Please provide the completed form to your benefits administrator.
Your request requires a Common Law Affidavit. Please provide the completed form to your benefits administrator.
Your request requires a Voluntary Life Form. Please provide the completed form to your benefits administrator.
Your request requires an Evidence of Insurability Form. Please provide the completed form to your benefits administrator.
Your request requires a copy of the marriage license. Please provide this document to your benefits administrator.
Your request requires a copy of the birth certificate since the baby's mother is not participating in the medical coverage. Please provide this document to your benefits administrator.
Your request requires a copy of the court-ordered medical support document. Please provide this document to your benefits administrator.
Your request requires a copy of the adoption record. Please provide this document to your benefits administrator.
Your request requires a certificate of prior coverage listing the individuals covered and the date the coverage ended. Please provide this document to your benefits administrator.
Your request contains errors. Please contact your benefit administrator for additional information or instructions on how to complete your request. Clicking the button below will reset the page
Page 13 - Approval Page
Page 14 - ID Request/Personal Info Update Approval Page
All of these fields are hidden from view on the form - they are used to fill, calculate, or perform some other function "behind the scenes" of the actual form
Page 3 - Active to Retiree
Page 4 - Add/Drop
Page 6 - Benefit Selections
Page 7 - Voluntary Life