StellerVista Lending Application

1
To complete this application you will need:* This field is required.(please check each box to confirm you are ready to begin)
I am at least 19 years of age
A permanent home address
A valid contact phone number
Details about any property you own
Information about what you owe
Be located in British Columbia
2
Are you a member of StellerVista?* This field is required.
YESNO
3
What is your preferred branch?* This field is required.
Remote Service Only
Elkford
Sparwood
Fernie
Cranbrook
Castlegar
Slocan Valley
West Boundary
4
Will these funds be used by or on behalf of a third party?* This field is required.
YESNO
5
Are you a Politically Exposed domestic or foreign person or an immediate family member of one?* This field is required.
YESNO
6
Are you a U.S. resident for tax purposes?* This field is required.
YESNO
7
Your Name* This field is required.Please enter your legal first and last name as displayed on your Driver's License or Birth Certificate.
First Name
Last Name
8
Email* This field is required.
example@example.com
9
Phone Number* This field is required.
Please enter a valid phone number.
10
How do you prefer we contact you?* This field is required.
PhoneEmail
11
Date of Birth* This field is required.
Date
Year
Month
Day
12
Address* This field is required.
Street Address
Street Address Line 2
City
State / Province
Postal / Zip Code
Please Select
Please Select
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Cook Islands
Costa Rica
Cote d'Ivoire
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Democratic Republic of the Congo
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Polynesia
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kosovo
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Nagorno-Karabakh
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Turkish Republic of Northern Cyprus
Northern Mariana
Norway
Oman
Pakistan
Palau
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Republic of the Congo
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
Somaliland
South Africa
South Ossetia
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
eSwatini
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Transnistria Pridnestrovie
Trinidad and Tobago
Tristan da Cunha
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
Isle of Man
US Virgin Islands
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Other
Country
13
Do you own or rent your home?* This field is required.
OwnRent
14
What is the best time of day to contact you?* This field is required.
10am - 12pm
12pm to 2pm
2pm to 4pm
Any time
15
How long have you been working in your current job?* This field is required.
16
What is your occupation?* This field is required.
17
What company is your main employer?* This field is required.
18
What is your job title?* This field is required.
19
How frequently are you paid?* This field is required.
20
What are your average annual earnings?* This field is required.
21
Please provide your employers contact number* This field is required.
Please enter a valid phone number.
22
Can we contact this employer to verify?* This field is required.
YESNO
23
Please add your primary assets here.* This field is required.
24
Please add your primary liabilities here.* This field is required.
25
How much would you like to borrow?* This field is required.
26
What do you need these funds for?* This field is required.
27
How fast do you want to pay this debt off?* This field is required.
Within 1 year
Within 3 years
Within 5 years
Other
28
What monthly payment are you hoping to make?* This field is required.You can view current rates and use our online calculator tools to determine what your likely payment might be - visit www.StellerVista.com to do this.
29
By when do you need these funds?* This field is required.
Date
Year
Month
Day
30
Terms and Conditions* This field is required.I confirm: I am a resident person as defined under The Income Tax Act; where the applicant is an individual, that I am at least 19 years of age; I verify that all of the information provided on this application is true and correct and acknowledge the credit union is relying on the accuracy of this information for the purpose of granting the loan sought, and if the loan is granted, I will use it for the purposes indicated; I acknowledge that any approval of this loan application by the credit union will be subject to conditions, including the condition I will sign various loan documents in favour of the credit union. In order for this loan to proceed if approved, I agree to complete and sign all loan and security documents as may be required by the credit union or its lawyers. I agree to pay all costs of preparation and registration of any security required by the credit union; The credit union will adhere to Privacy Standards which it has adopted from time to time, and will need my consent to release personal information gathered about me except when the law allows the credit union to do so without my consent. For that purpose: a. I authorize, consent to, and accept this as written notice of the credit union's intention to obtain and gather credit, personal or other information about me ("Information") as the credit union may feel necessary to evaluate my credit rating from any credit reporting agency, government agency, credit grantor, or any other entity in possession of Information and I specifically direct and authorize such entities to provide Information at the credit union's request. The credit union is also authorized to continually update, obtain, and use Information at any time in connection with the loan applied for, including enforcement purposes. The credit union is authorized to share and exchange Information with any guarantor of the loan sought and any other credit grantors; b. I agree that the credit union, its affiliates and other service providers may use and share any of the Information relating to me to maintain and administer the loan and to offer services for any purpose not prohibited by law; c. I consent to the use, disclosure and sharing at any time of the Information: for the purpose of offering me any other product by the credit union or its affiliates or other service providers that they believe may be of interest to me; to determine which other products or services may be of interest to me; and for such other uses as are not prohibited by law. I understand that I can ask the credit union to stop using the Information to offer other products or services at any time; and d. I also consent to receiving messages about any other product offered by the credit union or its affiliates or other service providers that they believe may be of interest to me by mail, in person, or by electronic means; and e. For the purpose of this authorization, the credit union's affiliates and other service providers means credit union affiliates and service providers that are engaged in the business of providing any one or more of the following services to the public in Canada: deposits, loans and other personal financial services; credit, charge and payment card services, trust and custodial services; securities and brokerage services; insurance services. I understand and agree that if insurance is not financed as part of the loan applied for or not otherwise purchased, the loan is not insured in the event of my death, disability, critical illness, loss of employment or otherwise; I agree this agreement and any loan made to me by the credit union shall be governed by the laws of the Province of British Columbia without regard to conflicts of laws rules and I consent to the exclusive jurisdiction of the Courts of British Columbia in all disputes arising out of this agreement or any loan by the credit union and agree that this agreement is deemed to be made in British Columbia; I agree that if any of the terms of this agreement are deemed unenforceable or invalid, the remaining terms shall continue in full force and effect; If I default in payment on the loan I agree to pay to the credit union all amounts owing on the loan as well as any default and late payment charges which the credit union may impose. In addition, I will pay all of the credit union’s costs in enforcing its rights including legal, court, and other costs. If any cheque or payment is dishonoured, I also agree to pay an NSF charge which will be added to the loan; I acknowledge and agree that while the credit union is using the appropriate technology to secure the confidentiality of information exchanged over the Internet, the credit union will not be responsible for any damages I may incur in the event that a third party obtains access to confidential information notwithstanding this secured server; Before checking the "I agree" box and clicking on the "SUBMIT" button below, please read the above terms and conditions carefully. By checking the "I agree" box and clicking on "SUBMIT," you are indicating your agreement to all of the terms and conditions set out above. If you check the "I agree" box and click "SUBMIT" without reading the terms and conditions, you are still agreeing to be bound by all of the terms and conditions. Checking the "I agree" box and clicking "SUBMIT" has the same legal effect as a handwritten signature of acceptance.
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