EQUESTRIAN AUSTRALIA GROUP INSURANCE

Please note that to obtain the EA Group Insurance your club or organisation MUST be a current member of your State Branch. If your affiliation is not up to date then your insurance will be invalid and will not cover you if a claim arose.

 

To calculate your fee please use the matrix below.

Number of Participants - includes the total number of riders, club members, EA members and any other event participants including Volunteers and Officials (i.e. everyone excluding spectators

Number of Horse Activity Days - includes days in which there are horses undertaking activities onsite. This includes competition days (including the days in which horse arrive and depart before/after the actual event), training days or any other club activity days.

 

For Clubs with 700 or more participants please email insurance@equestrian.org.au for pricing.

 

Claims Made Notification Requirements

The Professional Indemnity & Management Liability policies are 'Claims Made' policies which means all cover will cease on the expiry date. No claims can be made against the policies, other than in respect to claims or circumstances reported to the insurer prior to the expiry date(s). We strongly recommend that you conduct an inquiry with all relevant employees and directors within your organisation to ensure that all known claims and circumstances which could give rise to a claim are identified and advised to Marsh Insurance Brokers or the insurer prior to the expiry date.

 

Before you enter into a contract of general insurance with any Insurer, you have a duty, under the Insurance Contracts Act 1984 to disclose to the Insurer every matter that you know or, could reasonably be expected to know, is relevant to the Insurer's decision whether to accept the risk of insurance and, if so, on what terms. You have the same duty to disclose those matters to the insurer before you renew, extend, vary or reinstate a contract of general insurance. Your duty however does not require any disclosure of any matter that diminishes the risk to be undertaken by the Insurer; that is of common knowledge; that your Insurer knows or, in the ordinary course of their business, ought to know. As to which compliance with your duty is waived by the Insurer.

Examples of information which are relevant to insurers are

(i) past claims experience, (ii) a cancellation of a previous insurance policy or refusal by an insurer to renew a policy previously held by you, (iii) any unusual features of the subject matter of the insurance which might increase the likelihood of a claim under the policy.

If you are uncertain about whether or not a particular matter should be disclosed to the insurer, please contact our office.

Non-disclosure - If you fail to comply with your duty of disclosure, the Insurer may be entitled to reduce their liability under the contract in respect of a claim or may cancel the contract. If your non-disclosure is fraudulent, the Insurer may also have the option of avoiding the contract from its beginning.

 

Please sign and keep a copy for your club records, a copy of this form will also be emailed through to EA for ther records. If you have any questions please email: insurance@equestrian.org.au 

A tax invoice will be issued to your Club with a link to pay online securely. Direct deposit details will be included on the invoice.