1. Application for coverage: I understand that Blue Shield has the right to decline my application forcoverage. I also understand that I must be residing in California in order to be eligible for enrollment inthis plan/package. I will notify Blue Shield upon any change regarding my eligibility for the dental plan,vision plan, or Specialty DuoSM dental + vision package. I also agree to provide information requestedby Blue Shield to verify my eligibility or continued eligibility for coverage, and understand that failure tocooperate could result in cancellation of coverage. If you use a broker to help facilitate your enrollment,their compensation is based on a percentage of your total monthly premium. This is paid by Blue Shield.Your monthly premium will be the same whether you choose to use a broker or not. In addition, your brokermay receive a bonus if certain sales thresholds are met.
2. First month’s dues/premiums: Blue Shield requires first month’s dues/premiums at the time of applicationsubmission. Find your estimated monthly dues/premiums by going to buyblueshieldca.com or contact youragent. Refer to Part 6 for payment options. Failure to submit full payment of dues/premiums will result in areturn of your application. Please note that processing of your payment does not constitute approval ofyour application with Blue Shield or Blue Shield Life. If you include a check, it will be destroyed.
3. Dues/premiums: Dues/premiums are to be paid in full by the due date. Coverage will be canceled forfailure to pay dues/premiums in a timely manner as set forth in the Evidence of Coverage and HealthService Agreement/Policy as allowed by law.
4. Effective date of coverage: If you qualify for coverage, Blue Shield will notify you of your effective dateof coverage. If Blue Shield cannot honor your requested effective date, or is unable to issue coveragebefore the requested date, coverage will begin as soon as possible. If additional dues/premiums areowed, payment must be received before coverage becomes effective. Any charges incurred for servicesreceived prior to your effective date or after cancellation or termination of coverage are not covered.
5. Acceptance of application: You understand that only Blue Shield can accept your application and issuecoverage for a plan or policy requested on this form. Your agent or broker cannot issue or enroll you incoverage or change any terms or conditions of coverage.
6. Parents/guardians: If you are the parent or legal guardian of an applicant who is a minor, please sign onbehalf of the applicant at the bottom of this Part. 4. As the parent or legal guardian, you are identifiedas the person who may make inquiries and act on behalf of the applicant regarding this coverage (asallowed by law). In addition, you are agreeing to assume all responsibility for dues/premiums paymentsand for following the terms and conditions for coverage. If you are not the parent of the applicant, pleaseattach court documents that appoint you as the guardian of this minor. Mark one of the following boxesand identify the individual authorized to act on behalf of the minor (applicant):
7. Authorization for spouse/domestic partner to make changes: If you are an applicant whose spouse/domestic partner is also applying for coverage, please specify if you authorize your spouse/domesticpartner to make changes to the contract/policy on your behalf. You may discontinue this authorization atany time by sending a written request to Blue Shield.
8. Authorization for your agent to provide/obtain information: By leaving this box blank you authorize yourinsurance agent, broker, or producer (referred to as “your agent”) to access all information on thisapplication. Check the box if you do not want to give your agent this authorization.
9. Process to authorize Blue Shield to release personal and health information to a third party: If you wouldlike to authorize your spouse, domestic partner, or a third party to access your personal health information,please complete the form titled Authorization for the Use or Disclosure of Health Information. To obtain thisform, go to blueshieldca.com/privacy or call (888) 256-3650
10. California law prohibits an HIV test from being required or used by health insurance companies as acondition of obtaining health insurance coverage.
11. Response to requested information: You agree to cooperate with Blue Shield (or Blue Shield Life, asapplicable) by providing, or by providing access to, documents and other information requested (such ascourt orders to provide dependent coverage, etc.) to corroborate information provided in this applicationfor coverage. You acknowledge and agree that failure or refusal to provide these documents or theinformation requested may be cause to deny this application or rescind or cancel your coverage.
12. Receiving materials and communications electronically versus print: You will receive required benefit plan and coverage-related materials and communications via email, at blueshieldca.com/policies, and/or by signing into the Blue Shield website blueshieldca.com, as applicable. Documents that are made available to you electronically include:
- Blue Shield Identification (ID) cards
- Statement of Benefits (SOB)
- Evidence of Coverage and Health Service Agreement (EOC)/Policy You have the right to obtain printed, mailed materials at any time and at no expense to you. To receive printed materials in the mail, to opt out of email communications, or if you have questions, please call (888) 256-3650.
I have reviewed all responses pertaining to me in this application. I have read the summary of benefits and the terms and conditions of coverage and authorizations set forth above. With my own signature below, I represent that the information provided in this application is complete and accurate to the best of my knowledge, and I understand and agree to the terms and conditions of coverage and the authorizations I have provided. (Important: Each adult applicant must provide their own signature I understand that I must inform Blue Shield if anything changes or is different from what I listed on this application before my enrollment with Blue Shield begins.