I understand that I am responsible for payment of all deductibles and copayments related to my care. I am responsible for my deductible and any portion that my insurance does not cover. If my insurance company payment is not received within 75 days after the date of service, I am responsible for the entire balance due. I understand that if I have a balance for medical services not paid, I will make a minimum payment of $50.00 each month or 20% of the outstanding balance by Autodebit Payment whichever is greater. If my balance is not paid in a timely and monthly fashion, I promise to pay any and all collection, court, and attorney fees in the collection of my account. A finance charge of 1.5% per month is applied on all unpaid account balances after 30 days. I further understand that if my treatment is associated with a personal injury or accident claim, all medical bills will be paid at 100% of the above fee schedule regardless of the outcome of my case. I understand that if a check is returned for insufficient funds, I will be charged a $30.00 service charge. I further understand that if my insurance company declines payment, I authorize Dr. Karim to file small claims court on my behalf against my insurance company as a method of collection. I further understand that I will be present at the court date if needed. I have read and fully understand the above financial terms and prices.