Predictors of Financial Success
Let me guess - you feel bad about wanting more from your money and wanting to have a massive bank balance, property and a nice car? See why you feel this way with this money QUIZ.
1. When you think about your personal financial situation, how do you feel?
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A. I know it's up to me to make meaningful change
B. It's improved dramatically and I feel confident
C. Wonder why I am useless with money
2. Have you ever looked at a friend and wondered why they are so lucky to have more than you?
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A. Rarely
B. Sometimes
C. Frequently
3. When you receive a bill, what is your immediate reaction?
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A. A little concern washes over me
B. I am comfortable I have budgeted correctly
C. I feel stressed and delay payment, if I even acknowledge it
4. How comfortable are you discussing your salary with close friends or family?
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A. I won't start the subject
B. Very and I want others to feel empowered to as well
C. Mortified, I'm barely holding things together, what if they knew?
5. Do you ever avoid social activities because of financial concerns?
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A. No, but I should and too embarrassed not to
B. When the budget isn't aligned, I will
C. I lie so often, sometimes I should stay in bed
6. Do you feel guilt or shame about your spending habits?
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A. I feel guilty when I have overspent
B. Occasionally
C. I am all or nothing and it's so frustrating
7. How do you handle unexpected expenses?
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A. I will hustle big time
B. I know it's a normal part of life and I make adjustments to my budget
C. I am close to a meltdown
8. How often do you find yourself making impulse purchases?
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A. Sometimes
B. Rarely
C. Often
9. How do you feel about your ability to save money?
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A. I make plans but it never quite happens
B. It's a challenge but I manage
C. I am useless at saving
10. How often do you check your bank account balance?
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A. Regularly and with ease
B. I run off a budget so the bank balance is not the main point of concern
C. Rarely, it makes me anxious - some days I would rather not know
11. How do you react when someone offers financial advice?
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A. Wish I knew as much as they did
B. I want to soak it all in and gleen what I can so I can improve
C. Sometimes I am defensive and other times I act like I know it all
12. How do you feel about asking for financial help?
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A. Comfortable if needed
B. Reluctant but I would
C. Mortified, I avoid it at all costs
13. How does spending money on items you can't afford make you feel?
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A. Uneasy
B. Unhappy, but I would know how to correct it
C. A combination of powerful and remorseful
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