I understand this is a mortgage readiness assessment tool. Everything that I have stated in this application is correct to the best of my knowledge. I grant permission for Texana Bank to do a "SOFT CREDIT" check to determine if I have a qualifiying score. I understand that a "SOFT CREDIT" check will NOT impact my score negatively. I understand that I will meet with Mortgage Loan Officer (Dr. Michelle W Cofer; NMLS #2501465) 1:1 to further assess my needs and financing options. If I have any questions, I can reach Dr. Cofer directly at 404-980-3366 prior to submitting this assessment form.