CrediCoach Client Onboarding

Welcome to CrediCoach

Let's get your credit back in shape. This secure intake takes about 5 minutes — have a photo ID and proof of address handy before you start.

How This Works

1. Review — We comb through your full credit report to find inaccurate, outdated, or unverifiable negative items dragging your score down.
2. Dispute — We challenge those items directly with the credit bureaus and creditors on your behalf. If an item can't be verified as accurate and fair, it has to come off.
3. Build — Along the way, we coach you on the habits that keep your credit strong for good.

What Happens Next
Within 24 hours of submitting this form (usually much sooner), you'll receive a welcome email with login details to your personalized client dashboard.

What to Expect
Most clients see tangible improvements within 6–8 months. You'll hear from our team every two weeks, with a formal progress update each month — that monthly rhythm matches the window the credit bureaus have to receive and respond to our disputes. Credit repair is a process, not an overnight fix, but you'll have a clear plan every step of the way, backed by our 100% money-back guarantee if we don't deliver.

What We Need From You
• Submit your documents promptly (photo ID + proof of address)
• Forward any mail you receive from the credit bureaus
• Avoid new credit-damaging activity during the process
• Follow the action plan we give you


BEFORE SUBMITTING THIS FORM

Please  direct to the below link to create your account for 1$

https://creditheroscore.com/redirect.asp?guid=FXSIPT6VYAA4&sid=MKARES7S4 

You will add this information onto the form. If you already have an account, you can bypass this. 

🔒 Your information is safe with us. Bank-level encryption · CROA-compliant process · 100% money-back guarantee. Trusted by 5,000+ clients.

Terms and Conditions for Credit Repair Services

 

1. Introduction: These Terms and Conditions ("Agreement") govern the provision of credit repair services ("Services") provided by Credi Coach and Affiliates ("we", "us","our") to you ("Client"). By engaging our Services, you agree to the terms outlined in this Agreement.

2. Service Overview: Credi Coach will work to improve your credit report by disputing inaccuracies, errors, and unverifiable information with credit reporting agencies. Our goal is to improve your credit score and the overall quality of your credit report.

3.Duration of Services: Our Credit repair services will begin upon the signing of this Agreement and the completion of any required documentation. We commit to delivering tangible improvements to your credit reports with a timeframe of no less than six (6) months and no more than eight (8) months from the start date of services. 

4. 100% Money-Back Guarantee: We offer a 100% money-back guarantee if we fail to improve your credit reports within the agreed timeframe of six (6) to eight (8) months. To qualify for the money-back guarantee, the following conditions must be met:

• You must provide all necessary and requested documents in a timely manner.
• You must not engage in any new credit-damaging activities during the service period (e.g., defaulting on loans, missing payments, accumulating new debt, etc).
• You must adhere to any advice or action plan provided by us to support to your credit repair process.
• You must have paid the fee in full in order to receive a refund of funds paid. 

5. Exclusions from the Guarantee: The money-back guarantee does not apply if:

• You fail to provide accurate information or documents in a timely manner. 
• Negative items on your credit report are legitimate and verified, and cannot be legally removed or improved. 
• You fail to cooperate or follow our recommendations and action plans. 

6. Payment and Fees: Payment for our credit repair services will be made according to the pricing plan agreed upon prior to the start of services. Payment must be made in full or through an installment plan as arranged with Credi Coach and Affiliates. If the 100% money-back guarantee applies, any payments made will be fully refunded.

7. Limitation of Liability: While we commit to working diligently to improve your credit reports, Credi Coach and Affiliates cannot guarantee specific credit score outcomes. We are not liable for any direct, indirect, incidental, or consequential damages arising from the use of our Services. 

8. Cancellation Policy:  You may cancel our Services at any time by providing written notice. However, refunds will only be issued if the cancellation is made within the first three (3) business days from the date of signing this Agreement, in accordance with Federal Law.

9. Dispute Resolution: In the Event of any disputes, you agree to first attempt to resolve the matter through informal negotiations with Credi Coach and Affiliates. If a resolution cannot be reached, either party may pursue legal action in accordance with the laws of Arizona. 

10. Modifications to Terms: We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be communicated to you in writing, and continued use of our Services following such notice constitutes your acceptance of the updated terms. 

11. Contact Information: For any questions, concerns, or requests regarding this Agreement or our services, please contact us at admin@credicoach.com

 

By signing below, you acknowledge that you have read, understood, and agree to the above Terms and Conditions. 

 

 

 

CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any 'credit repair' company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.

You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it.

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact:

The Public Reference Branch
Federal Trade Commission
Washington, D.C. 20580

ACKNOWLEDGMENT OF RECEIPT

I have received and read a copy of the above statement of my Consumer Credit File Rights Under State and Federal Law. I received it before signing any contract or agreement with CrediCoach.