INSURANCE
Vehicles must have a valid motor insurance policy which provides as a minimum,Third Party Liability cover that complies with the Road Traffic Act. This can be either, by extending an existing motor policy to cover the event, or, by purchasing additional cover, providing under the Event Road Section Scheme as an adjunct to an existing motor policy. If a competitor has an extension to their existing policy,they will be required to sign a declaration that the cover complies with the requirements of the Road Traffic Act. Any responsibility for a fraudulent or misleading declaration about existing cover lies with the competitor.
If a competitor wishes to purchase additional Road Section cover via the organisers,then they can do so prior to the event providing they comply with the following:
• is aged 19 years or over
• has held a full driving licence for a minimum of 6 months
• has no more than 6 points on their licence
• has had no more than 1 fault claim in the last 3 years is named on a valid motor insurance policy for the vehicle they are driving
• do not have the Third-Party Extension cover on their existing motor policy
• the vehicle has a valid MOT and taxed for the road, unless exempt from doing so
Anyone aged less than 19 years old will also be accepted at the same price should their co-driver be a more senior member of their family or over 25. Any competitor who falls outside of these parameters may be offered cover at equivalent terms or an agreed price, if approval from the Appointed Insurance Broker has been obtained by the event organisers, prior to the event. Approval can be sought by sending an email to teresa.knight@reis.co.uk and provide the Drivers’ name and date of birth, the date they past their driving test and details of any motoring claims and/or convictions.
Additional cover provided by this scheme is only effective whilst the vehicle is actively competing in the event and remains under the control or direction of the event organiser(s). Cover will cease immediately if you are precluded, excluded or retire from the event.
The basic rate per driver for the Insured event, before any loadings will be £22.00.