NEMT Insurance Quote

  • NEMT Insurance Quote

    Only available in IL.
  • Business Owner's Date of Birth
     / /
  • Format: (000) 000-0000.

  • Business Information

  • Your Business Entity Type*
  • Do you have a USDOT Number?*

  • Business Information (Continued)

  • Do you provide non-emergency medical transportation?*
  • Do you have any wheelchair-equipped vehicles?*
  • Is any vehicle an ambulance, emergency vehicle, or vehicle equipped for stretchers or life support?*
  • Do vehicles in service have multiple shifts per day? More than 12 hours of use in a 24-hour period.*
  • Are there any party buses or vans with perimeter seating?*
  • Do you or your drivers operate customers' cars?*
  • Does your business sublease any vehicles?*
  • Does you drive for Uber, Lyft, or any other Transportation Network Company?*
  • Are the majority of vehicles stretched?*
  • Do you ever accept street hails?*
  • Are any vehicles bubbled, or do they have a meter/fare box or rates posted inside?*
  • Are the majority of your trips arranged at least 24 hours in advanced?*
  • Do you only provide transportation to the Amish for their business and/or personal needs?*
  • Are the majority (80% or more) of the dispatches to the airport, and will the airport be listed as an additional insured (AI) in the application?*

  • Vehicle Information

  • Are vehicles equiped with any of the following:

  • Driver Information

  • Which of the following is part of your driver screening/hiring process:

  • Prior Insurance History

    Please provide accurate answers to ensure you receive the appropriate discounts.
  • Is your business currently insured?*
  • When does your business insurance expire?
     / /
  • A telematics-based program is offered to Non-Emergency Medical Transportation companies to track driving habits through a device or mobile app, offering up to a 20% discount based on factors like speed, braking, and time of day. Would you like to add this program to your quote?

  • Choose Your Coverage(s)

  • Insurance Requirements for Non-Emergency Transportation (Medicar) Companies

    State of Illinois Requirements:

    Liability Insurance Minimums:

    • $250,000 per person
    • $250,000 per accident
    • $50,000 for property damage

    City of Chicago Requirements:

    Liability Insurance Minimums:

    • $350,000 Combined Single Limit (CSL)

    Important: An Acord Certificate of Insurance verifying that your coverage meets or exceeds these minimum requirements is mandatory. Without it, the Illinois DMV will not issue commercial plates.

    nemt certificate of insurance illinois

    Minimum State Requirements Option:

    By selecting MINIMUM STATE REQUIREMENTS on your insurance application, your quote will reflect the minimum coverage limits necessary to register your PT vehicle in compliance with state regulations.

  • Choose Your Auto Liability Limit*
  • Other Coverages to Include on Your Quote

  • Thank you for your interest in requesting a NEMT insurance quote through our agency. Please note that the information provided in the form is used to generate a preliminary premium estimate but may not include all the details needed for a final quote.

    Like most insurers, many of the companies we work with use your information, along with other sources such as your driving record, claims, and credit histories, to determine an accurate price for your insurance. Any new or updated information may impact your renewal premium.

    The preliminary premium estimate is based on the data available at the time of submission and is subject to change following a more thorough review. One of our licensed agents will contact you to perform an insurance assessment or review, clarify any uncertainties, and provide further explanation. Revisions to the information may be made verbally during this assessment or review, based on the details discussed and with the applicant's consent. We will not revise any information unless specifically instructed by the applicant after the review.

    The data provided in this form is preliminary and is considered void once the insurance application takes its place. The final and binding agreement will be based on the completed insurance application, which will be signed by you at the time of policy issuance or binding.

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